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1-Day Briefing on BSP Prudential Reporting – FRP&CAR- Dec 05 & 06 in Diamond Hotel

One-Day Briefing on: 
Strengthening BSP Reportorial Procedures: FRP and CAR

The Bangko Sentral ng Pilipinas, through the Financial Supervision
Department (FSD) and Department of Supervisory Analytics (DSA) and in
partnership with the Rural Bankers Association of the Philippines (RBAP)
invite you to attend the One-Day Briefing on Strengthening Prudential
Reporting: FRP, CAR and Other Periodical Reporting

DATE  & VENUE
***PLEASE USE Confirmation Form based on preferred batch.

BATCH 1   Dec 05, 2019 (Thursday)
BATCH 2   Dec. 06, 2019 (Friday)
Time: 08:30 AM – 05:00PM

DIAMOND HOTEL
2/F Onyx Jade Room
Diamond Hotel, Renaissance Garden,
Roxas Blvd. cor. Dr. Quintos St., Ermita, Manila

REGISTRATION FEE
MEMBER –     PhP 2,700.00 /pax
NON-MEMBER   PhP 3,200/pax

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 8527-2969 /8527-298
RESOURCE SPEAKERS

Bangko Sentral ng Pilipinas

LORNA RAMOLETE – Acting Dep. Dir, FSD IIII

SHERWIN CASTILLO – Manager. FSD II

ANN CLAUDETTE SAMIA -Acting Manager, DSA

FLORGELA  ROQUE  -Acting Manager, DSA

ALDRIN JAVIER – Dep. Director, FSD IV
Coordinator

TOPICS

1. Financial Reporting Package updates
* Supervisory Process
2. Capital Adequacy Ratio (CAR) reporting
3.BSP Supervisory Enforcement Policy
* BSP Cir. 963 (Bank Responsibility for the Generation and Timely
Submission of Required Reports and Common Errors
4.Expectations on Compliance
* Question and Answer
with the Single Borrowers Limit (SBL)

EXPECTED PARTICIPANTS:
Compliance Officers, Bookkeeper, Auditor, Internal Audit, Branch Manager,
IT Officer, Risk Manager, and President

ONLINE REGISTRATION
Batch 1 –

https://forms.gle/FFLphKpaKh3rtzXF7

Batch 2 –

https://forms.gle/GSR8pxEk7R6nxFYR9

Advanced Corporate Governance Seminar – Nov 27-29, 2019 in RBAP Intramuros

Dear Rural Bankers:

The Rural Bankers Research and Development Foundation Inc. (RBRDFI), in
partnership with the Institute of Corporate Directors (ICD) and the
Countryside Financial Institutions Enhancement Program (CFIEP), is pleased
to invite you to participate in the Advance Corporate Governance Course
(Professional Directors Program for Rural Banks) which will be held on
November 27-29, 2019 (Wednesday to Friday) at Bayanihan Hall, RBAP Bldg.,
Intramuros, Manila.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why
rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of
their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page
overview of the course.

Registration Fee with RBRDFI negotiated cost of RBRDFI (Please pay the
FULL amount first, we will refund after the seminar)  Php 14,900.00

ICD Public Seminars Cost PhP 70,000++ individually

Subsidy from CFIEP 1. Will be granted to only one (1) qualified
participant of each RB who will be able to complete all the sessions for
three (3) days.  2. The refund will be deposited to the RB, three (3)
weeks after the seminar.  3. Subsidy may be availed by those who have not
participated in the ACGC in 2017-2018.  Php 10,483.20

Actual Seminar Cost  (After the CFIEP subsidy, for 3days seminar,
inclusive of the manual, workshop materials and meals (two snack/s and
lunch) for the duration of the seminar) Php4,416.80

As a course pre-requisite, all participants must have completed at least
the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your
certificate of completion of the required course must be submitted to
RBRDFI upon registration.

Register thru this link-
https://forms.gle/ZghpsdyJUNt7XGG58

Payment must be deposited through RBRDFI Land Bank of the Philippines
(Intramuros Branch) Savings Account Number 0012-1046-26 on or before
November 20, 2019 (Wednesday).

Should you have questions or concerns, you may email Ms. Grace Estira
(gracedestira@gmail.com) or call (02) 5272972 / 0917-871-3509.

We’re looking forward to your active participation. Thank you.

