Comprehensive Property Appraisal Seminar – June 29-30, 2018 – Licaros Hall Intramuros

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: Jun.29-30, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –   P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  June 15, 2018.

Course Objectives

1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process

• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.

•  Basic Appraisal Requirements
•  Collateral Acceptability
•  Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation
•  Other Methods of Valuation

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Download Confirmation Sheet

Credit Investigation Seminar – June 28, 2018 – Licaros Hall Intramuros

CREDIT INVESTIGATION SEMINAR

Date: Jun 28, 2018 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member –  P2,800/per person
2. Non-Member/Delinquent –   P3,000 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:   June 15, 2018

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline

I.      Introduction to Credit
II.     Definition of Credit
III.    The Credit Process
IV.     Importance of Credit
V.      Types of Credit
VI.     The 5 C’s of Credit and definition of each
VII.    The Credit Evaluation and Analysis
VIII.   The Credit Evaluator
IX.     Credit Investigation as Defined
X.      The Credit Investigator
XI.     Objectives of Credit Investigation
XII.    Sources Of Credit Information
XIII.   Ways of Gathering Credit Information
XIV.    Different Types of Credit Investigation
XV.     Credit Investigation on Individual
XVI.    Credit Investigation on Business / Corporation
XVII.   Negative Checking (CMAP / NFIS)
XVIII.  Bank Checking (BAP member and non-BAP member banks)
XIX.    Field Checking & Different Types of Field Checking

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Financial Statement Analysis – A Tool in Credit Decision Making – Jun 21-22, 2018 – Bayanihan Hall

FINANCIAL STATEMENT ANALYSIS – A TOOL IN CREDIT DECISION MAKING

Date:  June 21-22, 2018 (Thu.- Fri.)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member  – P4,400 /person
2. Non-Member/Delinquent –  P5,200/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  June 15, 2018.

This course will provide concepts, tools and techniques in analyzing
financial statement. The goal is to assist credit or investment decision
makers on their credit evaluation analysis.

Course Objectives
•       General concepts on tools and techniques in financial report analysis
and their application to specific cases
•       Recognize the interrelationships among the relationships among the
numbers in the financial statements using spreadsheet template
•       Draw intelligent conclusions on the results of financial performance.

Methodologies
The course will use combination of lecture, hands on spreadsheet tutorial,
financial statement preparation and analysis from various sample business
cases

Expected Participants
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

Course Outline

DAY 1
I        General Accounting concepts and principles relevant to financial
analysis.
II        Critical areas in evaluating financial statements.
III        Understanding financial statements.
IV        Red flags/Danger signs and how to recognize them.
V        Sample FS discussion.
VI       Techniques used in analyzing financial statements
VII        General Framework and limitations in analysis
VIII        Financial ratios and their relevance
IX        Horizontal and vertical analysis

DAY 2
I        Financial Statements and their relationships through spreadsheet
exercises.
II        Financial Analysis exercises.
III        Business Case and Application of Financial Statement Review and
analysis.
* to gain a solid understanding of financial statements

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Download Confirmation Sheet

BSP Cir 941 & 963 Briefing – June 07-08, 2018 – Mango Suites in Isabela

Briefing on BSP Circulars
No. 941 (Amendments to the Regulations on Past Due and Non-Performing Loans)
and
No. 963 (Bank Responsibility for the Generation and Timely Submission of
Required Reports to the BSP)

Date: June 07-08, 2018  (Thu-Fri)
Venue:

MANGO SUITES
#1 City Road, Calao East,
Santiago City, Isabela

Time: 8:30am to 5:00pm

Resource Persons:
Myra F. Flores-Dagdagan
Manager, Examination Dept. III
and
Marilou Fabiana
Acting Manager , SDC
of  the Bangko Sentral ng Pilipinas

Seminar Fee:
1. Regular Rate – P2,600.00
2. Non-Member/Delinquent – P3,200

Mode of Payment
•       A Non-Refundable commitment fee of P1,800.00 per participant.
•       Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
•       Proof of payment fax to (02) 527-2980.
•       Check payments, should be payable to (RBRDFI).

