Comprehensive Property Appraisal Seminar – Mar 23-24, 2018 – Bayanihan Hall Intramuros

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: Mar.23-24, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  March 16, 2018.

Course Objectives

1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process
• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.
•  Basic Appraisal Requirements
•  Collateral Acceptability
•  Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation
•  Other Methods of Valuation

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Download Confirmation Sheet

Credit Investigation Seminar – Mar 22, 2018 – Licaros Hall Intramuros

CREDIT INVESTIGATION SEMINAR

Date: Mar 22, 2018 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member –  P2,800/per person
2. Non-Member/Delinquent –   P3,000 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  March 16, 2018

Objectives:

In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline

I.      Introduction to Credit
II.     Definition of Credit
III.    The Credit Process
IV.     Importance of Credit
V.      Types of Credit
VI.     The 5 C’s of Credit and definition of each
VII.    The Credit Evaluation and Analysis
VIII.   The Credit Evaluator
IX.     Credit Investigation as Defined
X.      The Credit Investigator
XI.     Objectives of Credit Investigation
XII.    Sources Of Credit Information
XIII.   Ways of Gathering Credit Information
XIV.    Different Types of Credit Investigation
XV.     Credit Investigation on Individual
XVI.    Credit Investigation on Business / Corporation
XVII.   Negative Checking (CMAP / NFIS)
XVIII.  Bank Checking (BAP member and non-BAP member banks)
XIX.    Field Checking & Different Types of Field Checking

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Download Confirmation Sheet

Remedial Management Seminar – Mar 15-16, 2018 – Licaros Hall, Intramuros Manila

REMEDIAL MANAGEMENT SEMINAR

Date: Mar. 15-16, 2018 (Thursday –Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P3,900 /person
2. Non-Member/Delinquent –P4,200 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION:March 09, 2018.

Course Objectives

•       The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
•       Enable the participants to gain actual and factual lessons in the
conduct of Accounts Remedial Management.
•       Provide insight of another possible approach of conducting ARM
•       Acquaint in various legal strategies in handling problem accounts
•       Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.

Course Outline

DAY 1
a.      General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b.      Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c.      Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I.      Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings
II.     Basic Legal Concepts, Related Laws and Legal Requirements
a.      Dacion en Pago
b.      Restructuring
c.       Rehabilitation
d.      Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e.      Collection Cases
f.      Filing of Criminal Cases

Credit & Collection Management – Mar 14, 2018- Licaros Hall, Intramuros Manila

CREDIT & COLLECTION SEMINAR

Date: Mar. 14, 2018 (Wednesday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

SEMINAR FEE
1. For Member only  P2,600
2. Non-Member/Delinquent – P2,900

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Head of Credit Department, Loan Officer, Microfinance Officer, Credit,
Billing and Collection Supervisors and Managers, Finance Officers and CIs

DEADLINE TO SUBMIT REGISTRATION:  March 09, 2018.

Overview

An efficient Credit & Collection Team improves asset quality and realizes
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
•       Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
•       Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
•       Be able to minimize risk in granting credit
•       What to look at in evaluating credit application
•       Know the Key Result Areas of Credit and Collection
•       Avoid loop holes in implementing Legal Remedies
•       Know the appropriate Legal Remedy for a particular portfolio
•       Know the Best Practices in Credit and Collection
Course Outline
1) Credit Management
a)      Nature of Credit
b)      Importance of Credit and Collection
c)      Six Cs of Credit/ Basis of Granting Credit
d)      Establishing an Appropriate Credit Risk
e)      Sound Credit Granting Process
f)      Maintaining an Appropriate Credit Admin, Measurement and Monitoring
Process
g)      Maintaining an Appropriate Credit Control Process

2) Collection Management
a)      Concept of Collection Management
b)      Basis of Collection
c)      Bucketing your receivables
d)      Pre Delinquency Activities
e)      Collection Activities
f)      Tele Collection Techniques
g)      Demand Letters –Essential contents
h)      Legal Remedies

Addressing the New Regulatory Definition in Recognition of Past Dues and NPLs (As Amended in BSP Cir. 941) – Mar 09-10, 2018

ADDRESSING THE NEW REGULATORY DEFINITION IN RECOGNITION OF PAST DUES AND
NPLS (As Amended in BSP Cir. 941)

Date: Mar 09-10, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MA. CRISTINA M. FAROL
Chief Risk Officer, Credit & Trust Officer, Bank Consultant Trainer,

