Cash Flow Statement – Understanding & Analyzing – June 29 in RBAP Intramuros

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

Date: Jun. 29, 2019 (Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE
1. Member –  P3,100 /person
2. Non-Member/Delinquent –   P3,600 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,500.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION:  June 21, 2019.

Course Objectives

1. To emphasize the primary purpose of the Cash Flow Statement.
2. To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.
3. To help the participants understand and interpret the Cash Flow Statement.
4. To be able to use the Cash Flow Statement to evaluate a company.

Course Outline
I.      PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.      Answer the basic questions:
i.      Where did the cash come from during the period?
ii.     What was the cash used for during the period?
iii.    What was the change in the cash balance during the period?
B.      Illustrate the Types of Cash Inflows and Outflows under:
i.      Operating Activities
ii.     Investing Activities
iii.    Financing Activities
II.     DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.      Discuss the different methods in preparing the Cash Flow Statement
B.      Enumerate the data needed to prepare the Cash Flow Statement:
i.      Comparative Balance Sheet (current year and previous year)
ii.     Income Statement for the period
iii.    Other transactions that affect how the cash was provided or used
during the period
C.      Discuss the steps in preparing a Cash Flow Statement
III.    HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.      Discuss the various ratios as a tool to analyze a company.
i.      Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
B.      What is free cash flow?
IV.     VARIOUS EXERCISES

ONLINE REGISTRATION
https://forms.gle/48GZ6SjfYtcARuwo7

Sound Credit Functional Framework Training – June 27-28 RBAP Intramuros

SOUND CREDIT FUNCTIONAL FRAMEWORK TRAINING

Date: June 27-28, 2019 (Thu-Fri)
Venue: Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

MR. TITO TIRONES
– Bank & SME  Consultant/Trainer

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –  P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 21, 2019.

Course Objectives

1)To define and elaborate on each step within the credit process including
the persons involved in the process, as well as the duties and
responsibilities of each.
2) To provide guidelines in the effective management of each credit
process; mindful of the risk Involved in order to provide mitigants and
controls.
3)To identify the strengths and weaknesses of the credit approval and
monitoring process

Seminar Methodologies
Lecture, Discussions, and Workshop

Expected Participants
President, BODirector, Branch Managers, Loan Officers, Account Officers,
Appraisers, Sales Officers, ROPA Managers

Day 1

I.Credit Policy Principles
II.Credit Principles
III.General Lending Guidelines
IV.Credit Initiation
•Target Market Definition
•Solicitations
•Roles and responsibilities of the Account/Lending Officer
•Guiding Principles
V. Credit (pre-approval) evaluation
* Stages
*Roles and responsibilities
– Account/Lending Officer
-Credit Evaluation Officer
-Credit Investigator
-Credit Appraiser
*Guiding Principles
-KYC
-Financial Statement Analysis
-ICRRS
-Acceptable Collateral
-Documentary Requirements
-Credit Investigation
-Collateral

Day 2

1. Loan Packaging
*Stages
*Roles and Responsibilities of the Account Officer
*General Types of Loans
*Importante Elements in the Credit Proposal
*Loan Valuation
*Pricing the Credit
*Guiding Principles
*Contents of a Credit Proposal

II. Documentation
III. Credit Approval
IV. Loan Disbursement
V. Credit Administration and Monitoring
V. Interactive Workshop – Applying Controls in Each Credit Phase

ONLINE REGISTRATION
https://forms.gle/P6oD8RevEr1nPBBFA

Risk Based Audit Methodology Seminar – June 07-08 in RBAP Intramuros

RISK BASED AUDIT METHODOLOGY SEMINAR

SCHEDULE
Date: June 07-08, 2019 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member  – P4,800 /person
2. Non-Member/Delinquent –  P5,300/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,400.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: May 31, 2019.

