Strengthening Internal Control System – Jan 22-23 RBAP Intramuros

STRENGTHENING INTERNAL CONTROL SYSTEM IN RURAL BANKS

Date: Jan 22-23, 2019 (Tue-Wed)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –  P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
President, Internal Auditor and External Auditors, Branch Managers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION: January 18, 2019

Course Objectives

An effective internal control system helps a bank promote orderly,
economical, efficient, and effective operations. It seeks to safeguard the
bank resources and maintain reliable financial and management data.

1. Explain the nature of internal control and its relationship with risk
and audit and how they drive value for an organization;
2. Discuss the regulatory requirements for internal control system in a
rural bank, including the framework, components, and measures and how they
can be implemented in real banking operations;
3. Illustrate the functions, processes, and procedures in the internal
audit services in a rural bank;
4. Describe the nature of fraud and identify applicable measures to
prevent and detect fraudulent activities; and
5. Assess internal control practices and devise workable solutions for
identified internal control weaknesses

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Course Outline

• Understanding the Trilogy of Risk, Control and Audit
• Mapping Internal Controls in the International Landscape
• Five Components of Internal Control System
• Significant Provision of BSP Cir. 871, – Internal Control Framework
for Banks in the Phils.
• Minimum Internal Control Measures for Deposit Taking
• Minimum Internal Control Measures for Lending Operations
• Minimum Internal Control Measures for Fiancial Reporting
• Minimum Internal Control Measures for Asset Management
• Internal Audit as a Component of Internal Control System
•Fraud Prevention and Detection
• Evaluating Internal Control System in a Bank

Download Circular

Download Confirmation Sheet

 

Managing IT Outsourcing Requirements & Risk – Jan 17-18 , 2019 RBAP Intramuros

MANAGING IT OUTSOURCING REQUIREMENTS & RISK TRAINING

Date: Jan. 17-18, 2019 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Mr. Rene B. Hapitan, CFA
Bank Executive Officer, Trainer Consultant – Risk Mgmnt, Strategic
Marketing and General Business Mgmnt.

SEMINAR FEE
1. For Member – P4,800 /per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Jan 11, 2019.

Course Objectives
* Understand the difference between IT risk and inherent business risk.
* Increase awareness of regulatory compliance for technology outsourcing,
infrastructure, security and managed services.
* Develop effective IT monitoring activities that will incorporate project
management, change management and business continuity.
* Consolidate understand in terms of having a solid Service Level
Agreement.
* Develop a framework to analyze and select from several providers.

Expected Participants
Risk Management Committee –Director, President, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department and
Head – Human Resource Management

Course Outline

A. The information Technology landscape for the Financial Services Industry.
= The Global and Local outlook for IT in the Financial Services
= Starting blocks of Analysis: What is the Procurement Standard
= IT Risks and Business Risks
= Best practices on IT and IT outsourcing

Activity: Where is the Customer in Automation

B. Demystifying IT Outsourcing and Procurement
*How to Understand IT outsourcing from Non-Technical Perspective.
* Who is the User?
*Different Tools to Analyze Outsourcing Requirement
* Summary of BSP Regulations
Activity: Who is the End User?
C. IT Outsourcing as Part of the Capital Budgeting/Expenditure Process.
=Outsourcing in Accounting/Finance Reports
= Tools and Techniques in Capital Budgeting/Expeditures.
= Outsourcing in the Capital Budgeting/Expenditures Process.

D. Issues and Concerns.
= Service Level Agreement that Satisfies All Stakeholders: Vendor
Management and Requirement Checklist.
= Review of Banks’ Business Continuity Program (Disaster Recovery) with
Outsourcing.

E. Plenary presentation and Critique.

F. Live Case Study Focusing on the RFD/SLA

G. Next Steps: Essential Take-Aways .

Download Circular

Download Confirmation Sheet

Business Communication Training – Jan 24-25, 2019 in RBAP Intramuros

TOWARDS BETTER CONNECTIONS: AN EFFECTIVE BUSINESS COMMUNICATION

Date: Jan-24-25, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

LUZ CIELO C. SANTOS
Bank Trainer –Consultant –Facilitator for Service Quality & Customer
Relationship Management

SEMINAR FEE
1. For Member –  P4,800/per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
All professionals, supervisors, managers, and staff who want to enhance
their oral communication skills.

