Business Continuity Management Program – July 07-08

BUSINESS CONTINUITY MANAGEMENT PROGRAM

SCHEDULE

Date: July 07-08, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Alexander C. Aguilar, CPA, CIA
Bank Executive – Operations Officer /
Information Security Officer, Consultant/ Trainer

SEMINAR FEE

1. Member – P2,800/pax
2. Non-Member/Delinquent – P3,000/pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,400.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 30, 2017.

COURSE OBJECTIVES: Counteract interruptions to business activities and to
protect critical business processes from the effects of major failures or
disasters.

1) To present applicable regulations of BSP Cir. 951 and establish ISO
framework in the development of BCMP
2) To present possible bank’s requirement in the development of Business
Continuity Management Governance to manage BCMP processes
3) To provide the framework of the BCMP cycle that would identify threats
and vulnerabilities of the bank with the corresponding corrective actions.
4) To provide understanding on the following processes: Pandemic
Planning, Cyber Resilience, Information Security, Interdependencies,
Liquidity Risk Management, Project Management, Event and Problem
Management, Outsourcing and Insurance

EXPECTED PARTICIPANTS: President/Directors, Compliance Officers, Risk
Manager, Internal Audit, Branch Manager and IT Head

OUTLINE
1. Understanding the organization and its context
Identify key products and services
Prioritized activities and resources required to deliver them
Identify threat to these activities and dependencies
Establish arrangements to restore activities in case contingencies
Encsure effectiveness of these activities
Developing Business Impact Analysis (BIA)
Developing Risk Assessment for business operations:
• IT System software/hardware
• People
• Cash and other assets

2. Determining Business Continuity Strategy

3. Developing and Implementing a BCM response
4. Exercising/Maintaining and Reviewing BCM arrangements
5. Embedding BCM in the organization’s culture
6. Cyber resilience

Threats:
• Hacking
• Virus
• Phising
• Social Engineering

Mitigating controls
• Vulnerability Assessment
• Penetration testing
• Hardening

7. Pandemic planning
Similar to natural disasters or technical disruptions, pandemic may
also interrupt a BSFI’s business activities.

CIR BCMP-Jul17 Download file click here

CS-BCMP-Jul17 Download file click here

Basic Course on Tellering -June 30 2017

BASIC COURSE ON TELLERING

Date: Jun 30, 2017 (Fri)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

SEMINAR FEE
1. For Member – P2,600

2. Non-Member/Delinquent – P2,800

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,300.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 23, 2017.

At the end of the one-day session, participants should be able to:
I. Classify his/her role and identify the main job of his/her position in
conformity with bank rules and regulation.
II. Process transactions proficiently according to par policies and
procedures.
III. Adhere to established internal control measures in accepting,
sorting, and handling checks and cash

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

I. The Teller
II. General Operations of Tellering
III. Documents on new accounts
IV. Tellers’ receiving functions
V. Negotiable Instruments Law
VI. Tellers’ paying functions
VII. Customer satisfaction
VIII. Curtailing frauds and mistakes

CIR Tellering-Jun17 Downloads file click here

CS-Tellering-Jun17 Downloads file click here

Signature Verification Bank Fraud & Forgery Detection -Jun 29 2017

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Jun 29, 2017 (Thu)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member – P2,400
2. Non-Member/Delinquent – P2,700

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 23, 2017.

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a. Handwriting Impressions

i) Manual operation of the hand and the brain
b. Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a. Elements of Fraud
b. Prevention Techniques
c. Internal Control System

CIR Sigver-Jun17 Download file click here

CS-Sigver-Jun17 Download file click here

Marketing Strategy of Bank Services – Jun. 21-22 2017

MARKETING STRATEGY OF BANK SERVICES

Date: June 21-22, 2017 (Wed.-Thurs.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. REMIGIO TITO TIRONES
Seasoned Bank Officer, Trainer Bank & SME Consultant

SEMINAR FEE
1. For Member – P3,800
2. Non-Member/Delinquent – P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: June 15, 2017.

Course Objectives

1. To establish the rationale, relevance and need of marketing bank
products and services.
2. To provide the participants with basic knowledge and skills on:
– marketing various bank products;
– structuring product offerings to clients;
– client/s identification and market segmentation;
– solicitation techniques; and
– winning and locking-in a client.