RISK BASED AUDIT METHODOLOGY

I.         Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
•       Appreciate the rationale of adopting of risk-based internal audit
methodology
•       Understand the requirements of the BSP on internal audit function
•       Understand the International Professional Practice Framework on Internal
Auditing
•       Recognize the role of internal audit in corporate governance, risk
management and controls
•       Comprehend the Internal Control Framework
•       Understand the process of developing and implementing a risk-based
internal audit methodology
Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
Strategic Plans and Programs
Mission/Vision Statement (if any)
Organizational Structure
Manual of Operation
Latest BSP Results of Examination
Latest Audited Financial Statement

Course Outline

*Why adopt risk-based audit methodology?
*What is a risk-based audit methodology?
*International Professional Practice Framework on Internal Auditing
(Definition, Code of Ethics, Intl. Standard Professional Practice on
Internal Auditing)
*BSP’s requirement on Internal Audit Function vis-à-vis Nature of Work of
Internal Audit Activity based on ISPPIA
*Governance, risk management and controls
*COSO Internal Control Framework
*Strategic Planning
*Engagement Planning
*Performing the Engagement
*Communicating Results
*Monitoring Progress

ONLINE REGISTRATION :

https://forms.gle/mhUZ4iaHC23gaK4m6

Capital Adequacy Assessment Process Training – June 14-15 in RBAP Intramuros

CAPITAL ADEQUACY ASSESSMENT PROCESS TRAINING

SCHEDULE

Date: June 14-15, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DON V. SUMADCHAT, MBA
A Certified Risk Analyst, Department Manager from a Government Bank

SEMINAR FEE
1. For Member –  P4,700 /per person
2. Non-Member/Delinquent –  P5,200 /per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:   June 07, 2019.

Objectives
At the end of the training, the participants are expected to:
1. Understand Capital Adequacy Assessment Process
2. Identify and assess business vulnerabilities
3. Gain valuable insights on implication of stress factors within the
bank’s portfolio.
4. Learn the the process of stress testing
5. Embed risks management in strategic and capital planning.

Methodology:  Workshop-Case Studies, Presentation
Basic templates shall be provided to the participant, which may be
customized and utilized in their respective banks.

OUTLINE

A.Capital
• Definition of Capital
• Capital Ratio Requirements
• Risk Appetite Statement
• Risk Materiality

B.Capital Adequacy Assessment
•Framework
•Principles
•Processes
•Rolses and Responsibilities

C Capital planning
*  Strategic Analysis
– Performance and Profitability Assessment
–  Capital Position
– Strategies in build-up capital
– Early Warning Indicators
* Risk Assessment
* Capital Assessment

D. Capital Assessment
* Current and Projected Financial
*Capital Position and Performance/Profitability Assessment
*Sources of Capital
*Strategies in build-up Capital

E. Forward Capital Planning
* Estimating Losses
* Early Warning Indicators
* Contingency Planning

F. Outcome of Capital Adequacy Assessment
* Monitoring and Reporting
* Communication Planning

G. Synthesis

ONLINE REGISTRATION FORM

https://forms.gle/QkmKPdKaPQGyJWg17

Delinquency and Fraud Management in Banks Training – June 20-21 in Intramuros

DELINQUENCY AND FRAUD MANAGEMENT IN BANKS TRAINING

SCHEDULE
Date: June 20-21, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Noel J. Panelo, CPA
Microfinance Specialist, Banker/Trainer –Account Management Consultant

SEMINAR FEE
1. For Member –  P4,200 /per person
2. Non-Member/Delinquent –   P4,700 /per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:   June 15, 2019

Objectives

At the end of the training, the participants are expected to:
1. Understand the meaning of delinquency and how it negatively affects the
profitability of the bank
2. Analyze and manage loan portfolio
3. Learn how to prevent delinquency and remedy hardened accounts
4. Learn the different faces of fraud (internal and external).
5. Learn how to detect fraud early, then control and remedy the same
6. Learn the different internal controls that would help prevent
delinquency and fraud