Seminar Methodologies
Lecture and Discussions

Expected Participants
President, Director, Credit Risk Officer Compliance Officer, Loan Officer,
and Branch Manager

Topics/Coverage:

DAY 1

I.    Rationale for the Issuance of Circular Nos. 855 and 941
II.    Key Changes
III.    Overview of Sound Credit Risk
Management Practices, with specific focus on:
a)   Credit Granting Process (Credit Grading/Scoring System)
b)   Loan Loss Methodology for Retail/Homogenous Loans

IV.        Redefinition of Past Due and Non-Performing Loans (Credit Workout)

DAY 2

I.      Rationale for the Issuance of Circular No. (963)
II.     Context Setting – use of information received by the BSP through
prescribed reports.
III.    Overall Framework of Operational Risk Management under Circular 900
IV.     Current Issues and Challenges
V.      Circular 963 Proper
VI.     Open Forum

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Liquidity Risk & Stress Test Training – Jun 8-9 in Bayanihan Hall

LIQUIDITY RISK MANAGEMENT  AND STRESS TESTING TRAINING

Date: Jun. 08-09, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Don V. Sumadchat, MBA
Bank Executive Officer, Trainer on Strategic Formulation & Execution,
Trust Asset Management & Risk Management.

SEMINAR FEE
1. For Member –  P3,800 /per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  June 01, 2018.

Course Objectives
Liquidity Risk Management and Stress Testing are key components for
managing risk of strategic initiatives a bank.  It is imperative for banks
to understand the results of a stress test and evaluate strategic
initiatives to help offset the potential impact by optimizing
risk-weighted assets and capital usage. BSP Circular 989 and Cir. 981

*Understand liquidity risk management and stress testing.
* Identify and assess business vulnerabilities and gain valuable insights
on implications of plausible stresses within the bank’s portfolio
*Learn to embed risks in strategy, budget and capital planning

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      Liquidity Risk Management
•       Liquidity Risk Management Framework
•       Liquidity Risk Management Process
•       Intraday Liquidity Risk Management
•       Foreign Currency Liquidity Management
•       Intragroup LRM
B.      Stress Testing Framework   and Responsibilities
1.      Design
2.      Methodologies
3.      Severity of Stress Events
4.      Portfolio, Individual Risk and Institutional-wide-Stress Testing
5.      Impact Assessment
6.      Independent Review of Stress Testing

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Download Confirmation Sheet

CANCELLED – Internal Credit Risk Rating System Workshop – May 11-12, 2018 – Bayanihan Hall

INTERNAL CREDIT RISK RATING SYSTEM WORKSHOP

Date: May 11-12, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MA. CRISTINA M. FAROL
Chief Risk Officer, Credit & Trust Officer, Bank Consultant Trainer,

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: May 04, 2018.

Course Objectives

1.Understand the importance of having an internal credit risk rating
system (ICRRS) to help mitigate inherent credit risks that the Bank is
exposed to from its lending activities.
2.Have an appreciation of how the ICRRS can identify and assess the risk
profile of each borrowing account.
3.Use the ICRRS as a basis of loan approvals for renewals and new loan
accounts overview, as part of the risk controls and mitigation strategies
of the Bank

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• What is Credit Risk? Credit Risk Management
– Credit Culture in the Philippines
-BSP Cir. 855 on the CRR
-Expectations on the Bank’s CRR
-BSP Cir. 941 on Past Due
Rcognition
-New Appendix 18 on Loan Loss
Provisioning

• Introduction of the CRR System
a.Purpose/Function of the CRR
b.Impact to Board Reports
c. Coverage of the CRR
d. Functions of People Involved
e.CRR Components
i. Borrower Risk Rating
ii. Facility Risk Rating
• Credit Review Process
a. Purpose of credit review
b. Stages of Credit Review Process
. Areas of Consideration in the Credit Review Process
d. Loan Loss Provisioning
e. Credit Review Reporting
f. Credit Review Responsibilities
g. CRR Monitoring and Reporting
h. Ratings Migration

