1-Day Orientation Strengthening BSP Reportorial Procedures: FRP and CAR – Oct 18 and 19, 2018

One-Day Orientation/ on
Strengthening BSP Reportorial Procedures: FRP and CAR

The Bangko Sentral ng Pilipinas, through the Central Point of Contact
Department  (CPCD) and Supervisory Data Center (SDC) and in partnership
with the Rural Bankers Association of the Philippines (RBAP) invite you to
attend the One-Day Orientation Strengthening Prudential Reporting: FRP,
CAR and Other Periodical Reporting

DATE  & VENUE

***PLEASE USE Confirmation Form based on preferred batch.

BATCH 1
October 18, 2018 (Thurs)

BATCH 2
October 19, 2018 (Fri)

Time: 08:00 AM – 05:00PM

Carlota-Paz Room
Hotel Jen Manila
3001 Roxas Blvd., Pasay City
Tel. No. 795-8888

REGISTRATION FEE
PhP 1,700.00 /pax

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-298

RESOURCE SPEAKERS

Bangko Sentral ng Pilipinas

LORNA RAMOLETE
– BO-IV, CPCD III
GEMMA GALVEZ
– BO-IV, CPCD-III
SHERWIN D. CASTILLO
-BO-IV, CPCD II

CARYL T. VALDEZ
– Dep. Director, SDC
ALDRIN JAVIER
– Dep. Director, CPCD IV

TOPICS

1. Financial Reporting Package updates
* Supervisory Process

2. CAR reporting

3.BSP Supervisory Enforcement Policy
* BSP Cir. 963 and Common Errors

4.Expectations on Compliance
* Question and Answer

with the Single Borrowers Limit (SBL)

EXPECTED PARTICIPANTS:

Compliance Officers, Bookkeeper, Auditor, Internal Audit, Branch Manager,
IT Officer, Risk Manager, and President

Should you be interested, kindly submit the CONFIRMATION FORM (according
to preferred BATCH) to  training@rbap.org on or before October 12, 2018.
Lunch and morning/afternoon snacks will be served. This is a live-out
seminar. Acceptance of Attendees is on a first-come, first-serve basis due
to seats limit.

Credit Analysis & Loan Packaging Seminar – Sept 27-28, 2018 RBAP Intramuros

CREDIT ANALYSIS & LOAN PACKAGING SEMINAR

Date: Sept. 27-28, 2018  (Thu.- Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member  – P4,600 /person
2. Non-Member/Delinquent –   P5,100/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION:September 14, 2018.

Course Objectives
•       Understand the lending process cycle
•       Identify relevant criteria to assess credit worthiness
•       Provide theoretical basis for credit principles and process
•       Develop the appropriate loan package based on actual, identified, and
cash flow analysis.
•       Perform Credit Analysis in reviewing financial statements.
•       Use a common spreadsheet format in analyzing financial statements
Methodologies
Course discussion is at lenders/account officers and decision makers’
point of view. Combination of lecture and workshops and a short lecture,
exercises on account profitability analysis, financial spreadsheet and
financial and cash flow analysis. Writing a credit proposal.
•       Laptop and calculator
•       Sample loan approval ***
Course Outline
DAY 1
➢        Settling the Lending Criteria and eligibility requirements.
➢        Overview of BSP relevant circulars pertaining to credit evaluation.
➢        Guidelines in prescreening the borrower and know the essential
information needed.
➢        Credit Principles and the credit process
➢        Management Evaluation
➢        Business organization Analysis
➢        Industry and market Analysis
➢        Collateral evaluation
➢        Financial analysis and cash flow
➢        Recognizing why business Fail
DAY 2
➢        Types of Credit Facilities/loan products
➢        Amortization schedule
➢        Discount versus in arrears interest
➢        Determination of working capital and project cost estimate
➢        Standard Line Wording
➢        Credit Risk Rating evaluation in loan packaging
➢        Credit Proposal Writing
➢        Loan Packaging Exercise
•       for selected accounts.
Summary
•       Stress the importance of having credit policies, procedures and credit
risk management system in place.
•       Highlighting the BOD role and responsibilities
•       Advises FI to perform GAP Analysis as required by BSP Cir. 855

Cash Flow Statement – Understanding & Analyzing – Sept 29, 2018 in RBAP Intramuros

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

Date: Sept. 29, 2018 (Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE
1. Member –  P3,100 /person
2. Non-Member/Delinquent – P3,600 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,500.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION:  Sept 21, 2018.