DAY 1
I. Portfolio Analysis & Management
Process in managing portfolio
Sample portfolio report
Key financial ratios in measuring delinquency
Analyzing PAR by age
Sample calculation of loan loss provision
II.  Root Causes of Delinquency
Various definitions of delinquency/past due
Common reasons and root causes of delinquency
Perceived uncontrollable events that may cause delinquency
Costs of delinquency (quantifiable and non-quantifiable)
III.  Delinquency Prevention, Control and Remedial Management
Strategic courses of action in managing delinquency
Delinquency alarm signals at various levels
Stages of actions to be taken in controlling delinquency
Write-off
IV.   Management of Hardened Accounts
Steps in enforcing legal action
Action on court-mandated agreement
V.  Small Claims Court
How to pursue collection through small claims court
VI. Workshop/Case study involving delinquency

DAY 2
VII. Common Frauds in MFIs
Definition of fraud
Various instances when fraud can be committed
VIII.  Early warning signals: Red flags/symptoms for fraud
Types of fraud
Early warning signs of fraud in organizations
IX.   Handling Fraud  – methods and systems in detecting fraud
Various ways to detect fraud
Responses to fraud
X.   Management of Fraud – prevention and controls
Ways to prevent fraud
Various controls to lessen the occurrence of fraud
XI.  Workshop/Case study involving fraud
XII. Other Delinquency & Fraud Concerns/Open Forum

Notes: Relevant BSP circulars
BSP Cir. 941 – BSP Cir. 782, 796, 841
BSP Cir. 817 – BSP Cir. 871 –
BSP Cir. 900 –  BSP Cir. 855

ONLINE REGISTRATION

https://forms.gle/bDDiE9L1z2ATaUpq8

Effective Budgeting & Forecasting Techniques for Credit – May 24-25 in RBAP Intramuros

TRAINING ON EFFECTIVE BUDGETING & FORECASTING TECHNIQUES FOR CREDIT

Date: May 24-25, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member.

SEMINAR FEE
1. Member –  P4,600/per person
2. Non-Member/Delinquent –  P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  May 17, 2019.

Course Objectives

The budgeting and forecasting training course will help explain the world
of budgeting and provide participants with the techniques and confidence
to prepare their budget and forecast.

Financial terms and budgeting tools will be explained in a way that a
non-financial manager will understand and relate to in their own line of
work.

Target Audience
*This course provides training for officers, managers and anyone who makes
and or contributes to budgets and forecasts in the bank.
* Loan officers and credit reviewers who analyze the Financial Forecast in
a Term Loan Proposal.

Course Outline

• What is Budgeting?
* The Budgeting Process
* Defining your short and long term objectives
* How to choose the right forecasting techniques
* Facilitator presentation and group discussion

* Introducing the cash budget

*The language of Costs and Costing
*Allocation and apportionment of Costs
*Calculating breaking even
* Facilitator presentation, group discussion and group exercise

*Introducing the Revenue Budget
* Estimating your Income
* Assessing your Obligations
*The Income (Profit and Loss) Structure
*Monitoring and reporting the variances

• Introducing Capital Budgeting
*What is a Capital?
*The Decision Tree
*Cost Benefit Analysis
*Opportunity Costing
*Facilitator presentation, group discussion and group exercise

* Relating the budgets to the Balance Sheet and the P & L:
*The stakeholders
*The Balance Sheet and P & L
*Introducing key financial ratios
*Facilitator presentation and group exercise:

FOR REGISTRATION

https://forms.gle/wqBKKXHKGbG7qyTB7

CAMELS RATING ANALYSIS – How to Balance & Improve – May 16-17 in RBAP Intramuros

Training on  CAMELS RATING ANALYSIS: How to Balance and Improve

Date: May 16-17, 2019 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. NORBERTO BABONG, CPA
Bank Consultant, Compliance Officer –Trainer/Facilitator

SEMINAR FEE
1. For Member –  P4,800/per person
2. Non-Member/Delinquent –  P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  May 08, 2019

