RBAP-RBRDFI Dec ’16 Holiday Notice

Risk Based Audit Methodology Seminar – Jan 13-14 2017

RISK BASED AUDIT METHODOLOGY

SCHEDULE
Date: Jan. 13-14, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE

  1. For Member only
    a. Early bird – P4,500 (on or before Dec. 29 2016)
    b. Regular Rate – P4,800 (After Dec 29 2016)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: January 09, 2017.

 

Download PDF Files: Risk Based Audit Methodology Seminar Circular and Confirmation Sheet

BSP Supervisory Process & Examination Approach on Bank’s Compliance – Nov 25 Hotel Jen Manila

One-Day Orientation/Briefing on BSP Supervisory Process and Examination
Approach on Monitoring Bank’s Compliance with the Single Borrower’s Limit

The Bangko Sentral ng Pilipinas, through the Central Point of Contact
Department III (CPCD III) and Examination Department III (ED III) and in
partnership with the Rural Bankers Association of the Philippines (RBAP)
invite you to attend the One-Day Orientation/Briefing of BSP Supervisory
Process and Examination Approach on Monitoring Bank’s Compliance with the
Single Borrower’s Limit.

DATE & VENUE
November 25, 2016 (Friday) Time: 08:00 AM – 05:00PM

Ambassador Sala Room
Hotel Jen Manila 3001 Roxas Blvd., Pasay City Tel. No. 795-8888

REGISTRATION FEE

Ph 1,500.00 /pax

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-298

RESOURCE SPEAKERS

Bangko Sentral ng Pilipinas

CARYL T. VALDEZ – Deputy Director, ED III ARLENE AGUINALDO – Deputy
Director, CPCD III

TOPICS

  1. BSP Supervisory Process
  2. Compliance System
    * Expectations of Compliance System
  3. BSP Supervisory Enforcement Policy
    * Enforcement framework
  4. Expectations on Compliance with the Single Borrowers Limit (SBL)

EXPECTED PARTICIPANTS:
President, Chief Compliance Officers and Heads of Credit Risk Management
(CRM) /Loans Department

Should you be interested, kindly submit the CONFIRMATION FORM
training@rbap.org on or before November 18, 2016. Lunch and
morning/afternoon snacks will be served. Please note that this is a
live-out seminar. Accommodation is on a first come, first serve basis due
to seats limit.

Download File: Circular and Confirmation Form

Compliance Mgmnt System Assessment – Nov. 17-18

Compliance Management System Assessment

Date: Nov. 17-18, 2016 (Thurs. – Friday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Mr. Diego B. Ledda, Jr.
Trainer/Consultant -Management
& Financial Consultancy Services

Seminar Fee

  1. For Member only
    a. Early bird – P5,000 (on or before Oct. 21)
    b. Regular Rate – P5,400 (After Nov. 21)
  2. Non-Member/Delinquent – P6,480

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,800.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

LEARNING OBJECTIVES
 The seminar is intended to provide guidelines on the tasks,
duties and responsibilities of Compliance Committee Members (Directors)
and Compliance Officers to Bank Management and regulatory bodies, such as;
the BSP, SEC, DOLE, BIR, etc.
 To come up with Evaluation and Assessment Tools and reports
related to the bank’s structure and operations.
 To serve as guide in preparation of Compliance Program.
 To serve as guide in preparation of Compliance Monitoring Report.
 To learn how to prepare Stress Testing for Loans; and Business
Continuity Plan (BCP) & Disaster Recovery Plan (DRP)
 To learn to assess BOD, Directors, Committees, etc.

EXPECTED PARTICIPANTS

Compliance Officer, President, Director, Branch Manager, Internal Auditor,
Credit Risk Officer, and IT Audit

COURSE OUTLINE

DAY 1

A. Introduction
a. Business Risks Affecting Capital and Earnings
b. Rationale and Elements of Compliance System
c. Basis of Mandating Compliance Review System
d. Corporate Policy Framework

B. General Purpose of Compliance Function
a. Compliance Functions for Rural Banks
b. Oversight Functions
c. Sample Compliance Structure of Complex and Simple Rural Banks
d. Structure and Relationships with Other Functions of Rural Bank
e. Communicating Compliance Matters
f. Expected Corporate Policy
g. The Chief Compliance Officer
h. Duties and Responsibilities of Compliance Officer
i. Rights and Authorities of Compliance Officer

C. The Compliance Program and Differentiation from Other Bank’s Programs
a. Reasons in Adopting Compliance Program
b. Objectives of Compliance Program