• Guidelines in the Preparation of • Teaser on Financial Statement Analysis
• Sample CRR Templates as Guide for own Bank Formulation
a.Consumer Loans CRR
b.SME/Business Loan CRR
c. Identification of Red Flags
• Sample Simplified Version of CRR Template
a. Consumer Loans
b. SME Loans

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CANCELLED – Sound Credit Functional Framework Training – May 09-10, 2018 – Bayanihan Hall

SOUND CREDIT FUNCTIONAL FRAMEWORK TRAINING

Date: May.09-10, 2018 (Wed-Thu)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

MR. TITO TIRONES
– Bank & SME  Consultant/Trainer

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  May 04, 2018.

Course Objectives

1)      To define and elaborate on each step within the credit process
including the persons involved in the process, as well as the duties and
responsibilities of each.
2)       To provide guidelines in the effective management of each credit
process; mindful of the risk Involved in order to provide mitigants and
controls.
3)      To identify the strengths and weaknesses of the credit approval and
monitoring process

Seminar Methodologies
Lecture, Discussions, and Workshop

Expected Participants
President, BODirector, Branch Managers, Loan Officers, Account Officers,
Appraisers, Sales Officers, ROPA Managers

Day 1

I.Credit Policy Principles
II.Credit Principles
III.General Lending Guidelines
IV.Credit Initiation
•       Target Market Definition
•       Solicitations
•       Roles and responsibilities of the Account/Lending Officer
•       Guiding Principles
V. Credit (pre-approval) evaluation
* Stages
*Roles and responsibilities
– Account/Lending Officer
-Credit Evaluation Officer
-Credit Investigator
-Credit Appraiser
*Guiding Principles
-KYC
-Financial Statement Analysis
-ICRRS
-Acceptable Collateral
-Documentary Requirements
-Credit Investigation
-Collateral

Day 2

1. Loan Packaging
*Stages
*Roles and Responsibilities of the Account Officer
*General Types of Loans
*Important Elements in the Credit Proposal
*Loan Valuation
*Pricing the Credit
*Guiding Principles
*Contents of a Credit Proposal

II. Documentation
III. Credit Approval
IV. Loan Disbursement
V. Credit Administration and Monitoring
V. Interactive Workshop – Applying Controls in Each Credit Phase

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Compliance and Strategic Inputs: BSP Cir. 855, 941 IFRS 9, and Risk-Based Capital Planning – May 04-05, 2018 – Cebu City

Compliance and Strategic Inputs:  BSP Cir. 855, 941, IFRS 9 and Risk
–Based Capital Planning
May 04 – 05, 2018, Cebu Grand Hotel, Cebu
City

Dear Fellow Rural Bankers:

The Rural Bankers Research & Development Foundation, Inc., a lead provider
of capacity building for the RBAP members, in partnership with the SGV &
Co., the country’s leading professional services, developed a 2-day
training program that introduces the basic principles and tools underlying
with regulations, especially in the area of credit risk.

Set to promote best practices and strategies, it will cover critical
aspect of the regulatory issuances. Also, to provide technical competence
in terms of insights and theories of sound credit risk management, and
offer solution for its ongoing concerns.

EXPECTED PARTICIPANTS  – President/Directors, Credit and Risk Management
Officers, Loan and Remedial Management Officers, Compliance Management and
Internal Auditors

CONTINUING EDUCATION CREDIT
CPA attendees of this training-course are eligible for Continuing
Professional Education (CPE) credits.