Course Objectives

1.      To emphasize the primary purpose of the Cash Flow Statement.
2.      To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.
3.      To help the participants understand and interpret the Cash Flow Statement.
4.      To be able to use the Cash Flow Statement to evaluate a company.

Course Outline
I.      PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.      Answer the basic questions:
i.      Where did the cash come from during the period?
ii.     What was the cash used for during the period?
iii.    What was the change in the cash balance during the period?
B.      Illustrate the Types of Cash Inflows and Outflows under:
i.      Operating Activities
ii.     Investing Activities
iii.    Financing Activities
II.     DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.      Discuss the different methods in preparing the Cash Flow Statement
B.      Enumerate the data needed to prepare the Cash Flow Statement:
i.      Comparative Balance Sheet (current year and previous year)
ii.     Income Statement for the period
iii.    Other transactions that affect how the cash was provided or used
during the period
C.      Discuss the steps in preparing a Cash Flow Statement
III.    HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.      Discuss the various ratios as a tool to analyze a company.
i.      Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
B.      What is free cash flow?
IV.     VARIOUS EXERCISES

Download Circular

Download Confirmation Sheet

AMLA Seminar – Oct 11 2018 at Hotel Jen Manila

AMLA SEMINAR
Cir. 950: Updated AML Rules and Regulations

Date: Oct 11, 2018 (Thu)
Venue:
Ambassador Sala Room
HOTEL JEN -MANILA
3001 Roxas Blvd., Pasay City
,
Time: 8:30am to 5:00pm

Resource Persons:
Mary Aileen Padilla, BO -IV
Atty. Ruel Bumatay, Dep. Dir AMLSG ,
Banko Sentral ng Pilipinas

SEMINAR FEE

1. For Member  – P2,300.00
2. Non-Member/Delinquent – P2,800.00

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:October 05, 2018.

Seminar Methodologies

Lecture /Discussions and Workshop

Expected Participants
President, Directors, Compliance Officer, Internal Auditors,
Managers, Tellers, Cashiers & Loan Officers

Course Outline

I.      AMLC and Functions
II.     AML Act and Its Amendments
III.    Phil. Legal Framework
* Cir. No. 706 (Updated AML Rules and Regulations)
* Cir. No. 950 UARR, as Amended
* Memorandum No. M-2012 -017
IV.     R.A. No. 0167 Salient Features  & R.A. No. 10365 Salient Features
V.      Money Laundering Offense and Penalties
VI.     AML Rules and Regulations, as Amended
*Amendments to Circular No. 706
*Legal Basis of AML Rules
* Policies of the State
*Coverage:
– BSP Covered Persons
-AML Risk Management
-Customer Identification Process
VII.    AML Risk Rating System AML Risk Rating System
VIII.   Question and Answer

Download Circular

Download Confirmation Sheet

CLOSED: Managing IT Outsourcing Requirements & Risk – Sept 20-21-RBAP Intramuros

MANAGING IT OUTSOURCING REQUIREMENTS & RISK TRAINING

Date: Sept. 20-21, 2018 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Mr. Rene B. Hapitan, CFA
Bank Executive Officer, Trainer Consultant – Risk Mgmnt, Strategic
Marketing and General Business Mgmnt.

SEMINAR FEE
1. For Member –  P4,800 /per person
2. Non-Member/Delinquent –   P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Sept 14, 2018.

Course Objectives
*Understand the difference between IT risk and inherent business risk.
*Increase awareness of regulatory compliance for technology outsourcing,
infrastructure, security and managed services.
* Develop IT monitoring activities that will incorporate project
management, change management and business continuity.
*Consolidate understand in terms of having a solid Service Level Agreement.
*Develop a framework to analyze and select from several providers.

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      The information Technology landscape for the Financial Services Industry.
•       The Global and Local outlook for IT in the Financial Services
•       Starting blocks of Analysis: What is the Procurement Standard
•       IT Risks and Business Risks
•       Best practices on IT and IT outsourcing

Activity: Where is the Customer in Automation

B.      Demystifying IT Outsourcing and Procurement

*How to Understand IT outsourcing from Non-Technical Perspective.
* Who is the User?