D. Structural Components of Compliance Program
a. Evaluation Criteria in Compliance Risk Assessment
b. Enforcements, Sanctions and Rewards
c. Solutions and Remedies

DAY 2

  • Power of BSP to examine Banks
  • Activities Considered as Unsafe and Unsound Practices
  • Prompt Corrective Action Framework
  • Requirements in Declaring Dividends
  • Stress Testing and Sample
  • Loans
  • Business Continuity
  • Sample Assessments
  • Board of Directors
  • Committee
  • Individual Director
  • Senior Management
  • Internal Auditor
  • External Auditor
  • Consultants
  • AML
  • Information Technology

• Workshop:
• Prepare Stress Testing for Loans
• Prepare Stress Testing of BCP-DRP
• Prepare Annual Assessments

Required:

  • Bring laptop per Bank/Participant
  • Bring BCP-DRP Manual
  • Bring List of Top 30 Loan Borrowers per Bank with the following information

Name of Borrower Outstanding Principal
Bank’s Status Classification
No. of Days Past Due Allow for Credit Losses

Download file: Compliance Management System Assessment Circular and Confirmation Sheet

Risk Management Concepts & Application – Nov 10-11

Risk Management Concepts and Applications

Date: Nov. 10-11, 2016 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP Bldg, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Teresita E. Cheng
Sr. Bank Executive Officer from LBP, Trainer Trust Asset Management & Risk
Management.

Seminar Fee:
1. Early bird – P4,500 (on or before Oct. 14, 2016)
2. Regular Rate – P4,900 (After Oct. 14, 2016)
3. Non-Member/Delinquent – P5,880
Mode of Payment
• P2,450.00 – Non-Refundable commitment fee per participant.
•Account Name RBRDFI
LBP – Intramuros Branch
•Savings Account No.0012-1046-26).
•Proof of payment fax to (02) 527-2980.
•Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecture, Discussions and Case Studies/ Simulations

 

Expected Participants

Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

Course Outline

A. Risk and Risk Management
a. Risk Defined
b. Risk Characteristics
c. Risk Management Defined
d. Risk and Capital
e. Risk Reward – Risk Return Concept
f. Units Involved in RM
g. Levels of RM
h. RM Framework and Approaches

B. Contextualizing Risk Management
a. Nature of Rural Bank’s Operations
b. Regulatory Framework
c. Sources of Funds
d. Scale of Operations
e. Clients/borrowers & projects
f. Types of clients structure

C. Risk Management Process and Application

D. Workshop/Case Study – Stress Testing Scenario Analysis
Synthesis

Download file: Confirmation Sheet

BSP Supervisory Process & Examination Approach on Bank’s Compliance – Oct 17 -Butuan City

One-Day Orientation/Briefing on BSP Supervisory Process and Examination
Approach on Monitoring Bank’s Compliance with the Single Borrower’s Limit

The Bangko Sentral ng Pilipinas, through the Central Point of Contact
Department III (CPCD III) and Examination Department III (ED III) and in
partnership with the Rural Bankers Association of the Philippines (RBAP)
invite you to attend the One-Day Orientation/Briefing of BSP Supervisory
Process and Examination Approach on Monitoring Bank’s Compliance with the
Single Borrower’s Limit.

DATE & VENUE
October 17, 2016 (Monday)

AMARIS SUITES
Rosario’s Restaurant & Convention Center J.P. Rosales Ave., Butuan City
Tel. No. 085-341-7379

RESOURCE SPEAKERS
Bangko Sentral ng Pilipinas

CARYL T. VALDEZ – Deputy Director, ED III
ALDRIN JAVIER – Deputy Director, CPCD III

TOPICS

1. BSP Supervisory Process

2. Compliance System
* Expectations of Compliance System

3.BSP Supervisory Enforcement Policy
* Enforcement framework

4.Expectations on Compliance with the Single Borrowers Limit (SBL)

EXPECTED PARTICIPANTS:

President, Chief Compliance Officers and Heads of Credit Risk Management
(CRM) /Loans Department

Should you be interested, kindly submit the CONFIRMATION FORM
training@rbap.org on or before OCTOBER 10, 2016. Lunch and
morning/afternoon snacks will be served. Please note that this is a
live-out seminar. Accommodation is on a first come, first serve basis due
to seats limit.

