Confederation of Southern Tagalog Rural Bankers Plenary Address – “Back to Basics” 2014 Annual Management Conference Forbes Ballroom, Baguio Country Club March 3, 2014 When I was invited to speak at this Conference by your colleague – and my cousin, Ricky Estrada – I was of course, honored and intrigued. I currently serve as independent …
Speech of Mr. Francis Estrada, Chairman of Equity Managers Asia, Inc.* Read More »
The government’s goal to achieve financial inclusion rests on the capability of the rural banking sector to spur countryside development. Such holistic growth depends on rural banks’ continued dedication to invest in agriculture and agrarian reform projects. Thus, the recent accreditation given by the Bangko Sentral ng Pilipinas (BSP) to another set of rural banks, …
March 27-28, 2014 RBAP Conference Hall, Intramuros, Manila RBAP-RBRDFI Microinsurance Initiative invites you to participate in the 24th Basic Microinsurance Training Course. This training aims to enhance the capacity of rural banks to serve as effective access points for microinsurance services for its low-income clients. It is also designed to ensure bank compliance with the following regulations: …
Basic Microinsurance Training Course for Rural Banks Read More »
Banking is a business of trust. It involves money, which is important to practically everybody, and anything important ought to be protected and entrusted only to those worthy. Among the poor, the trust in rural banks has always been there and continuously builds up steadily as these community-based financial institutions have shown the capability to …
You can also download the CSTRB program in PDF
You can also download the CCLRB Program in PDF
Our society tends to focus too much on size. “The bigger, the better,” they said. “Size matters!” others quipped. Often overlooked in our obsession with anything large is the quiet resiliency and efficiency of the little guys. While the big ones get the glory and prestige, the little guys just keep on plugging away and …
Poverty is a constant headache for every administration. It seems that no matter what the government does–whoever is at the helm of Malacanang at a particular time—there will always be poor people and their number will always be overwhelming. One typical characteristic of being poor is the lack or utter absence of access to basic …
The spirit of “Bayanihan” was never more pronounced than the time the whole country bonded together in multi-pronged recovery and reconstruction efforts following the bout with super typhoon Yolanda. Political, religious, and ethnic differences were temporarily shelved in favor of helping each other bounce back from that harrowing ordeal. The rural banking industry epitomizes that …
MANILA, Philippines – The Bangko Sentral ng Pilipinas (BSP) may implement stricter guidelines on banks’ exposure to the real estate sector as the country’s property market continues to boom. “Our prudential focus here is to monitor and determine whether acceptable credit standards are maintained by banks with respect to their exposures to real estate,” BSP …
The National Home Mortgage Finance Corporation (NHMFC) is a Secondary Mortgage Institution (SMI) with the primary purpose of attracting long term investments through the issuance of housing bonds or other securities in order to increase liquidity in the housing sector and to purchase residential loan/mortgage receivables originated by both public and private institutions and developers …
FOR : ALL PARTICIPATING RURAL BANKS SUBJECT : SEMINAR ON TAXATION FOR RURAL BANKS Dear Fellow Rural Bankers: The Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers’ Research and Development Foundation, Inc. (RBRDFI) is pleased to announce that it will conduct the seminar-workshop described below as part of its continuing strategy to …
In the face of the ever present stiff competition from bigger banking brethren, rural banks need to rapidly evolve and “be big enough” to remain efficient and profitable. Rural banks will continue to have a niche market in the ultra-competitive banking industry even if a spate of mergers and consolidation shapes the future of the …
The mission of the Rural Bankers Association is to support the ability of its members to offer quality banking services to all their constituencies, comply with regulatory requirements, and to promote the welfare of the communities in which they operate.