* Different Tools to Analyze Outsourcing Requirements
* Summary of BSP Regulations
– Cir. 488 series 2005
-Cir. 808 Guidelines of IT Risk
– Cir. 488 series 2005
-Cir. 808 Guidelines of IT Risk
-Cir. 808 Guidelines of IT Risk Mgnt
-Cir. 899 –Guidelines on Outsourcing
-Cir 900 –Operational Risk Mgnt

Activity: Who is the End User?

C. IT Outsourcing as Part of the Capital Budgeting/Expenditure Process.
D. Issues and Concerns.
E. Plenary presentation and Critique.
F. Next Steps: Essential Take-Aways

Download Circular

Download Confirmation Sheet

Accounting for Non-Accountants Training – Oct 08-09 2018 – RBAP Intramuros

ACCOUNTING FOR NON-ACCOUNTANTS TRAINING

Date: Oct 08-09, 2018 (Mon.-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. DANIEL VINCENT BORJA, CPA
Professor –UP-CBA, Consultant

SEMINAR FEE
1. For Member –  P4,600 /person
2. Non-Member/Delinquent –   P5,100 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Oct. 01, 2018.

Course Objectives

Accounting is the language of business. Informed management decisions use
basic accounting concepts and process. This training provides fundamentals
of accounting, reading, and analysis of financial statements.

a) Demostrate the accounting process, structure, principles, cocept of
equation  and assumption.
b) Understanding the ratio analysis
c) Identify the major rules and principles of accounting under the
Philippine Financial Reporting Standards.
d) Use financial statements to gain insights on business operation and
ways on improving them.

Expected Participants
Individuals without an accounting background but need to understand and
appreciate financial information for decision making from financial and
managemet stand point.

Course Outline
A.      Introduction
*What is Accounting?
*Accounting process
*The Phil. Financial Reporting Standards (PFRS0 Phil. Accountijg Standards
(PAS)
– Statement of Financial Position as at the end of the period
-Statement of Profit or Loss and other Comprehensives period.
-Statement of Changes in Equity
-Statemnt of Cash Flow

B.      Financial Statement Analysis
•       Common Size Financial Stements
•       Trend Analysis
•       Benchmarking
•       Ratio Analysis

C.  Ratio Analysis
* Liquidity Ratios
*Profitability Ratios
* Leverage Ratios

D. CAMELS Approach to the Analysis of Banks

Download Circular

Download Confirmation Sheet

Risk-Based Compliance Program – Oct 4-5, 2018 in RBAP Intramuros

SEMINAR ON RISK-BASED COMPLIANCE PROGRAM

Date: Oct. 04-05, 2018 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

DIEGO B. LEDDA, JR
Auditor -Trainer/Consultant – Management & Financial Consultancy Services

SEMINAR FEE
1. For Member –  P5,200 /per person
2. Non-Member/Delinquent –   P5,700 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Sept 25, 2018.

Course Objectives

-the course covers key compliance principles and areas of activities to be
conducted by the Chief Compliance Officer leading to the preparation of
Risk-Based Compliance Program, Assessment, Reporting and Monitoring.

*To learn the important of a Risk-Based Compliance Management.
*Understand the Compliance Risk Management Framework.
*Identify the key activities in Compliance Risk Management Cycle.
*To know how to prepare a Risk-Based Compliance Program and Testing.

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer.

Course Outline

A.      Introduction.
•       Define Compliance risk
•       Understand risk-based compliance management
•       Coverage of compliance laws rules and standards
•       Sources of compliance laws, rules and standards
•       Compliance organizational structure.
B.      Oversight Bodies
•       Responsibilities of the BOD.
•       Responsibilities of Senior Management
C.      The Compliance Function Principles
•       Independence
•       Resources required for compliance
•       Responsibilities of compliance function.
D. Relationship with Internal Audit.
•       Audit and reporting

E. Outsourcing of compliance assessment and testing.
•       When to outsource
•       Requirements of outsourcing

F. Review of Compliance Risk Management Framework

G. Workshop
•       Prepare risk-based compliance program
•       Prepare risk-based compliance Testing

**NOTE For Participants**
-Laptop for workshop
-Compliance Program Manual

Customer Service Excellence – Championing the Bank Clients – Oct 4 -5, 2018 in RBAP Intramuros

Customer Service Excellence -Championing The Bank Clients

Date: Oct 04-05, 2018 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Luz Cielo C. Santos
Bank Trainer –Consultant –Facilitator for Service Quality
& Customer Relationship Management

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Branch Manager, Relationship Manager, Front Officer, Tellers, Loan
Officers, and Marketing Officers /Staff.