DEADLINE TO SUBMIT REGISTRATION:  Jan 18, 2019.

COURSE OBJECTIVES *Understand audience profile and purpose for effective
business communication. * Develop and check proper structure, elements,
style and construction of business documents * Deliver business
documentation style appropriate to the business audience and context*
Deliver business documents, whether written or oral with the necessary
eloquence, appropriate clarity and confidence.

METHODOLOGY:    Presentation, Discussion, Role Play, Case Studies, Workshop,
Individual and Group Activities, Pre-Seminar Assessment, Post Seminar
Assessment

Course Outline

EFFECTIVE COMMUNICATION
a.Principles of Effective Communication
b.Understanding your audience
c.Communicating with a purpose: the Business Environment
d.Self-Audit: How do I communicate

BUSINESS WRITING PRINCIPLES
a.A diagnostic exercise
b.Understanding the challenges and Pitfalls of business writing
c.A word on Terminologies, Jargon and Modern Language
d.The Case for graphics and visuals
e.Do’s and Don’ts

THE BASICS OF PRESENTATIONS
a.The Audition : A presentation exercise
b.Evaluating your current presentation style
c.Effective presentation style
d.Written word vs Spoken Word
e.5 PS of presentation and other famous P’s

THE QUINTESSENTIAL PRESENTATION

a.Format, elements, styles and delivery methods
b.Images, colors, words, props, and other visual aids
c.Creative opening and memorable closing
d.Developing rapport and other audience engagement techniques.
e.Common Cause of Business Failures

STAND AND DELIVER
a. Managing your audience: objection, handling and diplomacy
b. A partnership: the right questions and the effective listener
c.Presentation synthesis exercise
d.What am I doing wrong? What am I doing right?
e.Best practices

Download Circular

Download Confirmation Sheet

Financial Statement Analysis – A Tool in Credit Decision Making – Jan 10-11 in RBAP Intramuros

FINANCIAL STATEMENT ANALYSIS – A TOOL IN CREDIT DECISION MAKING

Date: Jan 10-11, 2019 (Thu.- Fri.)
Venue:Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member  – P4,600 /person
2. Non-Member/Delinquent – P5,100/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Dec 28, 2018.

This course will provide concepts, tools and techniques in analyzing
financial statement. The goal is to assist credit or investment decision
makers on their credit evaluation analysis.

Course Objectives
•General concepts on tools and techniques in financial report analysis and
their application to specific cases
•Recognize the interrelationships among the relationships among the
numbers in the financial statements using spreadsheet template
•Draw intelligent conclusions on the results of financial performance.

Methodologies
The course will use combination of lecture, hands on spreadsheet tutorial,
financial statement preparation and analysis from various sample business
cases

Expected Participants
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

Course Outline

DAY 1
        General Accounting concepts and principles relevant to financial
analysis.
        Critical areas in evaluating financial statements.
        Understanding financial statements.
        Red flags/Danger signs and how to recognize them.
        Sample FS discussion.
        Techniques used in analyzing financial statements
        General Framework and limitations in analysis
        Financial ratios and their relevance
        Horizontal and vertical analysis

DAY 2
        Financial Statements and their relationships through spreadsheet
exercises.
        Financial Analysis exercises.
        Business Case and Application of Financial Statement Review and
analysis.
* to gain a solid understanding of financial statements

Download Circular

Download Confirmation Sheet

CLOSED: AMLA Seminar – Dec 10 in Hotel Jen Manila

Date: Nov 19, 2018
To All Participating RBs

Re: AMLA SEMINAR -DEC 10 ( Monday) in Hotel Jen Manila

We have changed the schedule for AMLA Seminar on December 10, 2019
(Monday) instead of December 5, 2018 (Wednesday) as previously
notified.The seminar venue is still in Ambassador Sala Room, Hotel Jen
Manila.