Course Outline

Day 1. Establishing the rationale on the need of Bank Marketing
a.m. Bank Marketing: Definition
Organizational Objectives vis-a-vis Marketing (and marketing
objectives)
Financial Services Peculiarities
The concept of Marketing Mix, defined
p.m. Essence of Marketing Strategy
The 4 P’s of Marketing
Relationship between 4 P’s and 4 C’s
Understanding Customer Needs vs. Bank’s Objectives
Market Mix of Services
Workshop…….

Day 2. Hands on Exercise on: Client Prospecting, Identification, Sourcing
and Accounts Marketing
a.m. Synchronizing target market with bank policies.
– Bank branding.
– Review of existing policies, present portfolio, market segment, etc.
– Review of Acceptable exposure risk.
– Review of existing bank products and services vs. perceived
market demands.
– Role of pro-active product development.
– Present organizational structure vs. desired set-up, budget,
income and performance.

Sourcing Potential Accounts.
a. Mining present database.
– analyze accounts portfolio linkages.
– focusing on desired grouping.
b. Referrals from existing clients.
c. Linkages with local industry associations.
p.m. Building up of Potential Clients
a. How and what to present identified accounts/clients
b. Techniques in Closing a deal
c. Locking-in a Loan account
d. Loan Account Documentation and Loan Credit Packaging

CIR Marketing-Jun17 Download file click here

CS-Marketing-Jun17 Download file click here

Delinquency and Fraud Management in Banks Training – June 15 -16

DELINQUENCY AND FRAUD MANAGEMENT IN BANKS TRAINING

Date: June 15-16, 2017 (Thu-Fri-)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Noel J. Panelo, CPA
Microfinance Specialist, Banker/Trainer –Account Management Consultant

SEMINAR FEE

1. For Member – P3,400
2. Non-Member/Delinquent – P3,600

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 09, 2017.

Objectives

At the end of the training, the participants are expected to:
1. Understand the meaning of delinquency and how it negatively affects the
profitability of the bank
2. Analyze and manage loan portfolio
3. Learn how to prevent delinquency and remedy hardened accounts
4. Learn the different faces of fraud (internal and external).
5. Learn how to detect fraud early, then control and remedy the same
6. Learn the different internal controls that would help prevent
delinquency and fraud

DAY 1
I. Portfolio Analysis & Management
Process in managing portfolio
Sample portfolio report
Key financial ratios in measuring delinquency
Analyzing PAR by age
Sample calculation of loan loss provision
II. Root Causes of Delinquency
Various definitions of delinquency/past due
Common reasons and root causes of delinquency
Perceived uncontrollable events that may cause delinquency
Costs of delinquency (quantifiable and non-quantifiable)
III. Delinquency Prevention, Control and Remedial Management
Strategic courses of action in managing delinquency
Delinquency alarm signals at various levels
Stages of actions to be taken in controlling delinquency
Write-off
IV. Management of Hardened Accounts
Steps in enforcing legal action
Action on court-mandated agreement
V. Small Claims Court
How to pursue collection through small claims court

VI. Workshop/Case study involving delinquency

DAY 2
VII. Common Frauds in MFIs
Definition of fraud
Various instances when fraud can be committed
VIII. Early warning signals: Red flags/symptoms for fraud
Types of fraud
Early warning signs of fraud in organizations
IX. Handling Fraud – methods and systems in detecting fraud
Various ways to detect fraud
Responses to fraud
X. Management of Fraud – prevention and controls
Ways to prevent fraud
Various controls to lessen the occurrence of fraud
XI. Workshop/Case study involving fraud
XII. Other Delinquency & Fraud Concerns/Open Forum

Notes: Relevant BSP circulars

BSP Cir. 941 – BSP Cir. 782, 796, 841
BSP Cir. 817 – BSP Cir. 871 –
BSP Cir. 900 – BSP Cir. 855

CIR Del&Fraud-Jun17 Download file click here

CS-Del&Fraud-Jun17 Download file click here

Delinquency and Fraud Management in Banks Training – June 15 -16

DELINQUENCY AND FRAUD MANAGEMENT
IN BANKS TRAINING

Date: June 15-16, 2017 (Thu-Fri-)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Noel J. Panelo, CPA
Microfinance Specialist, Banker/Trainer –Account Management Consultant

SEMINAR FEE

1. For Member – P3,400
2. Non-Member/Delinquent – P3,600

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: June 09, 2017.