Compliance and Strategic Inputs: BSP Cir. 855, 941, IFRS 9 and Risk –Based
Capital Planning

Schedule     : May 04 – 05, 2018 (Friday – Saturday)
Venue          : Cebu Grand Hotel – Vibo Place, N. Escario St., Cebu City
Registration Fee:
Member  –  P12,000.00 / pax
Non-Member/Delinquent – P13,200.00 /pax
LBP Savings Account :  0012-1046-26
Account Name:  Rural Bankers Research and Development Foundation, Inc

LEARNING OBJECTIVES
>       Have a grasp of the details of the BSP Cir. 855, 941  and IFRS 9
and its implications on operations and strategic directions;
>       Identify areas of improvement for their respective banks as far
as compliance to the regulatory issuances are concerned; and
>        Have an appreciation on the Risk-Based Capital Planning and its
appropriate opportunistic outlook on strategy and business plans of their
respective banks.

RESOURCE PERSONS

* CHRISTIAN G. LAURON, CPA, MFinance & MBA
Partner, Financial Services Office (FSO), Head of Financial Services
Risk Management group,
which focuses on risk modeling, data analytics, stress testing, Basel
II and III, IFRS and
among others

*MARY CATHERINE M. BILIRAN, CPA, MBA
Senior Manager, Assurance
Extensive experience in audit reviews of publicly listed commercial
banks, thrift banks, rural
banks and investment houses

*Russel Aaron Ailes, CPA
Senior Associate, Financial Services Risk Management
Comprehensive experience in providing consulting services involving
risk-finance management,
performance measurement, regulatory compliance and business process and
control reviews.

*RUBEN D. SIMON
Associate Director, Financial Services Risk Management
FSO-Advisory manager specializing on microfinance, agribusiness and
rural developments

To register, kindly fill-out the attached Confirmation Form and send to
jescepeda.rbap@gmail.comtraining@rbap.org  or via fax at (02) 5272980.
Payment must be deposited through RBRDFI Land Bank of the Philippines
(Intramuros Branch) Savings Account Number 0012-1046-26 on or before April
27, 2018.
We are looking forward to your active participation. Thank you.

Sincerely,

Antonio O. Pasia
Chairman

 

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Bank Security & Protection – April 18-19, 2018 – Licaros Hall Intramuros

BANK SECURITY & PROTECTION

Date: April 18-19, 2018 (Wed-Thu.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Jason A. Domingo Intelligence Officer –II of NBI, Trainer and
Consultant for Banks Safety & Security Program

SEMINAR FEE

1. For Member  – P3,800 /person
2. Non-Member/Delinquent –    P4,200/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT  REGISTRATION: April 06, 2018.

I.         Objectives
For the participants to learn the Common Security Service Provision as
provided in the Manual of Bank Regulations (MORB) as amended in BSP
Circular No. 823, series of 2014. 


1.      Overview of the varied security concepts.
2.      Provide participants a rounded picture of the
risk and entity or corporation such as bank faces and how to properly
conduct risk assessment and analysis through the physical examination of a
facility and its operation.
3.      Explain the minimum qualifications for a Bank  Security Officer and
a security consultant relative to the implementation of a comprehensive
Bank Security Program.
4.      Learn a comprehensive Security Assessment
Plan as a basis for the Chief Security Officer in the discharge of his
duties and responsibilities.

EXPECTED PARTICIPANTS
President, Director, Compliance Officer, Risk Management Manager, Chief
Security Officer, HR Manager, Branch Manager

Course Outline

Part I. Introduction
a. Aspect of Security
1.Assurance
2. Countermeasures
a. Security Survey & Risk Assessment and Analysis
b. Minimum Security Matters
3. Defense in –depth
4. Exploit]

Part II. Bank Security Program
Guard System
Security Devices
Security Planning Consideration
Cash Transport
Cash Transport
> Bank Robbery Scenarios
> Basic Qualifications of a Bank Security Officer and Security Consultant
> Workshop on preparation for the Bank Security Program

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Download Confirmation Sheet

Financial Statement Analysis – A Tool in Credit Decision Making – Apr 05-06, 2018 – Bayanihan Hall

FINANCIAL STATEMENT ANALYSIS – A TOOL IN CREDIT DECISION MAKING

Date:
Apr. 05-06, 2018 (Thu.- Fri.)
Venue:
Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member  – P4,400 /person
2. Non-Member/Delinquent –  P5,200/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: March 23, 2018.