This change of seminar schedule is relative to the BSP’s advisory that
December 5, 2018 shall having Christmas Party by its Department. Hence,
the assigned BSP speakers requested us to move the seminar on a latter
date instead.

Our apology for any inconvenience this may cause you. We hope that you
will participate at this new schedule. If you have any questions, please
contact us at training@rbap.org.

Thank you

Ace M. Calang
Program Manager

Corporate Governance for Bank Directors -Dec 12-13 in RBAP Intramuros

BASIC CORPORATE GOVERNANCE FOR BANK DIRECTORS SEMINAR-WORKSHOP

Date: Dec 12–13, 2018 (Wes-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir. Of ISD-I, BSP

SEMINAR FEE

1. Member – P6,000 / pax
2. Non-Member/Delinquent – P6,500 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P3,000.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers, Stockholders &
Compliance Officers

DEADLINE TO SUBMIT
REGISTRATION: Dec 06 2018.

Course Objectives

1 Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
b) Circulars No. 749 and 969 enhanced Corporate Governance sets new
guidelines in Financial Institutions”.
• To gain comprehensive understading of:
a. the principles of Good Corporate Governance;
b. understand the value of their roles in promoting it in respective
financial instituions; and
c. its significance in maintaining the stability of the financial
system.
Course Outline

I. Concepts & Theory
Overview of Good Corporate Governance

a. Definition
b. Importance of Good Corporate
Governance in the Financial System
c. Role of Stakeholders

II. Board’s Qualifications
II. Board’s Overall Responsibilities
III. Board’s Own Structures and Practices
IV. Senior Management
V. Governance of Group Structures

a. Governance for Family-owned Banks
b. Shareholder Activism

IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
a. Internal Control
b. External Control
IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII. Role of Supervisors
XIV. Group Case Studies & Discussions

Download Circular
Download Confirmation Sheet

Risk-Based Compliance Program – Dec 07-08, 2018 in RBAP Intramuros

SEMINAR ON RISK-BASED COMPLIANCE PROGRAM

Date: Dec. 07-08, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

DIEGO B. LEDDA, JR
Auditor -Trainer/Consultant – Management & Financial Consultancy Services

SEMINAR FEE
1. For Member –  P5,200 /per person
2. Non-Member/Delinquent –   P5,700 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Nov 29, 2018.

Course Objectives
-the course covers key compliance principles and areas of activities to be
conducted by the Chief Compliance Officer leading to the preparation of
Risk-Based Compliance Program, Assessment, Reporting and Monitoring.

*To learn the important of a Risk-Based Compliance Management.
*Understand the Compliance Risk Management Framework.
*Identify the key activities in Compliance Risk Management Cycle.
*To know how to prepare a Risk-Based Compliance Program and Testing.

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer.

Course Outline

A.      Introduction.
•       Define Compliance risk
•       Understand risk-based compliance management
•       Coverage of compliance laws rules and standards
•       Sources of compliance laws, rules and standards
•       Compliance organizational structure.
B.      Oversight Bodies
•       Responsibilities of the BOD.
•       Responsibilities of Senior Management
C.      The Compliance Function Principles
•       Independence
•       Resources required for compliance
•       Responsibilities of compliance function.
D. Relationship with Internal Audit.
•       Audit and reporting

E. Outsourcing of compliance assessment and testing.
•       When to outsource
•       Requirements of outsourcing

F. Review of Compliance Risk Management Framework

G. Workshop
•       Prepare risk-based compliance program
•       Prepare risk-based compliance Testing

**NOTE For Participants**
-Laptop for workshop
-Compliance Program Manual

Download Circular

Download Confirmation Sheet

CLOSED: Credit Scoring & Credit Loss Estimation Course -Workshop 1 – Dec 3 & 4, 2018 in RBAP – Intramuros

Credit Scoring and Credit Loss Estimation Course

Workshop 1 – Probability of Default & Estimation Scoring

 

Date: Dec-03-04 2018 (Mon.-Tue)

Venue: Gov. Licaros Hall, RBAP, Intramuros,

Time: 8:30am to 5:00pm

 

RESOURCE PERSON

 

FRANCIS  JOSEPH MANEJA

Consultant – Business Analytics

    Vixion Global Services

 

SEMINAR FEE

  1. For Member – P9,600 /per pax 
  2. Non-Member/Delinquent – P10,500 /per pax 

 

MODE OF PAYMENT

Check payable to:

Rural Bankers Research & Development Foundation Inc.  