Course Objectives

1) Understand the CAMELS Rating?
2.Explain the components of CAMELS Rating – What they mean and why they
matter?
3.Comprehend the Advantages and Disadvantages of CAMELS Rating – will it ;
4.Know How to Balance and Improve the CAMELS Rating of their respective
Banks;
5.Appreciate the Techniques on How to Manage the BSP and PDIC Examinations;
6. Know the common BSP and PDIC Examinations’ Issues/Findings and How to
Properly

Expected Participants
Board of Directors, Senior Managers, Compliance Officers and Internal
Auditors of the member-banks of RBAP

Methodology
Lecture; Audio & Video (A/V) presentation; andGroup Learning Activities
(GLA):
Compute the CAMELS Rating of your Bank

Overview

The course is intended to provide our participants an awareness and
understanding of the issues considered by the BSP Bangko Sentral ng
Pilipinas (BSP) and Philippine Deposit Insurance Corporation (PDIC)
Examiners in assessing a Bank’s financial condition including assigning a
CAMELS rating.

Course Outline

A. What is CAMELS Rating System?
B. Components of CAMELS Rating System. What  do they mean and why they
matter?
C. Advantages & Disadvantages of CAMELS Rating.
D. Why CAMELS Rating Failed to Recognize the Weaknesses of Banks?
E. How to Balance and Improve your Bank’s CAMELS Rating (the 6 components)
E. Techniques on How to Manage the BSP and PDIC Examinations
F. Common BSP and PDIC Examinations’ Issues/Findings and How to Address
them properly

Please register here: https://forms.gle/xtUruJDmRD5AFeL3A

Compliance Officer’s Dev. Training – May 03-04 in RBAP Intramuros

COMPLIANCE OFFICER’S DEVELOPMENT TRAINING

Date: May. 03-04, 2019 (Fri.-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Nomer Crisostomo, CPA
Internal Auditor, Chief Compliance Officer, Consultant/ Trainer and
Entrepreneur

SEMINAR FEE
1. For Member only – P4,600 /person
2. Non-Member/Delinquent –  P5,100 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Senior, President, & Middle Level Officers /  Internal
Auditors

DEADLINE TO SUBMIT REGISTRATION:April 25, 2019

Course Overview & Objective:

Subsection X180 of the MORB stated that BSP Supervised Financial
Institutions  are required to establish a dynamic and responsive
compliance risk management system, which should also be part of the
culture and risk governance framework of the Banks.

1. To guide the banks in adhering to all applicable and related laws
issued by the regulatory bodies (BSP, PDIC, BIR, SEC, etc.)
2. To ensure that Banks comply with the provision of BSP Cir 972 by
reviewing/ improving their existing compliance program/manual and make
them adequate in every aspect;
3. To guide the Chief Compliance Officers with their role in the
compliance risk management system, particularly on the preparation of
complianceprogram.

Course Outline

First Day

Brief Discussion of BSP Cirs. 598,747, 972
Compliance Risk Management
Compliance Function
Compliance Program
Organizational structure
Duties and responsibilities of the
Chief Compliance Officer
Board and Senior Management
Oversight Procedures to ensure
integrity and accuracy of
documentary submission
Corrective Processes

Responsibilities of Board and Senior Management
MORB Awareness
Plans and Programs of the Compliance Officer
BSP General Examination Preparation
Chief Compliance Officer as AML Compliance Officer
Second Day

The Compliance Matrix
Compliance Testing
Reporting of the results of Compliance Testing
Compliance Tracking (validation)
Review and understanding relevant BSP Circulars from 2014 to present:
Cir. 854  Minimum Capitalization of Banks
Cir. 855 Guidelines on Sound Credit Risk Management
Cir. 857 Financial Consumer Protection
Cir. 871  Internal Control and Internal Approval
Cir. 897 Related Party Transactions
Cir. 900  Operational Risk Management
Cir. 911 Annual Audit Report
Cir. 928  Fees onRetail Bank Products/Services and Dormant Deposit Accounts
Cir. 932 Establishments/Relocaion/Voluntary Closure/Sale of Branches
Cir. 950  Amendments to Part 8 – Anti-Money Laundering Regulations of MORB

Please register through this LINK:

https://goo.gl/forms/2EAIYN5lQpOBmP6E3

Download Circular

Signature Verification Bank Fraud & Forgery Detection – May 02 2019 RBAP Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: May 02, 2019 (Thu)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  – P3,000
2. Non-Member/Delinquent –   P3,500

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: April 26, 2019.