Credit Risk-Rating Provisioning & Loan Pricing Training – Nov 14-15 in RBAP Intramuros

CREDIT RISK-RATING, PROVISIONING AND LOAN PRICING TRAINING

Date: Nov. 14-15, 2019 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Mr. Emmanuel Gervacio
– Corporate Banker, Trainer & Consultant

SEMINAR FEE
1. For Member only – P5,300 /person
2. Non-Member/Delinquent – P5,800 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: November 08, 2019.

Course Overview & Objective:
To strengthen and review the framework of Credit Risk Rating, Loan
Provisioning and Pricing in the banking environment. Knowledge: Concept of
Credit Risk and Regulations; Quantification of Risk and Provisioning and
Risk-based pricing and account profitability.

1. Acquire a deeper understanding of Credit Risk Principles.
2. Set-up or refresh internal loan provisioning guidelines.
3. Understand loan pricing techniques and develop competitive loan pricing.

EXPECTED PARTICIPANTS
Bank Managers, Compliance Officer, Senior, Account/Relationship Officers,
Risk Officers, Credit and Loan Officers

Course Outline

First Day

I. A Background on Risk-Based Lending Concepts:
*BASEL Accords
*BSP Regulations
II. Review: the concept of Risk vs Return, Types of Lending Risk
III. Computing Borrower Risk and Loan Provisioning
IV. Exercises on Risk Rating and Provisioning
VI. Principles of Loan Pricing
*Risk Based Pricing
*Factors in Pricing of Loans
VII. Account Profitability and Competitive Pricing Strategies
IX Exercises in Pricing and Account Profitability

ONLINE REGISTRATION
https://forms.gle/3DhugPVBq1YCawX27

Credit Investigation Seminar – Nov 21 – in RBAP Intramuros

CREDIT INVESTIGATION SEMINAR

Date: Nov 21, 2019 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member –  P3,500/per person
2. Non-Member/Delinquent –   P4,000 / per person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: November 15, 2019

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline
I.      Introduction to Credit
II.     Definition of Credit
III.    The Credit Process
IV.     Importance of Credit
V.      Types of Credit
VI.     The 5 C’s of Credit and definition of each
VII.    The Credit Evaluation and Analysis
VIII.   The Credit Evaluator
IX.     Credit Investigation as Defined
X.      The Credit Investigator
XI.     Objectives of Credit Investigation
XII.    Sources Of Credit Information
XIII.   Ways of Gathering Credit Information
XIV.    Different Types of Credit Investigation
XV.     Credit Investigation on Individual
XVI.    Credit Investigation on Business / Corporation
XVII.   Negative Checking (CMAP / NFIS)
XVIII.  Bank Checking (BAP member and non-BAP member banks)
XIX.    Field Checking & Different Types of Field Checking

ONLINE REGISTRATION
https://forms.gle/SbsSrC7WyR1H4Soe9

Comprehensive Property Appraisal Seminar – Nov 22-23 in RBAP Intramuros

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: Nov.22-23, 2019 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. For Member –  P5,000 /per person
2. Non-Member/Delinquent –  P5,500 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  November 15, 2019.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time and
for a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process
• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value

* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.
•  Basic Appraisal Requirements
•  Collateral Acceptability
•  Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation
•  Other Methods of Valuation

ONLINE REGISTRATION
https://forms.gle/rLTkkCpA9Vp4k4789

Basic Corporate Governance Seminar – Oct 24-25 in RBAP Intramuros

BASIC CORPORATE GOVERNANCE FOR BANK DIRECTORS SEMINAR-WORKSHOP

Date: Oct. 24-25, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

         SEMINAR FEE
1. Member – P6,200 / pax
2. Non-Member/Delinquent – P6,700 / pax

MODE OF PAYMENT
Check payable to:
      Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P3,200.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers, Stockholders &
Compliance Officers

DEADLINE TO SUBMIT REGISTRATION: Oct 18, 2019

Course Objectives
1 Pursuant to the following BSP Circulars
a)Cir. No. 296 prescribing the minimum qualifications of a bank director,
b)Circulars No. 749 and 969 enhanced Corporate Governance sets new
guidelines in Financial Institutions”.
•To gain comprehensive understanding of:
    a. the principles of Good Corporate Governance;
    b. understand the value of their roles in promoting it in respective
financial institutions; and
     c.  its significance in maintaining the stability of the financial
system.