Objectives

At the end of the training, the participants are expected to:
1. Understand the meaning of delinquency and how it negatively affects the
profitability of the bank
2. Analyze and manage loan portfolio
3. Learn how to prevent delinquency and remedy hardened accounts
4. Learn the different faces of fraud (internal and external).
5. Learn how to detect fraud early, then control and remedy the same
6. Learn the different internal controls that would help prevent
delinquency and fraud

DAY 1
I. Portfolio Analysis & Management
Process in managing portfolio
Sample portfolio report
Key financial ratios in measuring delinquency
Analyzing PAR by age
Sample calculation of loan loss provision
II. Root Causes of Delinquency
Various definitions of delinquency/past due
Common reasons and root causes of delinquency
Perceived uncontrollable events that may cause delinquency
Costs of delinquency (quantifiable and non-quantifiable)
III. Delinquency Prevention, Control and Remedial Management
Strategic courses of action in managing delinquency
Delinquency alarm signals at various levels
Stages of actions to be taken in controlling delinquency
Write-off
IV. Management of Hardened Accounts
Steps in enforcing legal action
Action on court-mandated agreement
V. Small Claims Court
How to pursue collection through small claims court

CIR Del&Fraud-Jun17 Download file click here

CS-Del&Fraud-Jun17 Download file click here

Comprehensive Property Appraisal Seminar -May 19-20

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: May 19-20, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE

1. For Member – P3,800

2. Non-Member/Delinquent – P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: May 12, 2017.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process
• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.
• Basic Appraisal Requirements
• Collateral Acceptability
• Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuatio
• Other Methods of Valuation

CS-CAppraisal-May17 Download file click here

CS-OpRisk-Apr17 Download file click here

Credit Analysis & Loan Packaging Seminar – May 04-05

CREDIT ANALYSIS & LOAN PACKAGING SEMINAR

Date: May 04-05, 2017 (Thursday- Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member – P3,800

2. Non-Member/Delinquent – P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: April 28, 2017.

Course Objectives
• Understand the lending process cycle
• Identify relevant criteria to assess credit worthiness
• Provide theoretical basis for credit principles and process
• Develop the appropriate loan package based on actual, identified, and
cash flow analysis.
• Perform Credit Analysis in reviewing financial statements.
• Use a common spreadsheet format in analyzing financial statements

Methodologies
The course will be discussed in the point of view of lenders/account
officers and decision makers. We will use a combination of lecture and
workshops. There will be a short lecture, exercises on account
profitability analysis, financial spreadsheet and financial and cash flow
analysis. Writing a credit proposal.
• Laptop and calculator
• Sample loan approval ***
Course Outline
DAY 1
➢ Settling the Lending Criteria and eligibility requirements.
➢ Overview of BSP relevant circulars pertaining to credit evaluation.
➢ Guidelines in prescreening the borrower and know the essential
information needed.
➢ Credit Principles
➢ Determination of working capital and project cost estimate.
➢ Lending process flow overview
➢ Types of Credit Facilities
➢ Amortization schedule
➢ Discount versus in arrears interest
DAY 2
a. Account Profitability Analysis
b. Collateral evaluation
c. Financial analysis and cash flow
d. Relevant Ratios
e. Understanding the spreadsheet
f. Standard Line Wording
g. Credit Proposal Format
h. Actual Credit Proposal preparation
for selected accounts.
Summary
• Stress the importance of having credit policies, procedures and credit
risk management system in place.
• Highlighting the BOD role and responsibilities
• Advises FI to perform GAP Analysis as required by BSP Cir. 855

CIR Credit&LoanPack-May17 Download file click here

CS-Credit&LoanPack-May17 Download file click here

Comprehensive Property Appraisal Seminar -May 19-20

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: May 19-20, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE

1. For Member – P3,800

2. Non-Member/Delinquent –P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: May 12, 2017.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process
• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.
• Basic Appraisal Requirements
• Collateral Acceptability
• Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation
• Other Methods of Valuation

CIR CAppraisal-May17 Download file click here

CS-CAppraisal-May17 Download file click here

Credit Analysis & Loan Packaging Seminar – May 04-05

CREDIT ANALYSIS & LOAN PACKAGING SEMINAR

Date: May 04-05, 2017 (Thursday- Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member – P3,800
2. Non-Member/Delinquent – P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: April 28, 2017.