DEADLINE TO SUBMIT REGISTRATION: Oct. 28, 2018.

Course Overview

Excellent Customer Service is not an optional, but a must. Neither is it
one-time nor occasional, it should consistently delivered by all in the
organization (Bank).   It is a sure way to identify potential cross sales
and it identifies potential causes of costly problems.

At the end of the seminar –workshop, it is expected that the participants:
•       Revisit their role/s in the bank and why this is important in the
overall vision and mission of the bank.
•       Define Customer Service Excellence and its impact to the organization
and their customers.
•       Identify and profile who their customers are – whether internal or
external.
•       Verbalized why Customer is the King and King of the bank – the lifeblood
of the organization.
•       Understand the customer satisfaction means business success.

PRESENTATION METHOD:    Presentation, Discussion, Role Play, Case Studies,
Workshop, Individual and Group Activities, Pre-Seminar Assessment, Post
Seminar Assessment

Outline
➢        Introduction: Vision and Mission of the Bank
*How does my job fit in with the Bank’s Vision and Mission?
➢        Customer Service
*Facts about Customer Service
*Who are your customers?
*Why do customer quit?
➢        Attitude Matters
*What is your Attitude towards Customer Service?
*What is Attitude?
*What is Paradigm?
➢        Listening is an essential skill
*Listening, a Customer Service Skill
*Empathy
➢        Excellent Customer Service
*How does it apply to each one of us?
*Four steps to Customer Service Excellence
*Why do customers complain and what do they do?
*Reasons why customers complain and what they do.
*Facts necessary in handling complaints.
*Facts about angry /complaining customers.
*Taking the HEAT – a process of handling complaints.
➢        Wrap Up.
*Summary of the program
*Personal Action Plan and Roadmap

Download Circular

Download Confirmation Sheet

CLOSED: Advanced Corporate Governance Seminar – Sept 19-21 – RBAP Intramuros

ADVANCED CORPORATE GOVERNANCE SEMINAR

Dear Rural Bankers:

RURAL BANKERS RESEARCH AND DEVELOPMENT FOUNDATION, INC. The Rural Bankers
Research and Development Foundation Inc. (RBRDFI), in partnership with the
Institute of Corporate Directors (ICD) and the Countryside Financial
Institutions Enhancement Program (CFIEP), is pleased to invite you to
participate in the Advance Corporate Governance Course (Professional
Directors Program for Rural Banks) which will be held on September 19-21,
2018 (Wednesday to Friday) at Gov. Licaros Hall, RBAP Bldg., Intramuros,
Manila.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why
rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of
their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page
overview of the course.

Registration Fee with RBRDFI (negotiated cost of RBRDFI) Php 14,600.00
ICD Public Seminars Cost PhP 70,000++ individually

Subsidy from CFIEP  -Php 10,483.20

1. Will be granted to only one (1) qualified participant of each RB who
will be able to complete all the sessions for three (3) days.
2. The refund will be deposited to the RB, three (3) weeks after the
seminar .
3. Subsidy may be availed by those who have not participated in the ACGC
in 2017.

Php4,116.80 Actual Seminar Cost (After the CFIEP subsidy, for 3days
seminar, inclusive of the manual, workshop materials and meals (two
snack/s and lunch) for the duration of the seminar)

As a course pre-requisite, all participants must have completed at least
the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your
certificate of completion of the required course must be submitted to
RBRDFI upon registration.

To register, kindly fill-out the attached Confirmation Form and
Participant Information Sheet and send to jescepeda.rbap@gmail.com or via
fax at (02) 5272980. Payment must be deposited through RBRDFI Land Bank of
the Philippines (Intramuros Branch) Savings Account Number 0012-1046-26 on
or before September 5, 2018 (Wednesday). Should you have questions or
concerns, you may email Ms. Grace Estira (gracedestira@gmail.com) or call
(02) 5272972 / 0917-871-3509.

We’re looking forward to your active participation. Thank you.

Yours truly,

Giovanni D. Gabriento
Chairman, RBRDFI

Download Participant Information Sheet

Download Invitation Letter

Download Course Outline

Download Confirmation Sheet

CLOSED: Signature Verification Bank Fraud & Forgery Detection – Sept 07, 2018 – Licaros Hall Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Sept. 07, 2018 (Fri)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  – P3,000
2. Non-Member/Delinquent –   P3,500

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 28, 2018.