Non-Refundable commitment fee of P4,800.00/pax

 

Bank:  LBP – Intramuros, Branch

Account Name: RBRDFI

SA No. 0012-1046-26.

Telefax  (02) 527-2969 /527-2980

 

Expected Participants

Branch Manager, Compliance Officer, Internal Audit, Loan Officers, President and Director

 

DEADLINE TO SUBMIT REGISTRATION: Nov 23, 2018.

 

Course Objectives

  1. Overview of credit loss estimation and statistical credit scoring and automation of credit decision processes
  2. Awareness and appreciation of the advanced internal ratings-based approach and the credit scoring system
  3. Ability to develop statistical scoring models in the context of recent regulatory guidelines and international standards
  4. Acquire knowledge on how to monitor the performance of implemented statistical scoring models.

Course Outline

 

  1. Introduction
  2.  Setting up excel
  3. Ex1. Benefits of Using Credit Scoring Models
  4.  Regulatory Principles
  5. Data Preparation and Diagnostics

 

  • Definition of Bad
  • Performance Window
  • Distribution and Trends Analysis
  • Inclusions, Exclusions and Outliers
  • Segmentation
  • Ex. 2 Prepare Dataset Variable Selection

III.  Generating Credit Scoring Models

 

  1. Ex. 3.1 Generating Credit Scoring Models
  2. Analyzing Results
  1. Calculating Credit Scores
  2. Ex. 3.2 Generate Account Scores
  3. Model Performance
  4. Ex. 3.3 Choose cutoff score and describe model performance.
  1. Validation and Testing
  • Calculating Credit Scores
  • Exe. 4.1 Generate Account Scores for Test Data
  • Assessing Model Performance for Test Data
  • Ex. 4.2 Validate model performance.

Requirement:

Laptop for individual or each for a group of participants representing same bank.

Download Circular

Download Confirmation Sheet

Branding Your Rural Bank Through the HR Perspective – Nov 28-29, 2018 – RBAP Intramuros

Branding Your Rural Bank Through the HR Perspective

Date: Nov-28-29, 2018 (Wed-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DENNIS A. ANTENOR
HR Consultant, Facilitator in Quality & Strategic Management

SEMINAR FEE
1. For Member –  P4,750/per person
2. Non-Member/Delinquent –   P5,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
HR Managers/Supervisors, Operations Head, General Manager, Branch Manager,
HR Assistant, Administrative Officers, Director & President

DEADLINE TO SUBMIT REGISTRATION:  November 20, 2018.

This Advanced HR program will provide the necessary tools to welcome the
big changes in HR management particularly in the specific field of rural
banking. The entrepreneurial HR person becomes strategic by developing
ways to improve the bottom line through unconventional techniques in
upgrading the competencies of bank employees up to their development as
effective brand ambassadors of the banking business.

Course Objectives
1.Understand the important role of the HR development in the rural banking
business.
2.Provide tools in managing the human capital thru competency building.
3. Learn motivational tools to build entrepreneurial spirit in banking.
4. Strengthen the HR person’s role in change management to achieve
strategic goals of the rural bank.