This course will provide concepts, tools and techniques in analyzing
financial statement. The goal is to assist credit or investment decision
makers on their credit evaluation analysis.

Course Objectives
•       General concepts on tools and techniques in financial report analysis
and their application to specific cases
•       Recognize the interrelationships among the relationships among the
numbers in the financial statements using spreadsheet template
•       Draw intelligent conclusions on the results of financial performance.

Methodologies
The course will use combination of lecture, hands on spreadsheet tutorial,
financial statement preparation and analysis from various sample business
cases

Expected Participants
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

Course Outline

DAY 1

* General Accounting concepts and principles relevant to financial
analysis.
* Critical areas in evaluating financial statements.
* Understanding financial statements.
* Red flags/Danger signs and how to recognize them.
* Sample FS discussion.
*  Techniques used in analyzing financial statements
*  General Framework and limitations in analysis
*  Financial ratios and their relevance
*  Horizontal and vertical analysis

DAY 2
* Financial Statements and their relationships through spreadsheet
exercises.
* Financial Analysis exercises.
* Business Case and Application of Financial Statement Review and analysis
*  To gain a solid understanding of financial statements

Download Circular

Download Confirmation Sheet

 

Cash Flow Statement – Understanding & Analyzing – April 07, 2018 – Bayanihan Hall

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

Date: Apr. 07, 2018 (Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE
1. Member –  P3,000 /person
2. Non-Member/Delinquent –P3,700 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,500.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION:  Mar 23, 2018.

Course Objectives

1.      To emphasize the primary purpose of the Cash Flow Statement.
2.      To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.
3.      To help the participants understand and interpret the Cash Flow Statement.
4.      To be able to use the Cash Flow Statement to evaluate a company.
Course Outline
I.      PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.      Answer the basic questions:
i.      Where did the cash come from during the period?
ii.     What was the cash used for during the period?
iii.    What was the change in the cash balance during the period?
B.      Illustrate the Types of Cash Inflows and Outflows under:
i.      Operating Activities
ii.     Investing Activities
iii.    Financing Activities
II.     DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.      Discuss the different methods in preparing the Cash Flow Statement
B.      Enumerate the data needed to prepare the Cash Flow Statement:
i.      Comparative Balance Sheet (current year and previous year)
ii.     Income Statement for the period
iii.    Other transactions that affect how the cash was provided or used
during the period
C.      Discuss the steps in preparing a Cash Flow Statement
III.    HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.      Discuss the various ratios as a tool to analyze a company.
i.      Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
B.      What is free cash flow?

IV.     VARIOUS EXERCISES

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Download Confirmation Sheet

Remedial Management Seminar – Mar 15-16, 2018 – Licaros Hall, Intramuros Manila

REMEDIAL MANAGEMENT SEMINAR

Date: Mar. 15-16, 2018 (Thursday –Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P3,900 /person
2. Non-Member/Delinquent –P4,200 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION:March 09, 2018.

Course Objectives

•       The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
•       Enable the participants to gain actual and factual lessons in the
conduct of Accounts Remedial Management.
•       Provide insight of another possible approach of conducting ARM
•       Acquaint in various legal strategies in handling problem accounts
•       Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.

Course Outline

DAY 1
a.      General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b.      Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c.      Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I.      Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings
II.     Basic Legal Concepts, Related Laws and Legal Requirements
a.      Dacion en Pago
b.      Restructuring
c.       Rehabilitation
d.      Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e.      Collection Cases
f.      Filing of Criminal Cases

Credit & Collection Management – Mar 14, 2018- Licaros Hall, Intramuros Manila

CREDIT & COLLECTION SEMINAR

Date: Mar. 14, 2018 (Wednesday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

SEMINAR FEE
1. For Member only  P2,600
2. Non-Member/Delinquent – P2,900

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Head of Credit Department, Loan Officer, Microfinance Officer, Credit,
Billing and Collection Supervisors and Managers, Finance Officers and CIs

DEADLINE TO SUBMIT REGISTRATION:  March 09, 2018.