Course Objectives
• Understand the lending process cycle
• Identify relevant criteria to assess credit worthiness
• Provide theoretical basis for credit principles and process
• Develop the appropriate loan package based on actual, identified, and
cash flow analysis.
• Perform Credit Analysis in reviewing financial statements.
• Use a common spreadsheet format in analyzing financial statements

Methodologies
The course will be discussed in the point of view of lenders/account
officers and decision makers. We will use a combination of lecture and
workshops. There will be a short lecture, exercises on account
profitability analysis, financial spreadsheet and financial and cash flow
analysis. Writing a credit proposal.
• Laptop and calculator
• Sample loan approval ***

Course Outline
DAY 1
➢ Settling the Lending Criteria and eligibility requirements.
➢ Overview of BSP relevant circulars pertaining to credit evaluation.
➢ Guidelines in prescreening the borrower and know the essential
information needed.
➢ Credit Principles
➢ Determination of working capital and project cost estimate.
➢ Lending process flow overview
➢ Types of Credit Facilities
➢ Amortization schedule
➢ Discount versus in arrears interest

DAY 2
a. Account Profitability Analysis
b. Collateral evaluation
c. Financial analysis and cash flow
d. Relevant Ratios
e. Understanding the spreadsheet
f. Standard Line Wording
g. Credit Proposal Format
h. Actual Credit Proposal preparation for selected accounts.

Summary
• Stress the importance of having credit policies, procedures and credit
risk management system in place.
• Highlighting the BOD role and responsibilities
• Advises FI to perform GAP Analysis as required by BSP Cir. 855

CS-Credit&LoanPack-May17 Download file click here

CIR Credit&LoanPack-May17 Download file click here

Operational Risk Management Training – April 28-29

OPERATIONAL RISK MANAGEMENT TRAINING

SCHEDULE

Date: Apr.28-29, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Don V. Sumadchat, MBA
Bank Executive Officer, Trainer on Strategic Formulation & Execution,
Trust Asset Management & Risk Management.

SEMINAR FEE
1. For Member – P3,800

2. Non-Member/Delinquent – P4,200

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Apr. 21, 2017.

Course Objectives
a) Define operational risk and its management
b) Determine the duties and responsibilities of Board of Directors,
management and Business
c) Line Manager in managing operational risk. Formulate risk appetite
statement, risk tolerances and limits
d) Apply Operational Risk Management tools cognizant to Risk Management
Process: identify, assess, measure, control and monitor
operational risk

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A. BSP Circular 900 Policy Statement
B. Scope and extent of Operational Risk and its management
C. Duties and Responsibilities
1. Board of Directors
2. Management
3. Business Line Managers
4. Operational Risk Management Function
5. Internal Audit
6. Compliance Function
7. Risk Management Unit
D. Operational Risk Management Framework
1. Risk Identification and Assessment
1.a. Building Loss Event Categories and loss database
*Internal fraud /External fraud
*Clients, products and business practices
*Employment practices and
workplace safety,
*Business disruption and system
failures
1.b. Introduction to ORM Tools
• Results of internal/external audit and supervisory issues raised in the
BSP Report of Examination (ROE)
• Internal Loss Data Collection and Analysis
• Risk Self Assessments (RSA)
• Risk Control Self Assessments (RCSA)
• Business Process Mappings
• Risk and Performance Indicators
• Scenario Analysis
• Model Measurement Comparative Analysis
2. Risk Control and Mitigation
3. Risk Monitoring and Reporting
E. Workshop on RCS
F. Synthesis

CS-OpRisk-Apr17 Download file click here

CIR OpRisk-Apr17 Download file click here

Credit & Collection Management – April 27 2017

CREDIT & COLLECTION SEMINAR

Date: Apr. 27, 2017 (Thursday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

SEMINAR FEE
1. For Member only- P2,600

2. Non-Member/Delinquent – P2,900

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Head of Credit Department, Loan Officer, Microfinance Officer, Credit,
Billing and Collection Supervisors and Managers, Finance Officers and CIs

DEADLINE TO SUBMIT REGISTRATION: April 24, 2017.