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Mar 02, 2018

Course Objectives

1 Understand clearly the new regulation and its implication to the Bank’s
results of operations.
2. Properly apply the new regulation in the Bank’s recognition of past due
loans  and NPLs.
3. Prepare their Banks on how to apply the prescribed cure period and aim
for immediate remedial of past due accounts.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Comparison of the Old vs New Version of the following (BSP Cir. 941)
– Past Due Loans/ Portfolio at Risk (PAR)
-Restructured Loans
-Items in Litigation
-Non-Performing Loans

• Reportorial Requirement.
• Cure Period
• BSP Cir. 941
• Ratings Classification and Loan
Loss Provisioning Comparison of
Old and New Appendix 18.
• Effective Credit Granting Process
• Teaser on Cash Flow and Financial
Analysis
• Credit Control Measure
• Forms of Credit Monitoring

• Sound Credit Risk Management System

a. Credit Administration
d. Roles of Front, Middle and Back Office
e. Credit Limits, Large Exposures, and Credit Concentration
f. Renewal and Extensions
g. Write-offs and Collections.

• Reporting Formats for Management and Board
a. Loan Profiling and Segmentation
d. Bucketing and Net Flow Rates
e. Collection Rate and Paying Percentage

• Interactive Workshop – Cure Period
• Interactive Workshop – Cash Flow Analysis

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Download Confirmation Sheet

Compliance Management System Assessment – Mar 01-02, 2018 -Bayanihan Hall Intramuros

COMPLIANCE MANAGEMENT SYSTEM ASSESSMENT

Date: Mar. 01-02, 2018 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Diego B. Ledda, Jr.
Trainer/Consultant -Management
& Financial Consultancy Services

SEMINAR FEE

1. For Member –  P4,500/per person
2. Non-Member/Delinquent –   P4,800 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT  REGISTRATION:  February 23, 2018.

Course Objectives
1. To identify, prioritize, and assign accountability for managing
existing or potential threats related to legal or policy noncompliance—or
ethical misconduct—that could lead to fines or penalties, reputational
damage, or the inability to operate in key markets.
2.To understand the laws and regulations with which the Bank is required
to comply in all risk areas where it conducts business, as well as
critical organizational policies—whether or not those policies are based
on legal requirements.
3.To learn the roles and responsibilities of Chief Compliance Officer in
the organization.
4.To learns how to prepare annual compliance program, assessment and reports

Day 1

1.The Compliance Risk Management
*Define Compliance risk and Compliance Risk Management
*  Status of Compliance Functions
* Regulations Governing Compliance Functions
* Requirements of successful Compliance Risk Management

2.Board and Senior Management Oversight
* Roles and Responsibilities of the Board of Directors
*Roles and Responsibilities of Senior Management
*Roles and Responsibilities of Employees

3.The Compliance Office and Compliance Officer

4.The Compliance Program
5. Reports , Reporting  Frequencies

*Types of Reports  Being Prepared by the Compliance Officer
*Frequency and Manner of Reporting
*Actions Needed in Compliance Reports

6.Improving Compliance Risk Management
*Identifying Inherent problems for Effective Compliance
7. Outsourcing of Compliance Assessment and Testing
8. Common Problems and BSP audit Findings in Compliance System and How to
Avoid them

Day 2

1.Hands-On Preparation
*Annual Compliance Program
*Assessment of Risk Areas
*Reports
Required on Day 2:  Laptop Computer, USB Compliance Manual

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Download Confirmation Sheet

Signature Verification Bank Fraud & Forgery Detection -Mar 08 Licaros Hall Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR


Date: Mar. 08, 2018 (Thu)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
  Question Document Examiners, NBI

SEMINAR FEE
1. For Member  - P2,400
2. Non-Member/Delinquent –   P2,700


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


DEADLINE TO SUBMIT REGISTRATION: March 02, 2018.


Objective

For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.	Handwriting Impressions

             i) Manual operation of the hand and the brain
      b. Typewriting and Printing Impressions

            ii) Machine produced impressions
            iii) Miscellaneous Aspects
            iv) Alterations
            v) Sequence of strokes, etc

  Module 2: Fraud Detection and Prevention
           a.    Elements of Fraud
b.	Prevention Techniques
c.	Internal Control System

Download CIR Sigver

Download CS Sigver

Basic Course on Tellering – March 02, 2018 – Licaros Hall Intramuros

BASIC COURSE ON TELLERING

Date: March 02, 2018 (Fri)
Venue: Licaros Hall, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

SEMINAR FEE
1. For Member  – P2,600 /pax
2. Non-Member/Delinquent –   P2,800 /pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,300.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:February 23, 2018.