Course Outline
I. Concepts & Theory
 Overview of Good Corporate Governance
   a.Definition
   b. Importance of Good Corporate
   Governance in the Financial System
   c. Role of Stakeholders
II. Board’s Qualifications
II. Board’s Overall Responsibilities
III. Board’s Own Structures and Practices
IV. Senior Management
V. Governance of Group Structures
   a.Governance for Family-owned Banks
   b.Shareholder Activism
IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
  a.Internal Control
  b.External Control
IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII.Role of Supervisors
XIV. Group Case Studies & Discussions

ONLINE REGISTRATION
https://forms.gle/pZ79pVdts99CvSmW8

Advanced Supervisory Development Program – Nov 15-16 in RBAP Intramuros

ADVANCED SUPERVISORY DEVELOPMENT PROGRAM

SCHEDULE
Date: Nov. 15-16, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

  Ma. Elena Sandel-Marquez
Training Consultant / Pschologist/HR Specialist & Leadership Management
Trainer for Banks & Govt. Agencies..

SEMINAR FEE
1. For Member –  P5,000 /per person
2. Non-Member/Delinquent – P5,500 / per person

MODE OF PAYMENT
Check payable to:
      Rural Bankers Research & Development Foundation Inc.
To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Nov. 08, 2019.

Rationale
Supervisors, as they grow in years of experience, become more competent.
As such, they are tasked to assume greater responsibilities and ensure
that processes are done accurately and on target. With the changing times
and changing demands, people empowerment has become a major requirement.
Some “old” supervisory techniques are  no longer applicable .
This program will introduce the best practices in management, and how to
supervise a team in the most effective manner.

Expected Participants
Operations Head, Branch Managers, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

1 – Starting Right

-Understanding & Leading Yourself first
-Knowing & Understanding Your Own Leadership style
-Openness to Feedback

The Distinct Roles of a Supervisor

-Operational Role
-Leadership Role
-The Difference Between Operational & Leadership Roles
-Communication Role

The Core Skills of a Supervisor vs. Key Skills of a Manager
CRITICAL BANK MANAGEMENT SKILLS (21st Century)

Expertise
-Anticipatory
-Ability to Detect Trends
-Serial Learning (create a culture of constant learning)

FOUR PILLARS OF LEADERSHIP

-Authenticity
-Resiliency
-Networking
-Learning agility – Lessons from Eagles

THE EYE FOR MUDA & ABNORMALITIES

-What is “MUDA?”
-Kinds of MUDA
-Spotting Abnormalities

GROUP PRESENTATION: CASE STUDY

ONLINE REGISTRATION
https://forms.gle/owkcQt64yit6aivh8

AMLA Seminar – Oct 12 in RBAP Intramuros

AMLA SEMINAR
Cir. 950: Updated AML Rules and Regulations

SCHEDULE
Date: October 12, 2019 (Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

Resource Persons:
Atty. Ruel Bumatay  –Dep. Dir.
Michael Martinez –BOIV
 FSID, Banko Sentral ng Pilipinas

SEMINAR FEE
1. For Member  – P3,000.00
2. Non-Member/Delinquent – P3,500.00

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.
To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: October 10, 2019.

Seminar Methodologies
Lecture /Discussions and Workshop
Expected Participants
President, Directors, Compliance Officer, Internal Auditors,
Managers, Tellers, Cashiers & Loan Officers

Course Outline
I. AMLC and Functions
II. AML Act and Its Amendments
III.Phil. Legal Framework
    *Cir. No. 706 (Updated AML Rules and Regulations)
    * Cir. No. 950 UARR, as Amended
    * Memorandum No. M-2012 -017
IV.R.A. No. 0167 Salient Features
   & R.A. No. 10365 Salient Features
V. Money Laundering Offense and Penalties
VI. AML Rules and Regulations, as Amended
    *Amendments to Circular No. 706
    *Legal Basis of AML Rules
    * Policies of the State
    *Coverage:
   – BSP Covered Persons
   -AML Risk Management
   -Customer Identification Process
VII. AML Risk Rating System AML Risk Rating System
VIII. Question and Answer

ONLINE REGISTRATION
https://forms.gle/xRXMqKMiPBnNKVyU8

Seminar-Workshop On the Conduct of Internal Audit Engagement – Oct 23-24 in RBAP Intramuros

SEMINAR-WORKSHOP ON THE CONDUCT OF INTERNAL AUDIT ENGAGEMENT

Date: Oct.-23-24, 2019 (Wed-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,900/per person
2. Non-Member/Delinquent – P5,400 / per person

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
Branch Manager, Compliance Officer, Internal Audit, Loan Officers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION: Oct. 18, 2019.