Course Outline

Day 1
a.      HR as part of the Rural Banking Business
b.      Crafting the Corporate Culture
c.       Formulating Practical Company Policies
*Drafting policies in accordance with BSP regulations and Labor Code

d.      Planning the workforce
•       Analyzing personnel needs based on strategic plan.

e.      Planning your Staff
f.      Branding your Rural Bank
g.      Keeping them Abreast with the Banking Industry
h.      Promoting the World of Risk Management

Day 2
a.      Building the entrepreneurial spirit of bank employees
b.      How to Retain Great Employees
c.      Training to Become Hotshot Employees
a.      Discipline & Rewards in the Workplace
b.      Succession Planning in Rural Banking
c.      HR towards BSP Compliance
*Preparing HR requirements in BSP audits
d.      Human Resource Information System

* Lecture and workshop  /exercises

Download Circular

Download Confirmation Sheet

Comprehensive Property Appraisal Seminar -Nov 23-24, 2018 – RBAP Intramuros

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: Nov.23-24, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. For Member –  P4,800 /per person
2. Non-Member/Delinquent –  P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Nov 15, 2018.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process

• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and  highest and best
use.

•  Basic Appraisal Requirements
•  Collateral Acceptability
•  Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation

CANCELLED: Advanced Corporate Governance Seminar – Nov 21-23, 2018 – Dipolog City

Dear Rural Bankers:

The Rural Bankers Research and Development Foundation Inc. (RBRDFI), in
partnership with the Institute of Corporate Directors (ICD) and the
Countryside Financial Institutions Enhancement Program (CFIEP), is pleased
to invite you to participate in the Advance Corporate Governance Course
(Professional Directors Program for Rural Banks) which will be held on
November 21-23, 2018 (Wednesday to Friday) at Cattleya Hall, D’ Hotel and
Suites, Dipolog City.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why
rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of
their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page
overview of the course.

Registration Fee with RBRDFI
(negotiated cost of RBRDFI)         Php 17,000.00
ICD Public Seminars Cost            PhP 70,000++ individually

Subsidy from CFIEP
1. Will be granted to only one (1) qualified participant of each RB who
will be able to complete all the sessions for three (3) days.
2. The refund will be deposited to the RB, three (3) weeks after the
seminar .
3. Subsidy may be availed by those who have not participated in the ACGC
in 2017.
Php 10,483.20

Actual Seminar Cost
(After the CFIEP subsidy, for 3days seminar, inclusive of the manual,
workshop materials and meals (two snack/s and lunch) for the duration of
the seminar)
Php6,516.80

As a course pre-requisite, all participants must have completed at least
the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your
certificate of completion of the required course must be submitted to
RBRDFI upon registration.

To register, kindly fill-out the attached Confirmation Form and
Participant Information Sheet and send to jescepeda.rbap@gmail.com or via
fax at (02) 5272980. Payment must be deposited through RBRDFI Land Bank of
the Philippines (Intramuros Branch) Savings Account Number 0012-1046-26 on
or before November 7, 2018 (Wednesday).

Should you have questions or concerns, you may email Ms. Grace Estira
(gracedestira@gmail.com) or call (02) 5272972 / 0917-871-3509.
We’re looking forward to your active participation. Thank you. Yours truly,
Giovanni D. Gabrieno Chairman, RBRDFI

Download Participant Information Sheet

Download Invitation Letter

Download Confirmation Sheet

Download Course ICD Course Outline

Basic Corporate Governance for Bank Directors – Nov 08-09, 2018 in RBAP Intramuros

BASIC CORPORATE GOVERNANCE FOR BANK DIRECTORS SEMINAR-WORKSHOP

Date: Nov 08-09, 2018 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

SEMINAR FEE

1. Member – P6,000 / pax
2. Non-Member/Delinquent –   P6,500 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P3,000.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers, Stockholders &
Compliance Officers

DEADLINE TO SUBMIT
REGISTRATION: Oct 26 2018.

Course Objectives

1 Pursuant to the following BSP Circulars
a)      Cir. No. 296 prescribing the minimum qualifications of a bank director,
b)      Circulars No. 749 and 969 enhanced Corporate Governance sets new
guidelines in Financial Institutions”.
•       To gain comprehensive understading of:
a.  the principles of Good Corporate Governance;
b.  understand the value of their roles in promoting it in respective
financial instituions; and
c.  its significance in maintaining the stability of the financial
system

Course Outline

I. Concepts & Theory
Overview of Good Corporate Governance
a. Definition
b.  Importance of Good Corporate
Governance in the Financial System
c.   Role of Stakeholders

