BSP Circular No. 859: Europay, Mastercard and Visa (EMV) Implementation Guidelines
To download a copy in PDF format, please click on this link: c859
November 2014
BSP Circular No. 857: BSP Regulations on Financial Consumer Protection
To download a copy of this Circular in PDF format, please click on this link: c857
Selected Asset Quality Indicators
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Loans Outstanding for Production and Household Consumption (per 1994 PSIC ending May 2014)
Download the Loans Outstanding for Production and Household Consumption (per 1994 PSIC ending May 2014)
Loans Outstanding for Production and Household Consumption (per 2009 PSIC starting June 2014)
Download the Loans Outstanding for Production and Household Consumption (per 2009 PSIC starting June 2014)
Income Statement and Key Ratios
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Balance Sheet and Key Ratios
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Changes in the credit risk guidelines
BSP Managing Director Restituto Cruz explained the credit risk management guidelines for banks, as amended by BSP through Circular No. 855.
CARD Chairman talks about growth opportunities
Dr. Jaime Aristotle Alip, CARD Bank Chairman, discusses the potential of the unbanked areas and non-financial opportunities for rural banks.
Rationalizing the minimum capitalization
BSP Deputy Director Atty. Mel Georgie Racela answers questions from the participants on the new capitalization policy of the central bank. The new policy increased the capital requirement by as much as P200 million for rural banks.
RBAP members win raffle prizes
To keep the event exciting, the RBAP raffled off giveaways such as mobile phones to lucky rural bankers.
BSP Deputy Governor delivers keynote speech
RBAP President Jose Misael B. Moraleda handed a token of appreciation to BSP Deputy Governor Nestor A. Espenilla, Jr. for gracing and delivering the keynote speech for the event. Mr. Espenilla gladly engaged rural bankers in a question and answer portion after his talk.
RBRDFI Chairman reports training updates
In his welcome remarks, Mr. Vittorio Z. Almario — Chairman of the Rural Bankers Research and Development Foundation, Inc. – said they shall develop more capacity building programs for rural bankers based on the results of the training needs analysis survey.