At the end of the one-day session, participants should be able to:
I.      Classify his/her role and identify the main job of his/her position in
conformity with bank rules and regulation.
II.     Process transactions proficiently according to par policies and
procedures.
III.    Adhere to established internal control measures in accepting,
sorting, and handling checks and cash

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

I.      The Teller
II.     General Operations of Tellering
III.    Documents on new accounts
IV.     Tellers’ receiving functions
V.      Negotiable Instruments Law
VI.     Tellers’ paying functions
VII.    Customer satisfaction
VIII.       Curtailing frauds and mistakes

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Download Confirmation Sheet

Championing The Bank Clients’ Needs. A Customer Service Training -Feb 26-27 -Licaros Hall Intramuros

Championing The Bank Clients’ Needs. A Customer Service Training

Date: Feb 26-27, 2018 (Mon-Tue)
Venue: Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Geraldine Andrews –Casus
Bank Trainer –Consultant –Facilitator for Image Management & Customer Service

SEMINAR FEE
1. For Member -  P3,800/per person
2. Non-Member/Delinquent –   P4,200 / per person


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Branch Manager, Front Officer, Tellers, Loan Officers, and
Marketing Officers /Staff.

DEADLINE TO SUBMIT REGISTRATION: February 21, 2018.

Course Overview

Excellent Customer Service is not an optional, but a must. Neither is it
one-time nor occasional, it should consistently delivered by all in the
organization (Bank).   It is a sure way to identify potential cross-sales
and it identifies potential causes of costly problems.

At the end of the seminar –workshop, it is expected that the participants:

  * Revisit their role/s in the bank and why this is important in the
overall vision and mission of the bank.
•	Define Customer Service and Excellence and how they impact the
organization and their customers.
•	Identify their customers whether internal or external.
•	Discuss the profile of their customers at their bank (traits, needs and
basic expectations)
•	Verbalize why Customer is the King and King of the bank.
o	Customer is the lifeblood of the organization
o	Customer satisfaction spells business success
Outline
➢	Introduction : Vision and Mission of the Bank
*Revisit the very reason why the Bank exists and re-instill awareness  of
why their positions exist.
*Show the connection and application of the Mission and Vision into their
daily lives in the bank.
➢	Customer Service
*The 5 facts about customer
*Who are your customers?
*Why do customer quit?
➢	Attitude
*10-item Customer Service Attitude Survey
*What is Attitude?
*What is Paradigm?
➢	Listening
*Listening, a Customer Service Skill
*Listening Activity Through Emphatic Listening Exercise Triads : speaker,
listener (feeling) listening (content)
➢	Excellent Customer Service
*How does it apply to each one of us?
*Four steps to Customer Service Excellence, a STAIRWAY to heaven.
*Going up the stairway.
*Reasons why customers complain and what they do.
*Facts about necessary in handling compaints.
*Facts about angry /complaining customers.
*Taking the HEAT.
➢	Wrap Up.
*Summary of the program
*Action Plan

Download CIR Customer

Download Confirmation Sheet

Strengthening Internal Control System – Feb 14 -15, 2018 – Bayanihan Hall Intramuros Manila

STRENGTHENING INTERNAL CONTROL SYSTEM IN RURAL BANKS

Date: Feb 14-15, 2018 (Wed-Thu)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –   P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
President, Internal Auditor and External Auditors, Branch Managers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  February 09, 2018.

Course Objectives

An effective internal control system helps a bank promote orderly,
economical, efficient, and effective operations. It seeks to safeguard the
bank resources and maintain reliable financial and management data.

1. Explain the nature of internal control and its relationship with risk
and audit and how they drive value for an organization;
2. Discuss the regulatory requirements for internal control system in a
rural bank, including the framework, components, and measures and how they
can be implemented in real banking operations;
3. Illustrate the functions, processes, and procedures in the internal
audit services in a rural bank;
4. Describe the nature of fraud and identify applicable measures to
prevent and detect fraudulent activities; and
5. Assess internal control practices and devise workable solutions for
identified internal control weaknesses

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Course Outline

• Understanding the Trilogy of Risk, Control and Audit
• Mapping Internal Controls in the International Landscape
• Five Components of Internal Control System
• Significant Provision of BSP Cir. 871, – Internal Control Framework
for Banks in the Phils.
• Minimum Internal Control Measures for Deposit Taking
• Minimum Internal Control Measures for Lending Operations
• Minimum Internal Control Measures for Fiancial Reporting
• Minimum Internal Control Measures for Asset Management
• Internal Audit as a Component of Internal Control System
•Fraud Prevention and Detection
• Evaluating Internal Control System in a Bank