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.      Handwriting Impressions

i) Manual operation of the hand and the brain
b. Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.    Elements of Fraud
b.      Prevention Techniques
c.      Internal Control System

Download Circular

Download Confirmation Sheet

CLOSED: Basic Cashiering Seminar – May 03 2019- RBAP Intramuros

Basic Course on Cashiering

Date: May 03, 2019 (Friday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

Seminar Fee:
MEMBER ONLY
1.  Member – P3,200
2. Non-Member/Delinquent – P3,700

Mode of Payment

•       A Non-Refundable commitment fee of P1,600.00 per participant.
•       Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
•       Proof of payment fax to (02) 527-2980.
•       Check payments, should be payable to (RBRDFI).

Training Policies:

1.      Reserve first with RBAP-RBRDFI your training slot, and wait for
RBAP-RBRDFI confirmation of your reservation. Thereafter, you may deposit
the Registration Fees, book ticket (airline) and secure accommodations.

RBAP-RBRDFI will not be responsible for any damage caused by unconfirmed
reservation (s).

Likewise, once training is FULL, RBAP-RBRDFI has the right to refuse
participation or reimbursement on any damage brought by unconfirmed
reservations.

Deadline for submission of registration is not later that April 02, 2019.

2.      Reservation via telephone conversation is accepted. However,
Registration Form and fee must be settled 10 days prior the seminar date
or March 29, 2019. Otherwise, reservation is considered cancelled.

3.      Cancellation Policy: – This will apply to non-subsidized training fee.
a)      10 days prior the seminar date is entitled for a full refund. *Regular
Rate only
b)      3 days prior to the seminar date is entitled for a half refund *
Regular Rate only
c)      Participants who have paid but failed to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
(Regular Rate only)
d)      For special cases (health, accident etc.), kindly coordinate with
RBRDFI staff for refund procedures and requirements.

Seminar Methodologies

Lecturettes, Workshops, Discussions / Best Practices

Expected Participants

Tellers, Account Specialists, Cashiers

Objectives
At the end of the one-day session, participants should be able to:

I.      Identify and apply concept and policies in branch operations in
performing the Cashier function to manage risk and customer satisfaction
effectively.
II.      Describe basic policies and procedures in relation to the Cashiering
function.
III.     Develop process that will prevent missing out on important
task/activity of a Cashier to manage risk.
IV.     Conceptualize an action plan in managing the overall performance of
the branch in relation to Cashiering function.
V.      Identify and evaluate critical areas in branch operations and come up
with safety measures to manage risk.
VI.     Course Outline
I.      Role of a Cashier
II.     Managing Risk
III.    Cash Management Operations
IV.     Tellering Operations
V.      New Accounts

 

Strategic Human Resource Management -Apr 26-27 in RBAP Intramuros

STRATEGIC HUMAN RESOURCE MANAGEMENT TRAINING

Date: April 26-27, 2019 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MS. OLIMPIA N. CRUZ, RMO
Bank Officer – Risk Management, Consultant   for bank’s HRM, Trainer

SEMINAR FEE
1. Member – P4,800 / pax
2. Non-Member/Delinquent –   P5,300 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  April 19, 2019.