Overview

An efficient Credit & Collection Team improves asset quality and realizes
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
•       Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
•       Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
•       Be able to minimize risk in granting credit
•       What to look at in evaluating credit application
•       Know the Key Result Areas of Credit and Collection
•       Avoid loop holes in implementing Legal Remedies
•       Know the appropriate Legal Remedy for a particular portfolio
•       Know the Best Practices in Credit and Collection
Course Outline
1) Credit Management
a)      Nature of Credit
b)      Importance of Credit and Collection
c)      Six Cs of Credit/ Basis of Granting Credit
d)      Establishing an Appropriate Credit Risk
e)      Sound Credit Granting Process
f)      Maintaining an Appropriate Credit Admin, Measurement and Monitoring
Process
g)      Maintaining an Appropriate Credit Control Process

2) Collection Management
a)      Concept of Collection Management
b)      Basis of Collection
c)      Bucketing your receivables
d)      Pre Delinquency Activities
e)      Collection Activities
f)      Tele Collection Techniques
g)      Demand Letters –Essential contents
h)      Legal Remedies

Compliance Management System Assessment – Mar 01-02, 2018 -Bayanihan Hall Intramuros

COMPLIANCE MANAGEMENT SYSTEM ASSESSMENT

Date: Mar. 01-02, 2018 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Diego B. Ledda, Jr.
Trainer/Consultant -Management
& Financial Consultancy Services

SEMINAR FEE

1. For Member –  P4,500/per person
2. Non-Member/Delinquent –   P4,800 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT  REGISTRATION:  February 23, 2018.

Course Objectives
1. To identify, prioritize, and assign accountability for managing
existing or potential threats related to legal or policy noncompliance—or
ethical misconduct—that could lead to fines or penalties, reputational
damage, or the inability to operate in key markets.
2.To understand the laws and regulations with which the Bank is required
to comply in all risk areas where it conducts business, as well as
critical organizational policies—whether or not those policies are based
on legal requirements.
3.To learn the roles and responsibilities of Chief Compliance Officer in
the organization.
4.To learns how to prepare annual compliance program, assessment and reports

Day 1

1.The Compliance Risk Management
*Define Compliance risk and Compliance Risk Management
*  Status of Compliance Functions
* Regulations Governing Compliance Functions
* Requirements of successful Compliance Risk Management

2.Board and Senior Management Oversight
* Roles and Responsibilities of the Board of Directors
*Roles and Responsibilities of Senior Management
*Roles and Responsibilities of Employees

3.The Compliance Office and Compliance Officer

4.The Compliance Program
5. Reports , Reporting  Frequencies

*Types of Reports  Being Prepared by the Compliance Officer
*Frequency and Manner of Reporting
*Actions Needed in Compliance Reports

6.Improving Compliance Risk Management
*Identifying Inherent problems for Effective Compliance
7. Outsourcing of Compliance Assessment and Testing
8. Common Problems and BSP audit Findings in Compliance System and How to
Avoid them

Day 2

1.Hands-On Preparation
*Annual Compliance Program
*Assessment of Risk Areas
*Reports
Required on Day 2:  Laptop Computer, USB Compliance Manual

Download Circular

Download Confirmation Sheet

Signature Verification Bank Fraud & Forgery Detection -Mar 08 Licaros Hall Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR


Date: Mar. 08, 2018 (Thu)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
  Question Document Examiners, NBI

SEMINAR FEE
1. For Member  - P2,400
2. Non-Member/Delinquent –   P2,700


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


DEADLINE TO SUBMIT REGISTRATION: March 02, 2018.


Objective

For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.	Handwriting Impressions

             i) Manual operation of the hand and the brain
      b. Typewriting and Printing Impressions

            ii) Machine produced impressions
            iii) Miscellaneous Aspects
            iv) Alterations
            v) Sequence of strokes, etc

  Module 2: Fraud Detection and Prevention
           a.    Elements of Fraud
b.	Prevention Techniques
c.	Internal Control System

Download CIR Sigver

Download CS Sigver