Download confirmation sheet in PDF

 

Corporate Governance Seminar – Sept 30 & Oct 01 in CDO

FOR : ALL PARTICIPATING RURAL BANKS

FROM : MOBCI- Federation of Rural Banks and
Association of Compliance Officers

SUBJECT : Corporate Governance Seminar

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers’ Research and Development Foundation, Inc. (RBRDFI) in partnership with the Misamis Oriental- Bukidnon- Camiguin & Iligan- Federation of
Rural Banks and MOBCI – Association of Compliance Officers, are pleased to announce that it will conduct the seminar-workshop described below as part of its continuing strategy to strengthen the rural banking industry:

Course Title: Corporate Governance Seminar
Venue: Deluxe Hotel, Cagayan de Oro City
Schedule: 30 September – 01 October, 2016 (Friday-Saturday)
Duration: 2 days (8:30AM-5:00PM)

In this connection, we would like to enjoin rural banks, to send their Directors, President, Managers, Compliance Officers, Internal Auditors and Middle Level Officers to attend the seminar.

Registration fee per participant:

a) Five Thousand Five Hundred Pesos only (P5,500.00) on or before September 09, 2016
b) Six Thousand Pesos Only (P6, 000.00) after September 09, 2016.
c) Registration will cover meals (2 snacks and lunch) per day
b) Board and Lodging, and Travel expenses to and from the venue shall be borne by the participants.

For your reservations, kindly submit to us the following not later than September 09, 2016:
1. Registration form of the participant(s) duly endorsed by the bank’s authority;
2. Payments can be remitted to the MOBCI-FRB c/o COOPERATIVE BANK OF MISAMIS ORIENTAL bank account Land Bank of The Philippines (LBP) Savings Account Number- 2412-0000-67. Proof of payment (i.e., deposit slip) should
be sent immediately to MOBCI-FRB via e-mail (marygrace.banihit@gmail.com) for verification. For check payments, check should be payable to MOBCI-Federation of Rural Banks;

Only those rural banks that have complete requirements will be given reservation. Please be advised that we will be accepting up to fifty (50) participants only. We reserve the right to limit the number of participants to a manageable level. Participants will be accepted on a first-come-first-served basis.

For your reservation, please call: 0915-712-1915/ 088-856-1550 and look for Ms. Grace Rañoa, the MOBCI-FRB recording secretary.

Participants who have paid but fail to show up for the seminar will only be entitled to a rebate of 50% of the total registration fee.

Thank you very much!

Mr. Wilner A. Palacios
President, MOBCI-FRB

Download Confirmation Sheet in PDF

CI & Basic Property Appraisal – Sept 23-24 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS

FROM: MA. DAISY G. NAFARRETE, President

SUBJECT: CIRCULAR LETTER: CREDIT INVESTIGATION AND BASIC PROPERTY APPRAISAL TRAINING

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased to offer a seminar described below:

DATE and VENUE

September 23-24, 2016 (Friday and Saturday) 2 days (8:00AM-5:00PM) Amigo Terrace Hotel Corner Iznart and Delgado St., Iloilo City

SPEAKER : ENGR. FERDINAND BOCOBO

PARTICIPANTS
Senior Property Manager, Trainer/ Consultant Account Officers, Managers, Appraisers, CIs, Credit & Loan Officers

REGISTRATION FEE:

a) EARLY BIRD – P5,500.00 (Five Thousand Five Hundred Only – on or before September 09, 2016)

b) REGULAR RATE – P6,000.00 (Six Thousand Pesos Only – After September 09, 2016

c) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of registration fee and confirmation sheet is on or before September 09, 2016.

a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc. bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be sent immediately for verification at (033) 320-8053, or emailed at ifrb_kings_queens@yahoo.com. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI).

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download the Confirmation Sheet in PDF

Internal Audit Training -A Practical Approach – Sept 23-24 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS

FROM: MA. DAISY G. NAFARRETE, President

SUBJECT: CIRCULAR LETTER: INTERNAL AUDIT SEMINAR (Practical Approach)

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased to offer a seminar described below:

DATE and VENUE

INTERNAL AUDIT SEMINAR (Practical Approach)

September 23-24, 2016 (Friday and Saturday) 2 days (8:00AM-5:00PM)
Amigo Terrace Hotel
Corner Iznart and Delgado St.,
Iloilo City

SPEAKER : MR. GIL M. SORITA CPA, CIA, CISA, MBA

PARTICIPANTS:
President, Directors,
Compliance Officer, Internal Auditors, Branch Managers, Bookkeeper, Risk
Management Committee

REGISTRATION FEE:

a) EARLY BIRD – P5,500.00 (Five Thousand Five Hundred Only – on or before September 09, 2016)

b) REGULAR RATE – P6,000.00 (Six Thousand Pesos Only – After September 09, 2016

c) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of registration fee and confirmation sheet is on or before September 09, 2016.

a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc. bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be sent immediately for verification at (033) 320-8053, or emailed at ifrb_kings_queens@yahoo.com. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI).