Course Objectives
The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.
1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study

Course Outline

Day 1 –Human Resource Management Background

1. Human Resource Planning   – definition and scope of HR Planning
A. Job Analysis and Job Design
B.  Review of Current Manpower Supply

2.  Recruitment and Selection
A. Sources of qualified personnel
B.  Recruiting Methods and Process I.

3.Competency Framework Development
A. Competency Framework Milestone
B.  Classification of Competencies
C. Setting proficiency levels

4. Training and Development
A. Factors affecting training outcomes
B. Talent management for smaller organizations: challenges and advantages

5. Performance Management
A Performance Management   Cycle
B. Link with other HR functions

Day 2 –Rewards Management

1.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
A. Managing HR related Risks
B.  Elements of HR governance in managing HR risks
C. HR Communications

5.  Organization Development: Managing Change
A. Effective management of change

Download Circular

Download Confirmation Sheet

CLOSED: Internal Audit Training -A Practical Approach – Apr 12-13 in RBAP Intramuros

INTERNAL AUDIT TRAINING (A Practical Approach)

Date: Apr 12-13, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member –  P4,800/per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  April 05, 2019

Course Objectives
1) To recognize and emphasize the importance of control points/processes.
a.  Learn practical applications of audit and internal control
procedures.
b. Identify and be able to implement key infrastructure policies,
procedures and processes.
2) To meet BSP’s expectation on bank’s internal audit department
3) To complement risk based auditing

Expected Participants
Internal Auditor, Bookkeeper, Compliance Officer, Risk Management
Committee –Director, President, Branch Managers

Course Outline
Overview of the principles
A.   BSP expectations relevant to the internal audit function
1. The internal audit function (BSP 499 s.2005)
2. Key features of the internal audit function
3. Qualification Standards of the Internal Auditor
4.    Scope of activity
5. Corporate governance considerations
6.    The internal audit charter
B.   International Standards for the Professional Practice of Internal
Auditing (Standards)
C.   Definition of Internal Auditing
D.   Code of Ethics
E.    Development of Internal Audit Strategic Plan
F.    Difference between Internal and External audit
G.   Managing the Internal Audit Department
H.   Audit Objectives and the Audit Process
I.      Planning the Audit
a.    Introduction
b.    Preliminary Survey
c.    Development of an overall audit plan
d.    Co-coordinating the work to be performed
J.     Establishing the Degree of Reliance on Internal Control
a.    Introduction
b.    Identifying, documenting and testing control procedures
c.    Examples of controls
d.    Inherent limitations of internal control
e.    Considering the influence of environmental factors
f.     Determining the nature, timing and extent of substantive tests
K.   Performing Substantive Procedures
a. Audit Techniques
b. Specific substantive procedure consideration
L.   Communicating Results
a. Audit Findings
b. Audit Report
K.   Monitoring

Download Circular

Download Confirmation Sheet

Remedial Management Seminar – Apr 25-26, 2019 in RBAP Intramuros

REMEDIAL MANAGEMENT SEMINAR

Date: Apr. 25-26, 2019 (Thursday -Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P4,600 /person
2. Non-Member/Delinquent – P5,100 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION:Apr. 16, 2019

Course Objectives
•The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
•Enable the participants to gain actual and factual lessons in the conduct
of Accounts Remedial Management.
•Provide insight of another possible approach of conducting ARM
•Acquaint in various legal strategies in handling problem accounts
•Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.

DAY 1
a. General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b. Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c. Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I. Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings

II. Basic Legal Concepts, Related Laws and Legal Requirements
a. Dacion en Pago
b. Restructuring
c. Rehabilitation
d. Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e. Collection Cases
f. Filing of Criminal Cases

Download Circular

Confirmation Sheet

Managing IT Outsourcing Requirements & Risk – Mar 28-29-RBAP Intramuros

MANAGING IT OUTSOURCING REQUIREMENTS & RISK TRAINING
Date: Mar. 28-29, 2019 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Mr. Rene B. Hapitan, CFA
Bank Executive Officer, Trainer Consultant – Risk Mgmnt, Strategic
Marketing and General Business Mgmnt.

SEMINAR FEE
1. For Member – P4,800 /per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,400.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980
DEADLINE TO SUBMIT REGISTRATION: March 22, 2019.