Download Circular

Download Confirmation Sheet

Operational Risk Management Training – Feb 09-10, 2018 – Bayanihan Hall Intramuros

OPERATIONAL RISK MANAGEMENT TRAINING

Date: Feb.09-10, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Don V. Sumadchat, MBA
Bank Executive Officer, Trainer on Strategic Formulation & Execution,
Trust Asset Management & Risk Management

SEMINAR FEE
1. For Member –  P3,800 /per person
2. Non-Member/Delinquent –   P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

**To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  February 01, 2018

Course Objectives
a) Define operational risk and its management
b) Determine the duties and responsibilities of Board of Directors,
management and Business
c) Line Manager in managing operational risk. Formulate risk appetite
statement, risk tolerances and limits
d) Apply Operational Risk Management tools cognizant to Risk Management
Process: identify, assess, measure, control and monitor
operational risk

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      BSP Circular 900 Policy Statement
B.      Scope and extent of Operational Risk and its management
C.      Duties and Responsibilities
1.      Board of Directors
2.      Management
3.      Business Line Managers
4.      Operational Risk Management Function
5.      Internal Audit
6.      Compliance Function
7.      Risk Management Unit
D.      Operational Risk Management Framework
1.      Risk Identification and Assessment
1.a. Building Loss Event Categories and loss database
*Internal fraud /External fraud
*Clients, products and business practices
*Employment practices and
workplace safety,
*Business disruption and system
failures
1.b. Introduction to ORM Tools
•       Results of internal/external audit and supervisory issues raised in the
BSP Report of Examination (ROE)
•       Internal Loss Data Collection and Analysis
•       Risk Self Assessments (RSA)
•       Risk Control Self Assessments (RCSA)
•       Business Process Mappings
•       Risk and Performance Indicators
•       Scenario Analysis
•       Model Measurement Comparative Analysis
2. Risk Control and Mitigation
3. Risk Monitoring and Reporting
E. Workshop on RCS
F. Synthesis

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Download Confirmation Sheet

Strategic Human Resource Management – February 09-10, 2018

STRATEGIC HUMAN RESOURCE MANAGEMENT

Date: Feb 09-10, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON:
MS. OLIMPIA N. CRUZ, RMO
Bank Officer – Risk Management, Consultant   for bank’s HRM, Trainer

SEMINAR FEE
1. Member – P3,800 / pax
2. Non-Member/Delinquent – P4,200 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

**Non-Refundable commitment fee of P1,900.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  Feb 01, 2018.

Course Objectives

The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.

1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study
Course Outline

Day 1 –Human Resource Management Background

1. Human Resource Planning   – definition and scope of HR Planning
A. Job Analysis and Job Design
B.  Review of Current Manpower Supply

2.  Recruitment and Selection
A. Sources of qualified personnel
B.  Recruiting Methods and Process I.

3.Competency Framework Development
A. Competency Framework Milestone
B.  Classification of Competencies
C. Setting proficiency levels

4. Training and Development
A. Factors affecting training outcomes
B. Talent management for smaller organizations: challenges and advantages

5. Performance Management
A Performance Management   Cycle
B. Link with other HR functions
Day 2 –Rewards Management
1.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
A. Managing HR related Risks
B.  Elements of HR governance in managing HR risks
C. HR Communications

5.  Organization Development: Managing Change
A. Effective management of change

Risk Management Basic Course -Jan 17-18 2018

RISK MANAGEMENT BASIC COURSE

Date: Jan 17-18, 2018 (Wed-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
   MR. JORGE E. DIONEDA, CPA,
Chief Risk & Financial Tech Officer, Bank Consultant in Credit and Risk
Analysis
and Certified FINTECH professional.

SEMINAR FEE
1. For Member -  P3,800 /person
2. Non-Member/Delinquent – P4,200 /person

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


DEADLINE TO SUBMIT REGISTRATION:   Jan. 10, 2018.

Course Objectives
a) Understand Risk Management discipline, its history and specifc frameworks.
b) Appreciate the value of risk management tools for different types of
financial institutions.
c) Explore the use of Risk Management Tools in an actual/scenario risk
events.
d) Learn the recent significant key BSP regulations and how they applied
in rural banking.
e) Comprehend personal risk appetite and capacity.