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download Confirmation Sheet in PDF

Corporate Governance Seminar in Cebu City – Aug 11-12, 2016

TO : CFRBI MEMBERS
SUBJECT : Corporate Governance Course for RB Directors & Officers

The Cebu Federation of Rural Banks, Inc. in coordination Rural Bankers
Research & Development Foundation, Inc. is pleased to offer a
seminar-workshop described below:

Course Title : Corporate Governance Course for RB Directors & Officers

Resource Speaker : Ms. Ma. Dolores B. Yuvienco
Former Asst. Governor, BSP
Venue : Cebu Grand Hotel
N. Escario St.,Capitol Commercial
Complex, Cebu City
Date : August 11-12 (Thursday- Friday), 2016

Registration fee per participant is TEN THOUSAND FOUR HUNDRED PESOS
(P 10,400.00) net of tax. Please register on or before July 29 (Friday),
2016.

For your reservations, kindly submit to us the following:

1. Payments can be remitted to the Cebu Federation of Rural Banks, Inc’s.
bank account in Land Bank of the Philippines – Current Account number
0142-1041-80. Proof of payment (i.e., deposit slip) should be sent
immediately to CFRBI office via facsimile for verification. Our facsimile
number is (032) 232-5745. For check payments, check should be payable to
Cebu Federation of Rural Banks, Inc. ;

2. Filled-up Confirmation Form.

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to fifty (50)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservations, please contact CFRBI Office at telefax no. (032)
232–5745 or mobile no. 0932 576 0128.

Participants who have paid but fail to show up for the seminar will be
entitled to a rebate of 50 % of the total registration fee.

Thank you.

Signed
AMELIA T. BERSONDA
Corporate Secretary

Download the Confirmation Sheet in PDF

Basic Course on Property Appraisal -Aug 05-06 2016

Date: August 05-06, 2016 (Friday & Saturday)
Venue: Gov. Licaros Hall, RBAP Bldg. Intramuros, Manila
Time: 8:30am to 5:30pm
Resource Person: Engr. Ferdinand A. Bocobo
Senior Property Manager, Trainer/Consultant

Seminar Fee:

1. Early bird – P4,500 (on or before July 15, 2016)
2. Regular Rate – P4,800 (after July 15, 2016)
3. Non-Member/Delinquent – P5,760

Mode of Payment

• A Non-Refundable commitment fee of P2,400.00 per participant.
• Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
• Proof of payment fax to (02) 527-2980.
• Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecture, Discussions and Computations

Expected Participants

Loan Officers, Account Officers, Managers, Appraisers

Course Outline

Basic Course on Property Appraisal
I. Nature of Property Appraisal, Real Property and Value
II. Nature of Property
III. Value Characteristics
IV. Economic Principles of Property Value
V. The Appraisal Process
VI. Basic Appraisal Requirements
VII. Fundamental Surveying
VIII. Appraisal Report Writing
IX. Market Data Approach or Direct Sales Comparison Approach
X. Cost Approach
XI. Three (3) Methods of Estimating Building Cost
XII. Depreciation
XIII. Income Approach
XIV. Property Residual Technique

Download the Confirmation Sheet in PDF

Credit Investigation Seminar – Aug 04 2016

Date: August 04, 2016 (Thursday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:

Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

Seminar Fee:
1. For Member only
Early bird – P2,600 (on or before July 18, 2016)
Regular Rate – P3,200 (after July 18, 2016)
2. Non-Member/Delinquent – P3,840

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee
of P1,600.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

Seminar Methodologies

Lectures & Case presentations

Expected Participants

Appraisers, CIs, Credit & Loan Officers,

Course Outline

Introduction to Credit
Definition of Credit
The Credit Process
Importance of Credit
Types of Credit
The 5 C’s of Credit and definition of each
The Credit Evaluation and Analysis
The Credit Evaluator
Credit Investigation as Defined
The Credit Investigator
Objectives of Credit Investigation
Sources Of Credit Information
Ways of Gathering Credit Information
Different Types of Credit Investigation
Credit Investigation on Individual
Credit Investigation on Business / Corporation
Negative Checking (CMAP / NFIS)
Bank Checking (BAP member Banks and non-BAP member banks)
Field Checking
Different Types of Field Checking
Address / Business Verification
Employment Verification
SEC/DTI Verification
Trade Checking
Court Case Verification
Credit Card Verification
LTO Verification
Property Search