Course Objectives
* Understand the difference between IT risk and inherent business risk.
* Increase awareness of regulatory compliance for technology outsourcing,
infrastructure, security and managed services.
* Develop effective IT monitoring activities that will incorporate project
management, change management and business continuity.
* Consolidate understand in terms of having a solid Service Level
Agreement.
* Develop a framework to analyze and select from several providers.

Expected Participants
Risk Management Committee –Director, President, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department and
Head – Human Resource Management

Course Outline

A. The information Technology landscape for the Financial Services Industry.
= The Global and Local outlook for IT in the Financial Services
= Starting blocks of Analysis: What is the Procurement Standard
= IT Risks and Business Risks
= Best practices on IT and IT outsourcing

Activity: Where is the Customer in Automation

B. Demystifying IT Outsourcing and Procurement
*How to Understand IT outsourcing from Non-Technical Perspective.
* Who is the User?
*Different Tools to Analyze Outsourcing Requirement
* Summary of BSP Regulations
Activity: Who is the End User?
C. IT Outsourcing as Part of the Capital Budgeting/Expenditure Process.
=Outsourcing in Accounting/Finance Reports
= Tools and Techniques in Capital Budgeting/Expenditures.
= Outsourcing in the Capital Budgeting/Expenditures Process.

D. Issues and Concerns.
= Service Level Agreement that Satisfies All Stakeholders: Vendor
Management and Requirement Checklist.
= Review of Banks’ Business Continuity Program (Disaster Recovery) with
Outsourcing.
E. Plenary presentation and Critique.
F. Live Case Study Focusing on the RFD/SLA
G. Next Steps: Essential Take-Aways .

CIR ITO&Risk -Mar19
CS-ITO&Risk-Mar19

CANCELLED: Effective Business Communication Training – Mar 21-22 in RBAP Intramuros

TOWARDS BETTER CONNECTIONS: AN EFFECTIVE BUSINESS COMMUNICATION

Date: Mar-21-22, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

LUZ CIELO C. SANTOS
Bank Trainer –Consultant –Facilitator for Service Quality & Customer
Relationship Management

SEMINAR FEE
1. For Member – P4,800/per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

Expected Participants
All professionals, supervisors, managers, and staff who want to enhance
their oral communication skills.

DEADLINE TO SUBMIT REGISTRATION: Mar 15, 2019.

COURSE OBJECTIVES *Understand audience profile and pupose for effective
business communication. * Develop and check proper structure, elements,
style and construction of business documents * Deliver business
documentation style appropriate to the business audience and context*
Deliver business documents, whether written or oral with the necessary
eloquence, appropriate clarity and confidence.

METHODOLOGY: Presentation, Discussion, Role Play, Case Studies, Workshop,
Individual and Group Activities, Pre-Seminar Assessment, Post Seminar
Assessment

Course Outline

EFFECTIVE COMMUNICATION
a. Principles of Effective Communication
b. Understanding your audience
c. Communicating with a purpose: the Business Environment
d. Self-Audit: How do I communicate

BUSINESS WRITING PRINCIPLES
a. A diagnostic exercise
b. Understanding the challenges and Pitfalls of business writing
c. A word on Terminologies, Jargon and Modern Language
d. The Case for graphics and visuals
e. Do’s and Don’ts
THE BASICS OF PRESENTATIONS
a. The Audtion : A presentation exercise
b. Evaluating your current presentation style
c. Effective presentation style
d. Written word vs Spoken Word
e. 5 PS of presentation and other famous P’s

THE QUINTESSESTIAL PRESENTATION

a. Format, elements, styles and delivery methods
b. Images, colors, words, props and other visual aids
c. Creative opening and memoralble closing
d. Developing rapport and other audience engagement techniques.
e. Common Cause of Business Failures

STAND AND DELIVER
a. Managing your audience: objection, handling and diplomacy
b. A partnership: the right questions and the effective listener
c. Presentation synthesis exericise
d. What am I doing wrong? What am I doing right?
e. Best practices

Download Circular

Download Confirmation Sheet