Objective

For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.      Handwriting Impressions

i) Manual operation of the hand and the brain
b.   Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.  Elements of Fraud
b.   Prevention Techniques
c.   Internal Control System

Download Circular

Download Confirmation Sheet

CLOSED: Strengthening Internal Control System – Sept 06 -07 Bayanihan Hall Intramuros

STRENGTHENING INTERNAL CONTROL SYSTEM IN RURAL BANKS

Date: Sept 06-07, 2018 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
President, Internal Auditor and External Auditors, Branch Managers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  August 31, 2018.

Course Objectives

An effective internal control system helps a bank promote orderly,
economical, efficient, and effective operations. It seeks to safeguard the
bank resources and maintain reliable financial and management data.

1. Explain the nature of internal control and its relationship with risk
and audit and how they drive value for an organization;
2. Discuss the regulatory requirements for internal control system in a
rural bank, including the framework, components, and measures and how they
can be implemented in real banking operations;
3. Illustrate the functions, processes, and procedures in the internal
audit services in a rural bank;
4. Describe the nature of fraud and identify applicable measures to
prevent and detect fraudulent activities; and
5. Assess internal control practices and devise workable solutions for
identified internal control weaknesses

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Course Outline

• Understanding the Trilogy of Risk, Control and Audit
• Mapping Internal Controls in the International Landscape
• Five Components of Internal Control System
• Significant Provision of BSP Cir. 871, – Internal Control Framework
for Banks in the Phils.
• Minimum Internal Control Measures for Deposit Taking
• Minimum Internal Control Measures for Lending Operations
• Minimum Internal Control Measures for Financial Reporting
• Minimum Internal Control Measures for Asset Management
• Internal Audit as a Component of Internal Control System
•Fraud Prevention and Detection
• Evaluating Internal Control System in a Bank

 Download Circular
Download Confirmation Sheet

CLOSED: Sound Credit Functional Framework Training – Aug 30-31 RBAP Intramuros

SOUND CREDIT FUNCTIONAL FRAMEWORK TRAINING

Date: August 30-31, 2018 (Thu-Fri)
Venue: Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

MR. TITO TIRONES
– Bank & SME  Consultant/Trainer

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 24, 2018.

Course Objectives
1)      To define and elaborate on each step within the credit process
including the persons involved in the process, as well as the duties and
responsibilities of each.
2)       To provide guidelines in the effective management of each credit
process; mindful of the risk Involved in order to provide mitigants and
controls.
3)      To identify the strengths and weaknesses of the credit approval and
monitoring process

Seminar Methodologies
Lecture, Discussions, and Workshop

Expected Participants
President, BOD Director, Branch Managers, Loan Officers, Account Officers,
Appraisers, Sales Officers, ROPA Managers

Day 1

I.Credit Policy Principles
II.Credit Principles
III.General Lending Guidelines
IV.Credit Initiation
•       Target Market Definition
•       Solicitations
•       Roles and responsibilities of the Account/Lending Officer
•       Guiding Principles
V. Credit (pre-approval) evaluation
* Stages
*Roles and responsibilities
– Account/Lending Officer
-Credit Evaluation Officer
-Credit Investigator
-Credit Appraiser
*Guiding Principles
-KYC
-Financial Statement Analysis
-ICRRS
-Acceptable Collateral
-Documentary Requirements
-Credit Investigation
-Collateral

Day 2

1. Loan Packaging
*Stages
*Roles and Responsibilities of the Account Officer
*General Types of Loans
*Important Elements in the Credit Proposal
*Loan Valuation
*Pricing the Credit
*Guiding Principles
*Contents of a Credit Proposal

II. Documentation
III. Credit Approval
IV. Loan Disbursement
V. Credit Administration and Monitoring
V. Interactive Workshop – Applying Controls in Each Credit Phase

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Download Confirmation Sheet

CLOSED: Internal Audit Training – A Practical Approach – August 10-11, 2018 – Bayanihan Hall

INTERNAL AUDIT TRAINING (A Practical Approach)

Date: Aug 10-11, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member –  P3,800 /person
2. Non-Member/Delinquent –  P4,200 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:   August 03, 2018