Download the Confirmation Sheet in PDF

Corporate Governance Seminar in Iloilo City – July 07-08, 2016

FOR : ALL PARTICIPATING RURAL BANKS

FROM : Ma. Daisy G. Nafarrete, President

SUBJECT : CORPORATE GOVERNANCE COURSE FOR BANK DIRECTORS AND OFFICERS

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) will be
conducting a two-day seminar-workshop on:

COURSE TITLE
Corporate Governance Course for Bank Directors and Officers

DATE and VENUE
July 7 – 8 , 2016 (Thursday and Friday)
Amigo Terrace Hotel
Iznart Street, Iloilo City

SPEAKER EXPECTED PARTICIPANTS

Ms. Ma. Dolores Yuvienco
Asst. Governor of BSP (ret.)
Board of Directors, Compliance Officer, Internal Auditor,
Managers, and officers

I. Rationale

This is a required course by the Bangko Sentral ng Pilipinas, pursuant to the following circulars:

a) Cir. No. 296 prescribing the minimum qualifications of a bank director, a director ‘must have attended a special seminar for board of directors conducted or accredited by BSP…That incumbent directors as well as those who will be elected…must attend said seminar within a period of six (6) months…from the date of their election,
b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.

II. Objectives

a. To provide a structured framework for the Board of Directors:
b. To appreciate the principles of Good Governance;
c. To recognize the value of their roles in promoting it in their
respective financial institutions; and
d. To understand its significance in maintaining the stability of the
financial system

III. Seminar Methodologies Lecture, Case Studies

Registration Fee:

a) Five Thousand Pesos only (5,000.00) for two (2) days.
b) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of confirmation sheet and registration fee is
June 24, 2016.
a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc.
bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be email immediately for verification at ifrb_kings_queens@yahoo.com or sent at fax no. (033) 320-8053. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI)

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download the Confirmation Sheet in PDF

Remedial Management Seminar – July 21-22, 2016

SCHEDULE

Date: July 21-22, 2016 (Thursday -Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only
a. Early bird – P4,500 (on or before July 01)
b. Regular Rate – P4,800 (After July 01,2016)

2. Non-Member/Delinquent – P5,520

Course Objectives
• The course will establish the fundamentals of loan accounts management, Remedial Accounts Management and recovery.
• Enable the participants to gain actual and factual lessons in the
conduct of Accounts Remedial Management.
• Provide insight of another possible approach of conducting ARM
• Acquaint in various legal strategies in handling problem accounts
• Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.

Course Outline

DAY 1
a. General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b. Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c. Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I. Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings

II. Basic Legal Concepts, Related Laws and Legal Requirements
a. Dacion en Pago
b. Restructuring
c. Rehabilitation
d. Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e. Collection Cases
f. Filing of Criminal Cases

Download the Confirmation Sheet in PDF

Credit & Collection Management – July 20, 2016

Date: July 20, 2016 (Wednesday)
Venue: Gov. Licaros Hall, RBAP Bldg, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
MR. GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

Seminar Fee:

1. Early bird – P2,300
(on or before July 01, 2016)
2. Regular Rate – P2,600 (After July 01, 2016)
3. Non-Member/Delinquent – P3,120
Mode of Payment

• P1,300.00 – Non-Refundable commitment fee per participant.
• Account Name RBRDFI
LBP – Intramuros Branch
• Savings Account No. 0012-1046-26).
• Proof of payment fax to (02) 527-2980.
• Check payments, should be payable to (RBRDFI).

Overview

An efficient Credit & Collection Team improves asset quality and realize
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
• Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
• Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
• Be able to minimize risk in granting credit
• What to look at in evaluating credit application
• Know the Key Result Areas of Credit and Collection
• Avoid loop holes in implementing Legal Remedies
• Know the appropriate Legal Remedy for a particular portfolio
• Know the Best Practices in Credit and Collection
.
Seminar Methodologies

Lectures & Principles, Actual Application, War Stories and Applicable
doctrines decided by Supreme Court of the Philippines

Expected Participants

Head of Credit Department, Loan Officer, Microfinance Officer, Credit,
Billing and Collection Supervisors and Managers, Finance Officers and CIs

COURSE OUTLINE

Course Outline

1) Credit Management

a) Nature of Credit
b) Importance of Credit and Collection

c) Six Cs of Credit/ Basis of Granting Credit
d) Establishing an Appropriate Credit Risk
e) Sound Credit Granting Process
f) Maintaining an Appropriate Credit Admin, Measurement and Monitoring Process
g) Maintaining an Appropriate Credit Control Process

2) Collection Management

a) Concept of Collection Management
b) Basis of Collection
c) Bucketing your receivables
d) Pre Delinquency Activities
e) Collection Activities
f) Tele Collection Techniques
g) Demand Letters –Essential contents
h) Legal Remedies

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