DOF-IC Training on Microinsurance Advocacy on March 6-9 in Cebu City

Dear Rural Bankers:

The Insurance Commission (IC) and the Department of Finance will be conducting the three-day Training on Microinsurance Advocacy on March 6-8, 2012 at Harolds Hotel, Cebu City. The activity aims to develop advocate-partners in promoting microinsurance among key stakeholders as part of the nationwide microinsurance literacy campaign. Deadline of confirmation of participation is on February 24, 2012.

Furthermore, the Magpaseguro para Protektado: Advocacy Seminar on Microinsurance will be held on March 9, 2012 in the same venue. This activity shall provide basic information on the current initiatives on microinsurance. Confirmation of attendance will be accepted until February 29, 2012.

Both programs are free.

Please click on the following for details:

Confirmation Form

Microinsurance Orientation Seminar Program

Training on Microinsurance Advocacy Program

For more information, you may contact RBAP-RBRDFI Microinsurance Project Coordinator, Ghay Lyne Mapano at (02) 527-2972 or email thru

Thank you!


2012 Visayas Management Course in Cebu City

This is to notify all rural bankers in the Visayas that the  Waterfront Hotel in Lahug, Cebu City will be the venue for the 2012 Management Course from March 15 to 16.   “Good Governance: a continuing challenge for rural banks” is this year’s conference theme.

For those who wish to participate, the  fee is P 5,500.00 per delegate.  However if you register on or before February 15, 2012 a discounted rate of P 5,000.00 will be given.  For other pertinent matters, kindly get in touch with the CFRBI Secretariat at telefax no. (032) 232-5745 or at (032) 430-9318; (032) 430-9133 c/o Maureen Cuyos or email at . You can also download the circular and registration form from this site. CFRB – 2012 Visyas Management Conference

Thank you.



Article on cooperation between DA and Rural Bankers on Phil Star

Efforts by rural bankers to provide better credit access  to farmers and fisherfolk was again featured in the business section of the Philippine Star.  The article,  published on January 29, reported the fruitful meeting between the officers of RBAP and Secretary Alacala of the Department of Agriculture.

Aside from the varied measures and fund guarantees discussed, both agreed to form a technical working group that would  formulate recommendations to the agriculture department.

For more details, please view the attached link:

Thank you.

Repost: 2012 RBAP Convention in Boracay

The Rural Bankers Association of the Philippines, in cooperation with the Iloilo Federation of Rural Bankers,  is pleased to announce the holding of the RBAP National Annual Convention at the Boracay Regency Hotel from May to 24 – 25 , 2012.

For other upcoming news and updates, we encourage all  to continuously monitor the RBAP website.

Many thanks.

Transfer of BSP Kalibo Branch

To all authorized agent banks in Roxas City and in the provinces of Capiz and Aklan, please be advised that the BSP branch in Kalibo is moving to its new home at Arnaldo Boulevard, Baybay, Roxas City.  Cash operations and other salient functions such as accepting deposits, supplying currency requirements and replacing unfit currency for circulation will begin on December 12.

To secure a copy of the promulgated memo, please click the attached pdf: m061

Thank you.

DOF-IC Microinsurance Orientation Seminar on September 23, Leyte Park Hotel, Tacloban City


There will be a Microinsurance Orientation Seminar on September 23, 2011 at Leyte Park Hotel, Tacloban City. This seminar is the first part of the government’s nationwide campaign on promoting microinsurance through the Department of Finance and the Insurance Commission.

Please click here for the Seminar Program.

For additional information, you may visit

Thank you.




Regional GCASH Training – VisMin RBs – Sep 09

We are inviting you to participate in a one-day Mobile Phone Banking
Accreditation Training and become part of the increasing number of GCASH
partner rural banks offering mobile phone banking services to their
clients and enjoy the benefits to earn additional fee-based income from
GCASH transactions, cost savings in mobile payment and increase deposit
level through mobile phone banking services.