Overview

An efficient Credit & Collection Team improves asset quality and realizes
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
• Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
• Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
• Be able to minimize risk in granting credit
• What to look at in evaluating credit application
• Know the Key Result Areas of Credit and Collection
• Avoid loop holes in implementing Legal Remedies
• Know the appropriate Legal Remedy for a particular portfolio
• Know the Best Practices in Credit and Collection

Course Outline
1) Credit Management
a) Nature of Credit
b) Importance of Credit and Collection
c) Six Cs of Credit/ Basis of Granting Credit
d) Establishing an Appropriate Credit Risk
e) Sound Credit Granting Process
f) Maintaining an Appropriate Credit Admin, Measurement and Monitoring
Process
g) Maintaining an Appropriate Credit Control Process

2) Collection Management
a) Concept of Collection Management
b) Basis of Collection
c) Bucketing your receivables
d) Pre Delinquency Activities
e) Collection Activities
f) Tele Collection Techniques
g) Demand Letters –Essential contents
h) Legal Remedies

CS-CredCollect-Apr17 Downloads file click here
CIR CredCollect-Apr17 Downloads file click here

Operational Risk Management Training – April 21-22 in Butuan City

CARBAF-ADVISORY:

Please be informed that the OPERATIONAL RISK MANAGEMENT training has
been moved to APRIL 20-21, 2017 from APRIL 6-7, 2017 due to changes
in the schedule of the resource person, Mr. Don Sumadchat.

Expected participants are Presidents, Directors, Compliance Officers,
Internal Auditors, Managers, Risk Management Officers, IT officers and
Human REsource Managers.

Registration fee is @ 6,500.00 per participant to cover meals,
handouts and other miscellaneous expenses. This is a live out
seminar. You may ask the assistance of CARBAF Secretariat at
butuancityrb@yahoo.com or cell#09173104659, landline (085)341-5019,
fax# (085)815-5055 ask for Ivan or Bella.

The venue remains the same.

Nomination Form-ORMS – carbaf Download file click here
TM OpRiskMgmnt-BXU Download file click here

Cir AMLA Seminar -April 29 in Iloilo City

RISK BASED AUDIT METHODOLOGY

Date: April 28-29, 2017 (Fri-Sat.)
Venue: Small Ville 21 Hotel, Iloilo City
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. JERALD MICIANO
Bank Officer V, AMLSG BSP

MR. JOEMEL D. SANTOS
Bank officer V
AMLSG, BSP

SEMINAR FEE
1. For Member only -P 2,500.00

2. Non-Member – P4,000.00

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Seminar Methodologies

Lecture and Discussions

Expected Participants

President, Directors, Compliance Officer, Internal Auditors, Managers,
Tellers, Loan Officers

Course Outline
I. Review of Highlights of Circular No. 706
II. Background on the amendments
III. Amendments to Circular No. 706
IV. AML Risk Rating System
V. Question and Answer

Cir- AMLA Seminar – Iloilo Download file click here

Cir Risk Based Audit Methodology -April 28-29 in Iloilo City

RISK BASED AUDIT METHODOLOGY

Date: April 28-29, 2017 (Fri-Sat.)
Venue: Small Ville 21 Hotel, Iloilo City
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member only
a. Early bird – P5,000 (on or before Mar 10 2017)
b. Regular Rate – P5,500 (After Mar 10 2017)

2. Non-Member/Delinquent – P6,500

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com


I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology

Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
➢ Strategic Plans and Programs
➢ Mission/Vision Statement (if any)
➢ Organizational Structure
➢ Manual of Operation
➢ Latest BSP Results of Examination
➢ Latest Audited Financial Statement

Download file click here