II. Board’s Qualifications
II. Board’s Overall Responsibilities
III. Board’s Own Structures and Practices
IV. Senior Management
V. Governance of Group Structures
a.      Governance for Family-owned Banks
b.      Shareholder Activism

IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
a.      Internal Control
b.      External Control
IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII.  Role of Supervisors
XIV.  Group Case Studies & Discussions

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CLOSED: Risk-Based Compliance Program – Nov 15-16, 2018 in Cagayan De Oro

FOR             : All Participating Rural Banks

FROM    : MOBCI- Federation of Rural Banks and
Association of Compliance Officers

SUBJECT : RISK BASED COMPLIANCE PROGRAM

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) in partnership
with the Misamis Oriental- Bukidnon-Iligan Federation of Rural Banks, Inc.
are pleased to announce that it will conduct the seminar-workshop
described below as part of its continuing strategy to strengthen the rural
banking industry:

Course Title:       Risk Based Compliance Program
Venue:            Pearlmont Hotel, Limketkai Drive, Cagayan de Oro City
Schedule:                 November 15-16, 2018 (Thursday & Friday)
Duration:            2 days (8:30AM-5:00PM)
Resource Person:  Mr. Diego B. Ledda, Jr., CPA, MBM

LEARNING OBJECTIVES
At the end of the training, the participants are expected to:
1.      To learn the importance of a Risk-Based Compliance Management
2.      To understand the Compliance Risk Management Framework
3.      To identify the key activities in Compliance Risk Management Cycle
4.      To know how to prepare a Risk-Based Compliance Program and Testing

SCOPE AND LIMITATIONS
The course covers key compliance principles and areas of activities to be
conducted by the Chief Compliance Officer leading to the preparation of a
Risk-Based Compliance Program, Assessment, Reporting and Monitoring bank’s
compliance to laws, regulations, and internal policies.

PROGRAM OF INSTRUCTION
The training involves lecture/discussion of the importance aspects of
risk-based compliance framework and step-by-step hands-on preparation of a
Risk-Based Compliance Program, Assessment, Testing, Reporting and
Monitoring.

REQUIREMENTS
On the second day, participants must bring sample CREDIT or AML Policies,
USB and laptop.

In this connection, we would like to enjoin rural banks, to send their
Chief Compliance Officer, Compliance Staff, and Senior Management to
attend the seminar.

Registration fee per participant:

a)      Five Thousand Five Hundred Pesos only (P5,500.00) on or before October
26, 2018.
b)      Six Thousand Pesos Only (P6,000.00) after October 26, 2018.
c)      Registration will cover meals (2 snacks and lunch) per day.

b) Expenses incurred to and from venue and accommodation should be borne
by the participants.

For your reservations, kindly submit to us the following not later than
November 7, 2018:
1.      Registration form of the participant(s) duly endorsed by the bank’s
authority;
2.      Payments can be remitted to the MOBCI-FRB c/o MINDANAO CONSOLIDATED
COOPERATIVE BANK, bank account Land Bank of The Philippines (LBP) Savings
Account Number: 2412-0000-67. Proof of payment (i.e., deposit slip) should
be sent immediately to MOBCI-FRB via e-mail (secretary.mccb@gmail.com) for
verification. For check payments, check should be payable to
MOBCI-Federation of Rural Banks;

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to fifty (50)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservation, please call: 0915-712-1915/ (088)856-1550 and look
for Ms. Jaelemmor Khriel Kimura, the MOBCI-FRB recording secretary.

Participants who have paid but fail to show up for the seminar will only
be entitled to a rebate of 50% of the total registration fee. This is a
live-out seminar.

Thank you very much!

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Seminar-workshop on the Conduct of Internal Audit Engagement – Nov 15-16, 2018 -RBAP Intramuros

SEMINAR-WORKSHOP ON THE CONDUCT OF INTERNAL AUDIT ENGAGEMENT

Date: Nov-15-16, 2018 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,700/per person
2. Non-Member/Delinquent –  P5,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
Branch Manager, Compliance Officer, Internal Audit, Loan Officers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  Nov 09, 2018.