Course Objectives
1.Explain performance standards and implementation guidance in accordance
with Internal Auditing;
2.Illustrate the conduct of audit relative to the overall bank performance;
3. Demonstrate the procedures in the conduct of audit of governance and
strategies;
4. Develop a program for the audit of deposit-taking functions, loan
portfolio and credit, statutory requirements;
5. Identify the steps in writing an internal audit report.
6. Illustrate the procedures in performing a stress test and sensitivity
analysis.

Course Outline

I. Internal Audit Engagement Performance Standards and implementation
guidance.

a.Engagement planning
b.Engagement work scope
c.Engagement work program
d.Performing the engagement
e.Communicating results
II. Performing an Audit of the Overall Bank Performance
f.Profitability
g.Asset quality
h.Credit risk
i.Capital adequacy
III. Performing Internal Audit Organizational Governance and Strategies.
e. Audit of governance
a. Audit of strategic plan/strategies
IV.  Performing Internal Audit of Bank’s Core Functions.
a. Deposit-Taking Functions
a. Loan Portfolio and Credit Risks
b. Financial Accounting and Reporting
c. Asset Management
d. Statutory Requirements
V. Writing the Audit Report
VI. Stress Testing and Sensitivity Analysis
a. Regulatory requirements for stress testing and sensitivity analysis
b. Steps in performing a stress test and sensitivity analysis
c. Value generated in conducting stress testing and sensitivity analysis.

Requirement for the participants: Laptop for each individual or for each
group of participants representing same bank.

ONLINE REGISTRATION
https://forms.gle/qFbWXw3cKj5vFz3y7

Stressed Asset Mgmnt & Recovery Training – Oct 17-18 in RBAP Intramuros

STRESSED ASSET MANAGEMENT AND RECOVERY TRAINING

Date: Oct. 17-18, 2019 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Ms. Alice P. Liboon, MAEcon
 – Corporate Banker & SME  Consultant/Trainer
Mr. Jose F. Acetre
– Corporate Banker- Marketing, Remedial & Acquired Assets, Trainer &
Consultant

SEMINAR FEE
1. For Member only – P5,300 /person
2. Non-Member/Delinquent – P5,800 / person

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,700.00 per participant.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Bank Managers and Directors, Account Relationship, Risk Officer,
Collection Officers & Staff

DEADLINE TO SUBMIT REGISTRATION: October11, 2019.

Course Objective:
To enhance knowledge and skill development in handling stressed assets and
work efficiently in recovering loans. Stressed Assets adversely affect the
business of the banks, hence, require timely and orderly recovery.

1.Develop skills of dealing with loan accounts classified as stressed assets.
2. Understand the role of various recovery and settlement processes in
dealing with non-performing assets.
3. Develop products and services for target customers and improve account
solicitation with techniques on winning and retaining clients.
4. Appreciate the method of compromise as means of recovery.
5. Be updated with supervisory policies and strategies of the reduction of
NPA.
6. Develop effective acquired assets selling/marketing strategy.

Course Outline
First Day

I. Definition – Why go into Stress or Remedial Asset Management?
II. Problem recognition: systematic program of loan review.
III. Strategic Analysis: When a problem is Spotted
Documentation/Collateral Review
Review of Laws and BSP Regulations.
IV. Various Recovery and Settlement Plans:
        Collection
        Negotiated Settlement
        Rehabilitation
        Sale to third parties
        Litigation
        Compromise
Second Day

V. Group work of assigned cases
VI. Understanding impact of acquired properties from loans-ROPA on:
   *Capital
   *Income
   *Carrying Cost
VII. Segmenting ROPA Base
VIII. Creating/Adding Sales Channel
IX. Marketing arm and marketing schemes
X.  Disposing assets with issues
XI. Conversion of Assets into “Ready for Sale”
XII. Pricing of Assets
XIII.Selling strategy

ONLINE REGISTRATION
https://forms.gle/Svsqep2Hi9YAUp5G7

1-Day BSP Reportorial Procedures: FRP and CAR -Oct 3 & 4 in Legazpi City

One-Day Briefing on
Strengthening BSP Reportorial Procedures: FRP and CAR

The Bangko Sentral ng Pilipinas, through the Financial Supervision
Department (FSD) and Supervisory Data Center (SDC) and in partnership with
the Rural Bankers Association of the Philippines (RBAP) invite you to
attend the One-Day Briefing on Strengthening Prudential Reporting: FRP,
CAR and Other Periodical Reporting

DATE  & VENUE
***PLEASE USE Confirmation Form based on preferred batch.