GCASH is an electronic money platform of Globe Telecom that turns your
cellphone into an electronic wallet. With GCash, Globe and Touch Mobile
subscribers can perform mobile phone banking functions such as deposit,
withdraw, remittance (local and abroad) and other mobile payments through
the use of mobile phone. Through Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) together with RBAP’s Microenterprise Access to
Banking Services (MABS) Program and G-Xchange, Inc. (GXI), subsidiary
company of Globe Telecom the accreditation training will be conducted in
the following area:

Date                           Target Participant RBs        Location
August 25, 2011        Luzon Rural Banks             RBAP Conference Room, Manila
September 09, 2011      VisMin Rural Banks           Diamond Suites, Cebu City

This training focuses on the following objectives:

1)      Accreditation Training – For interested rural banks planning to obtain
accreditation to offer cash-in and cash-out services using the GCASH
platform as well as to apply to the BSP as a bank authorized to offer
mobile phone banking services utilizing the GCash Platform.  This
accreditation training will provide the rural banks with all the BSP
reviewed RBAP-MABS mobile phone banking procedures and manuals required to
fulfill BSP electronic banking requirements for the use of mobile phone
banking services using the GCASH platform.  Note that, as part of the
accreditation process, all banks will still need to get a “no objection”
letter from the Supervision and Examination Sector of the BSP before they
can complete the accreditation process but we will include a proforma
letter in the kit for the banks as part of the training.

2)      Refresher Course – The course will also serve as refresher course for
previously accredited rural banks who are interested in expanding and
receiving an update on the latest mobile phone banking services as well as
to learn some of the “tricks of the trade” from examples of successful
banks and their clients who are now regularly using mobile phone banking

3)      Implementation Training – The course will also provide a how-to
step-by-step guide for banks that plan to initiate mobile phone banking

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 4

For more information about G-Cash and mobile phone banking services,
please visit Globe and RBAP’s websites at and respectively.

All interested rural banks must comply individually with the regulatory
requirements set forth by the BSP:

➢        Certification that the bank has complied with the minimum
pre-conditions set forth in circulars 240 and 269 (signed by the President
of the Bank).  Please see checklist of requirements found in the Mobile
Phone Banking Accreditation Kit for more details.
➢        Attended this Accreditation Training.
➢        CAMELS rating of at least 3.0 with no major exceptions noted in
the latest BSP examination.

The training fee is normally priced at P 2,500.00 per participant
inclusive of materials, food and venue. With support from GXI and RBAP’s
MABS, the training fee is reduced to P1,200.00. However, for those who
register and pay at least a week before the event, the early bird fee is
reduced to P1,000.00 per participant. Note that there is a minimum of
twenty (20) participants in order to hold this event and you will be
notified in advance if the minimum number is not met at least two days
before the course. Please deposit your payment to the RBRDFI Account No.
0012-1046-26 at Landbank, Intramuros, Manila Branch.

Attached are the training agenda for your advance information and
confirmation sheet for your reservation.

Kindly accomplish the confirmation and fax it to RBAP at (02) 527-2980 or
to MABS Office at (02) 400-4561 (Manila).

Should you have any questions, please feel free to contact Mr. Ace Calang
of RBRDFI at (02) 527-2968 to 69 or Ms. Roselle Hernandez of MABS-Manila
Office at (02) 400-0971 or 0917-545-6227.

Thank you for your support and interest in this important training event.


Download the Program in PDF

RBAP List of Officers for F.Y. 2011-2012




VI President Ian Eric S. Pama Valiant Rural Bank
IV-A VP Luzon Antonio O. Pasia Malarayat Rural Bank
VII VP for Visayas Enrique P. Abellana Rural Bank of Barili, Inc.
XI VP for Mindanao Vittorio Z. Almario RB of Mati, Inc.
NCR Treasurer Reginald L. Ocampo First Macro Bank
NCR Asst. Treasurer Vicente R. Mendoza Filipino Savers Bank
IV-B Corp. Secretary Atty. Edward Leandro Garcia, Jr. Quezon Capital Rural Bank, Inc.
X Asst. Corp. Sec. Wilner A. Palacios Rural Bank of Talisayan
I Director Armando B. Bonifacio BHF Rural Bank, Inc.
II Director Rene M. Sayo Rural Bank of Bambang, Inc.
III Director Orlando F. Cervantes Rural Bank of Sta. Rosa de Lima, Inc.
III Director Aurelio B. Villaflor GM Bank of Luzon, Inc.
V Director Milagros C. Florin Rural Bank of Sipocot, Inc.
VIII Director Rosario Ong Velos Rural Bank of Hilongos, Inc.
IX Director Marynoll A. Brasileno RB of Liloy, Inc.
XII Director Remedios Calderon Siargao Bank, Inc.