Expected Participants
President, Risk Management Committee –Director, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department

Course Outline
A.	General concept of Risk Management
*Risk definition
*Risk characteristics
*Risk and Capital –(ICAAP)
B.	Contextualizing Risk Management Scope
•	Nature of Rural Bank’s operation.
C.	Risk Management Processes and Applications
*Enterprise Risk Management Framework from COSO and Risk Management
Pillars of Basel Risk
D.	Credit Risk Management
1.	Credit risk framework
2.	Basic components
3.	Credit risk Tools and Processes of each component
         * BRR/Rating/Scoring
         * Facility Risk Rating
         * Rating Migration
         * Rating Validation
         *Sample MIS reports on delinquency.

E.  Operational Risk Management   * History & Definition of Operational Risks
*BSP Regulations –related to Risk Management
*Operational Risk Framework

F. Management of Operational Risk arising from Financial Inclusion
Initiatives.
   * Microfinance
   * SME Lending
   * Remittance

G. Implementation of Operational Risk Management Framework –RB
  *scope and challenge of the implementation
  *series of approaches and questions

H. Application : Case


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Cash Flow Statement – Understanding & Analyzing – Jan 13 2018

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

Date: Jan 13, 2018 (Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
    - CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE
1. Member -  P2,500 /person
2. Non-Member/Delinquent – P2,800 /person


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,250.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION:  Jan 05, 2018.

Course Objectives

1.	To emphasize the primary purpose of the Cash Flow Statement.
2.	To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.
3.	To help the participants understand and interpret the Cash Flow Statement.
4.	To be able to use the Cash Flow Statement to evaluate a company

Course Outline
I.	PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.	Answer the basic questions:
i.	Where did the cash come from during the period?
ii.	What was the cash used for during the period?
iii.	What was the change in the cash balance during the period?
B.	Illustrate the Types of Cash Inflows and Outflows under:
i.	Operating Activities
ii.	Investing Activities
iii.	Financing Activities
II.	DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.	Discuss the different methods in preparing the Cash Flow Statement
B.	Enumerate the data needed to prepare the Cash Flow Statement:
i.	Comparative Balance Sheet (current year and previous year)
ii.	Income Statement for the period
iii.	Other transactions that affect how the cash was provided or used
during the period
C.	Discuss the steps in preparing a Cash Flow Statement
III.	HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.	Discuss the various ratios as a tool to analyze a company.
i.	Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
B.	What is free cash flow?
IV.	VARIOUS EXERCISES

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Corporate Governance for RB Directors – Dec 18-19

CORPORATE GOVERNANCE FOR BANK DIRECTORS

Date: Dec 18-19, 2017 (Mon-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

SEMINAR FEE

1. Member - P4,900 / pax
2. Non-Member/Delinquent – P5,400 / pax

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers,
Stockholders & Compliance Officers

DEADLINE TO SUBMIT REGISTRATION:  Dec 08, 2017.

Course Objectives

1 Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director
b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.
•	To provide a structured framework for the Board of Directors:
    a.  To appreciate the principles of Good Governance;
    b.  To recognize the value of their roles in promoting it in their
respective financial  institutions;
          and
    c.  To understand its significance in maintaining the stability of the
financial system

Course Outline

Day 1 –Concepts & Theory
I. Overview of Good Corporate  Governance
   A. Definition
   B.  Importance of Good Corporate
   Governance in the Financial System
   C.   Role of Stakeholders

II. Board Qualifications and Practices
     A. Qualifications of the BO
     B. Responsibilities of the BOD
            1. Individually
            2. Collectively
    C. Structure of the Board and Practices
1. Board Committees
2. Roles of the Chairperson of the BOD 3.  Evaluation of the Performance
of the BOD

III. Checks and Balances Systems
      Roles & Scope of the ff Functions:
       A. Risk Management
       B.  Internal Audit
       C.  Compliance
       D. External Audit
IV. Compensation System
      A. Principles in Establishing Compensation System
B. Review of the Compensation System

V. Complex or Opaque Structures
     A. Issues/concerns in Group Structures
     B.  Role of the BOD of the Parent Company
     C.  Responsibilities in Group Structure

VI. Disclosure and Transparency
      A. Objectives of Disclosure and Transparency
      B.  Regulatory Requirements

Day 2- Summary & Application
 VII. Governance Challenges for
           Family-owned Banks

VIII.  Summary & Exercises
          Setting and Implementation of Governance Policies
   A.  Corporate Governance Models
   B.  Self-Assessment: Corporate Governance Scorecard
   C.  Group Case Studies & Discussions

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