Course Objectives

1.Explain performance standards and implementation guidance in accordance
with Internal Auditing;
2.Illustrate the conduct of audit relative to the overall bank performance;
3. Demonstrate the procedures in the conduct of audit of governance and
strategies;
4. Develop a program for the audit of deposit-taking functions, loan
portfolio and credit, statutory reuirements;
5. Identify the steps in writing an internal audit report.
6. Illustrate the proceudres in performing a stress test and sensitivity
analysis
Course Outline

I. Internal Audit Engagement Performance Standards and implementation
guidance.

a.       Engagement planning
b.       Engagement work scope
c.       Engagement work program
d.      Performing the engagement
e.      Communicating results
II. Performing an Audit of the Overall Bank Performance
f.      Profitability
g.       Asset quality
h.       Credit risk
i.      Capital adequacy

III. Performing Internal Audit Organizational Governance and Strategies.
e.       Audit of governance
a.       Audit of strategic plan/strategies
IV.  Performing Internal Audit of Bank’s Core Functions.

a.   Deposit-Taking Functions
a.      Loan Portfolio and Credit Risks
b.      Financial Accounting and Reporting
c.      Asset Management
d.      Statutory Requirements

V. Writing the Audit Report

VI. Stress Testing and Sensitivity Analysis
a. Regulatory requirements for stress testing and sensitivity analysis
b. Steps in performing a stress test and sensitivity analysis
c. Value generated in conducting stress testing and sensitivity analysis.

Requirement for the participants: Laptop for each individual or for each
group of participants representing same bank.

Download Circular

Download Confirmation Sheet

Risk-Based Lending for SME Workshop – Nov 09-10, 2018 in RBAP

RISK-BASED LENDING FOR SME WORKSHOP

Date: Nov-09-10, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MA. CRISTINA M. FAROL
Chief Risk Officer, Credit & Trust Officer, Bank Consultant Trainer,

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –  P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
Credit Risk and Loan Officers, Account and Relationship, Managers,
Appraisers, Sales Officers, ROPA Managers

DEADLINE TO SUBMIT REGISTRATION: October 26, 2018.

The seminar shall tackle as much as possible what are needed in risk-based
credit for SMEs. There will be sample exercise/s for better appreciation.
Extensiveness however, is bound by time constraints. In an actual
application however, analysis may be incomplete/non-conclusive depending
on the completeness and correctness of data gathered.

Course Objectives
1.Have a better understanding of the characteristics of SME clientele and
their funding needs.
2.Have knowledge on how to perform risk-based credit evaluation of SMEs
and manage their loan accounts appropriately.

Course Outline

Risk-Based Lending for SMEs Workshop
a.       Definition per BSP Circular 625
b.       Deeper Understanding of SMEs
c.       Importance of SMEs
d.       SME Needs vs Bank Requirements
e.       Difficulties in SME Financing
Credit Initiation for SMEs
a.      Defining the Target Market for SMEs
b.      Choosing the Appropriate Client Base

SME Risk-Based Credit Evaluation
a.       Objectives
b.      Coverage
c.      Nature of Evaluation
d.      Approaches to Evaluation
e.      Credit Investigation
f.      Things to do in Evaluation
g.      Credit Investigation
h.      Common Deficiencies in FS
i.      Cash Cycle
Approval Process
a.       Recommended Principles
b.       Common Reasons for Loan
Disbursement
a.      Compliance to Doc Requirements
b.       Releasing Credit Administration
a.      Close Monitoring of SME Borrowers
b.      Client Call Reporting Risk-Based Lending for MSME

Objectives of the Session

Important Credit Principles to Remember
Problem Recognition
a.      Detection of Early Warning Signals
b.      Common Cause of Business Failures

Legal Forms of Business Organizations
Types of Business Organizations

Interactive Session 1 – Risk Based Credit Evaluation of SMEs and Detecting
Red Flags
Interactive Session 2 – Financial Analysis of SMEs (sample spreadsheets)

Download Circular

Download Confirmation Sheet