Course Objectives

1) To recognize and emphasize the importance of control points/processes.
a.  Learn practical applications of audit and internal control
procedures.
b. Identify and be able to implement key infrastructure policies,
procedures and processes.
2) To meet BSP’s expectation on bank’s internal audit department
3) To complement risk based auditing

Expected Participants
Internal Auditor, Bookkeeper, Compliance Officer, Risk Management
Committee –Director, President, Branch Managers

Course Outline
Overview of the principles
A.   BSP expectations relevant to the internal audit function
1. The internal audit function (BSP 499 s.2005)
2. Key features of the internal audit function
3. Qualification Standards of the Internal Auditor
4.    Scope of activity
5. Corporate governance considerations
6.    The internal audit charter
B.   International Standards for the Professional Practice of Internal
Auditing (Standards)
C.   Definition of Internal Auditing
D.   Code of Ethics
E.    Development of Internal Audit Strategic Plan
F.    Difference between Internal and External audit
G.   Managing the Internal Audit Department
H.   Audit Objectives and the Audit Process
I.      Planning the Audit
a.    Introduction
b.    Preliminary Survey
c.    Development of an overall audit plan
d.    Co-coordinating the work to be performed
J.     Establishing the Degree of Reliance on Internal Control
a.    Introduction
b.    Identifying, documenting and testing control procedures
c.    Examples of controls
d.    Inherent limitations of internal control
e.    Considering the influence of environmental factors
f.     Determining the nature, timing and extent of substantive tests
K.   Performing Substantive Procedures
a. Audit Techniques
b. Specific substantive procedure consideration
L.   Communicating Results
a. Audit Findings
b. Audit Report
K.   Monitoring

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Download Confirmation Sheet

CLOSED: Liquidity Risk & Stress Test Training – Aug 03-04, 2018 in Bayanihan Hall

LIQUIDITY RISK MANAGEMENT  AND STRESS TESTING TRAINING

Course Objectives
Liquidity Risk Management and Stress Testing are key components for
managing risk of strategic initiatives a bank.  It is imperative for banks
to understand the results of a stress test and evaluate strategic
initiatives to help offset the potential impact by optimizing
risk-weighted assets and capital usage. BSP Circular 989 and Cir . 981

*Understand liquidity risk management and stress testing.
* Identify and assess business vulnerabilities and gain valuable insights
on implications of plausible stresses within the bank’s portfolio
*Learn to embed risks in strategy, budget and capital planning

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      Liquidity Risk Management
•       Liquidity Risk Management Framework
•       Liquidity Risk Management Process
•       Intraday Liquidity Risk Management
•       Foreign Currency Liquidity Management
•       Intragroup LRM
B.      Stress Testing Framework   and Responsibilities
1.      Design
2.      Methodologies
3.      Severity of Stress Events
4.      Portfolio, Individual Risk and Institutional-wide-Stress Testing
5.      Impact Assessment
6.      Independent Review of Stress Testing

 Download Circular
Download Confirmation Sheet

CLOSED: Strategic Human Resource Management – July 27-28, 2018 in Gov. Licaros Hall

STRATEGIC HUMAN RESOURCE MANAGEMENT

Date: July 27-28, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MS. OLIMPIA N. CRUZ, RMO
Bank Officer – Risk Management, Consultant  for bank’s HRM, Trainer

SEMINAR FEE
1. Member – P3,800 / pax
2. Non-Member/Delinquent –  P4,200 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,900.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  July 23, 2018.

Course Objectives

The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.

1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study

Course Outline

Day 1 –Human Resource Management Background

1. Human Resource Planning   – definition and scope of HR Planning
A. Job Analysis and Job Design
B.  Review of Current Manpower Supply

2.  Recruitment and Selection
A. Sources of qualified personnel
B.  Recruiting Methods and Process I.

3.Competency Framework Development
A. Competency Framework Milestone
B.  Classification of Competencies
C. Setting proficiency levels

4. Training and Development
A. Factors affecting training outcomes
B. Talent management for smaller organizations: challenges and advantages

5. Performance Management
A Performance Management   Cycle
B. Link with other HR functions
Day 2 –Rewards Management

1.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
A. Managing HR related Risks
B.  Elements of HR governance in managing HR risks
C. HR Communications

5.  Organization Development: Managing Change
A. Effective management of change

Download Circular

Download Confirmation Sheet