4th Basic Microinsurance Training Course originally scheduled on April 27-28 has been moved to May 5-6, 2011.


Please be informed that the Basic Microinsurance Training Course scheduled on April 27-28, 2011 in Cebu City has been moved to May 5-6, 2011 (Thursday and Friday). The said event will still be held at the Golden Prince Hotel and Suites, Acacia Street, Corner Archbishop Reyes Avenue, Barangay Kamputhaw, Cebu City.

The training schedule has been postponed to a later date to give more time to interested members to confirm their participation in the said event. Rural Banks who have already registered are guaranteed of the previously reserved slot/s for the training.

This course is offered to rural banks that wish to:

• explore opportunities or benefits offered by microinsurance sales & servicing
• ensure regulatory compliance of their microinsurance services
• enhance the bank’s current microinsurance services
• build up the capabilities of bank staff for microinsurance implementation

This training will also provide banks with a step-by-step guide in the licensing and approval process with the Insurance Commission, Bangko Sentral and the Securities and Exchange Commission. Tools and guides on insurer selection and service enhancements will also be included in the Participant’s Kit. The registration fee is Php 4,600 per participant.

To register, contact RBAP-RBRDFI Project Coordinator for Microinsurance Ghay Mapano at landline 02 – 527 2968 or mobile 0918 – 635 3235 or email

Thank you for your continued support.

4th Basic Microinsurance Training Course – April 27-28, 2011


VICENTE R. MENDOZA, Executive Director



Dear Fellow Rural Bankers:

Please be informed that the Rural Bankers Research and Development Foundation, Inc (RBRDFI) in cooperation with MABS will conduct a 2-Day Basic Microinsurance Training Course for rural banks.

The said training will be held on April 27 – 28, 2011 at the Golden Prince Hotel and Suites, Acacia Street, corner Archbishop Reyes Avenue, Barangay Kamputhaw, Cebu City. For inquiries and reservations, please contact Ghay Lyne Mapano @ (0918) 6353235 or (02) 527 2972/527 2968.

Thank you.

CANCELLED: ICFP Seminar – Mar 7-8 CEBU City

Dear Participating Rural Banks,

This is to inform you that the seminar on Internal Controls and Fraud
Prevention to RBs scheduled on March 07-08, 2011 at the Crown Regency
Hotel, Cebu City is now CANCELLED.

We thank the interest of those who wish to join in Cebu leg seminar;
however, we regret that we need to cancel it, as the total number of
participants will not suffice the requirements in holding a seminar.

Meanwhile, we are pleased to inform you as well that the other schedules:
March 10-11- De Luxe Hotel Cagayan De Oro and March 14-15- Diamond Hotel,
Manila will push through. As of now, both areas can still accommodate

This seminar will give participants with theoretical and practical
knowledge management on the main differences between internal control and
internal audit. Recommend best practices, measures and suggestions for
designing an effective system of internal controls.
• Risk Management and Internal Control Framework
• Overview of Internal Control Systems
• Preventive Controls
• Overview of Fraud in Rural Banks
• Internal Audit Role in the Internal Control Framework
• Internal Audit Tools

The seminar is a partnership between RBRDFI, RBAP training arm, and the
MicroFinanza Rating, a fully private and independent rating agency
specialized in microfinance and rural finance.

Once again, we appreciate for the continued support and we are looking
forward to be of service with your future training requirements.


Ace M. Calang / Grace Dimapilis
Training Officers

Responsible Banking Roadshow in Dumaguete – Be a Wise Saver

Download Mr. Vittorio Almario’s Speech – Dumaguete in pdf format

[Read more…]

Visayas Management Conference: The One Network Bank (ONB) Consolidation Experience by Alex Buenaventura

Download The ONB Consolidation Experience in powerpoint presentation

[Read more…]

Visayas Management Conference Program

The Cebu Federation of Rural Banks, Inc. will host the Annual Visayas Management Conference on November 25-26, 2010 at Marco POlo Plaza, Cebu.

Download Visayas Management Conference Program in pdf format