BATCH 1
Oct 03, 2019 (Thurs)

BATCH 2
Oct 04, 2019 (Fri)

Time: 08:00 AM – 05:00PM

HOTEL VENEZIA
Renaissance Garden, F. Aquende Dr, Legazpi City, Albay

REGISTRATION FEE
MEMBER –    PhP 2,300.00 /pax
NON-MEMBER   PhP 2,800/pax

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-298

RESOURCE SPEAKERS

Bangko Sentral ng Pilipinas

GEMMA P. GALVEZ
– Manager, FSD IIII
WILFREDO ARGUELLES
– Manager. FSD V
ANN CLAUDETTE SAMIA
-Acting Manager, DSA
KRISTOFFER ABELLON
-SE Specialist I, DSA

ALDRIN JAVIER
– Dep. Director, FSD IV
Coordinator

TOPICS

1. Financial Reporting Package updates
* Supervisory Process

2. Capital Adequacy Ratio (CAR) reporting

3.BSP Supervisory Enforcement Policy
* BSP Cir. 963 (Bank Responsibility for the Generation and Timely
Submission of Required Reports and Common Errors

4.Expectations on Compliance
* Question and Answer
with the Single Borrowers Limit (SBL)

EXPECTED PARTICIPANTS:

Compliance Officers, Bookkeeper, Auditor, Internal Audit, Branch Manager,
IT Officer, Risk Manager, and President

ONLINE REGISTRATION
Batch 1 – October 03
https://forms.gle/RTp57Hx1gdsMtwCy9

Batch 2 – October 04
https://forms.gle/Q3JJnub69e6hHFt29

Risk Management Basic Course – Oct 10-11 in RBAP Intramuros

RISK MANAGEMENT BASIC COURSE

Date: Oct 10-11, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. JORGE E. DIONEDA, CPA,
Chief Risk & Financial Tech Officer, Bank Consultant in Credit and Risk
Analysis and Certified FINTECH professional.

SEMINAR FEE
1. For Member –  P4,800 /person
2. Non-Member/Delinquent – P5,300 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,400.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Oct. 04, 2019.

Course Objectives
a) Understand Risk Management discipline, its history and specifc frameworks.
b) Appreciate the value of risk management tools for different types of
financial institutions.
c) Explore the use of Risk Management Tools in an actual/scenario risk
events.
d) Learn the recent significant key BSP regulations and how they applied
in rural banking.
e) Comprehend personal risk appetite and capacity.

Expected Participants
President, Risk Management Committee – Director, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department

Course Outline
B.General concept of Risk Management
*Risk definition
*Risk characteristics
*Risk and Capital –(ICAAP)
C.Contextualizing Risk Management Scope
•Nature of Rural Bank’s operation.
•Regulatory Framework
•Sources of Funds -Stressed Scenario
•Scale of Operations
•Client, Borrowers & Projects

D.Risk Management Processes and Applications
*Credit Risk Management
BSP Cir. 855- Guidelines on Sound Credit Risk Management
*Operational Risk Management
* BSP Cir. 900 – Guidelines on Operational Risk Management
*Market Risk Management

D. Recent Significant Regulations
1.Credit risk Tools and Processes of each component
* SME Agri & Micro Finance Loan BRR/Rating/Scoring
* Financial Risk Rating
E.  Digital Economy- Financial Technology Overview
F. External Risk Assessment: Risk or Opportunities
G. Application : Case Analysis and Workshop

ONLINE REGISTRATION
https://forms.gle/pcaHWhU1foy8iWEw9

Risk-Based Audit Methodology Seminar – Sept 27 -28 in RBAP Intramuros

RISK BASED AUDIT METHODOLOGY SEMINAR

Date: Sept 27-28, 2019 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance
Validator for Internal Audit Activity

SEMINAR FEE
1. For Member  – P5,000 /person
2. Non-Member/Delinquent – P5,500/person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: Sept 20, 2019.

I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology

Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
 Strategic Plans and Programs
 Mission/Vision Statement (if any)
 Organizational Structure
 Manual of Operation
 Latest BSP Results of Examination
 Latest Audited Financial Statement

Course Outline

 Why adopt risk-based audit methodology?
 What is a risk-based audit methodology?
 International Professional Practice Framework on Internal
Auditing (Definition, Code of Ethics, Intl. Standard Professional Practice
on Internal Auditing)
 BSP’s requirement on Internal Audit Function vis-à-vis Nature of
Work of Internal Audit Activity based on ISPPIA
 Governance, risk management and controls
 COSO Internal Control Framework
 Strategic Planning
 Engagement Planning
 Performing the Engagement
 Communicating Results
 Monitoring Progress

ONLINE REGISTRATION:
https://forms.gle/Upf5yvaLpsjFM7iW7

Compliance Officers Development Training – Sept 13 -14 in RBAP Intramuros

COMPLIANCE OFFICER’S DEVELOPMENT TRAINING

Date: Sept. 13-14, 2019 (Fri.-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Nomer Crisostomo, CPA
Internal Auditor, Chief Compliance Officer, Consultant/ Trainer and
Entrepreneur

SEMINAR FEE
1.For Member only – P4,800 /person
2.Non-Member/Delinquent – P5,300 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Senior, President, & Middle Level Officers /  Internal
Auditors

DEADLINE TO SUBMIT REGISTRATION: September 06, 2019.

Course Overview & Objective:
Subsection X180 of the MORB stated that BSP Supervised Financial
Institutions are required to establish a dynamic and responsive compliance
risk management system, which should also be part of the culture and risk
governance framework of the Banks.

1. To guide the banks in adhering to all applicable and related laws
issued by the regulatory bodies (BSP, PDIC, BIR, SEC, etc.)
2. To ensure that Banks comply with the provision of BSP Cir 972 by
reviewing/ improving their existing compliance program/manual and make
them adequate in every aspect;
3. To guide the Chief Compliance Officers with their role in the
compliance risk management system, particularly on the preparation of
complianceprogram.

Course Outline
First Day

Brief Discussion of BSP Cirs. 598,747, 972
Compliance Risk Management
Compliance Function
Compliance Program
Organizational structure
Duties and responsibilities of the
Chief Compliance Officer
Board and Senior Management
Oversight Procedures to ensure
integrity and accuracy of
documentary submission
Corrective Processes

Responsibilities of Board and Senior Management
MORB Awareness
Plans and Programs of the Compliance OfficerSecond Day

The Compliance Matrix
Compliance Testing
Reporting of the results of Compliance Testing
Compliance Tracking (validation)
Review and understanding relevant BSP Circulars from 2014 to present:
Cir. 854  Minimum Capitalization of Banks
Cir. 855 Guidelines on Sound Credit Risk Management
Cir. 857 Financial Consumer Protection
Cir. 871  Internal Control and Internal Approval
Cir. 897 Related Party Transactions
Cir. 900  Operational Risk Management
Cir. 911 Annual Audit Report
Cir. 928  Fees onRetail Bank Products/Services and Dormant Deposit Accounts
Cir. 932 Establishments/Relocaion/Voluntary Closure/Sale of Branches
Cir. 950  Amendments to Part 8 – Anti-Money Laundering Regulations of MORB

BSP General Examination Preparation
Chief Compliance Officer as AML Compliance Officer

ONLINE REGISTRATION
https://forms.gle/vAcJc3WeXScF5wsw5

Credit Investigation Seminar – Sept 12 – RBAP Intramuros

CREDIT INVESTIGATION SEMINAR

Date: Sept 12, 2019 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member –  P3,500/per person
2. Non-Member/Delinquent –   P4,000 / per person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: September 03, 2019

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline
I. Introduction to Credit
II. Definition of Credit
III. The Credit Process
IV. Importance of Credit
V. Types of Credit
VI. The 5 C’s of Credit and definition of each
VII. The Credit Evaluation and Analysis
VIII. The Credit Evaluator
IX. Credit Investigation as Defined
X. The Credit Investigator
XI. Objectives of Credit Investigation
XII. Sources Of Credit Information
XIII.Ways of Gathering Credit Information
XIV. Different Types of Credit Investigation
XV. Credit Investigation on Individual
XVI. Credit Investigation on Business / Corporation
XVII. Negative Checking (CMAP / NFIS)
XVIII.Bank Checking (BAP member and non-BAP member banks)
XIX.Field Checking & Different Types of Field Checking

ONLINE REGISTRATION:
https://forms.gle/geA1kDEYzNdvn1JdA