2017 Bankers Invitational Golf Tournament on May 28



The Rural Bankers Association of the Philippines will hold its 64th Annual National Convention and General Membership Meeting on May 29-30, 2016 (Monday & Tuesday) at the Cordillera Convention Hall of Baguio Country Club, Country Club Road, Camp John Hay, Baguio City.

The theme for the Convention is, “RURAL BANKS: LEADING THE WAY FOR COUNTRYSIDE DEVELOPMENT AND INCLUSIVE GROWTH”. It focuses on rural banks as prime movers of rural economic development — driving growth and progress in the local communities by making quality and reliable financial products and services accessible for the underserved Filipinos. Rural banks continue to lead the path in advancing inclusive growth with their knowledge of the rural market and their unparallel passion to serve the needs of their clients. With the aforementioned, combined with good governance and institutionalization of sound management practices, the industry aims to deepen and widen its role in boosting local economies.

For this national gathering, we are inviting speakers and experts from various institutions to provide insights about the industry, discuss new business opportunities and facilitate a fruitful exchange of information among the participants.

In the interest of an orderly Convention, please accomplish the following forms and submit to RBAP Secretariat via email rbapevents@gmail.com or fax (02) 527-2980 on or before the indicated deadline.

1. Registration Form (Annex A) DEADLINE: April 19, 2017 (Wednesday)
EARLY BIRD RATE: Php 5,000.00/delegate
SPECIAL EARLY BIRD GROUP RATE (10 delegates, 1 free): Php 50,000

2. Advertising Contract & Layout (Annex B) DEADLINE: April 28, 2017 (Friday)
3. List of Recommended Hotels (Annex D)
4. Golf Tournament – Hosted by: Federations of Baguio Benguet Rural Bankers and La Union Chamber of Rural Banks

Click here to download the circular and the above-mentioned forms.

Delegates coming from Visayas and Mindanao, click here to download the bus schedule and contact details of van rental service so you can directly arrange for your transportation from Manila to Baguio and vice-versa.



CCLRB AMC Letter Announcement – click to download file

CCLRB AMC Circular Invitation – click to download file

CCLRB AMC Sponsorship Packages – click to download file

Annual Management Conference Advertisement Contract 2017 – click to download file

Annual Management Conference List of Hotels 2017 – click to download file

Annual Management Conference Reg. form ANNEX B – click to download file

RBAP-RBRDFI Dec ’16 Holiday Notice

2016 RBAP Symposium Presentations (Day 2)

October 25 (Day Two)

Secured Transactions Reforms
Ms. Gay Santos
Senior Financial Sector Specialist, International Finance Corporation

Atty. Chester Abellera
Finance And Markets, International Finance Corporation

Managing Risks
Mr. Remigio Tito Tirones
Independent Consultant for Rural Banks

Pushing Boundaries Towards Inclusive Growth
Mr. Lito Villanueva
Managing Director & CEO, FINTQ/Voyager

Lowering the Cost on Inclusion for Financial Institutions Through the Cloud
Mr. Nicolas Schweitzer
Managing Director Asia, Oradian Group
Ms. Tanya Hotchkiss
Executive Vice President, Cantilan Bank

Enhancing the Bank’s Operational Risk Management Framework
Ms. Chuchi G. Fonacier
Managing Director, Bangko Sentral ng Pilipinas

Technology and Inclusive Business for Growth
Mr. Vince Rodriguez
Category Head for Business Efficiency, PLDT SME Nation

PANEL DISCUSSION: Expanding Rural Bank Opportunities

Ms. Teresita E. Cheng
Risk Management Expert

Computerization of RB System
Mr. Anselmo Paras

Payments and Remittance
Ms. Eleanor Turaray
Deputy Director, Payments and Settlements – Bangko Sentral ng Pilipinas

Securing your Agricultural Credit
Ms. Edna Atienza
Program Executive Director, Agricultultural Guarantee Fund Pool

National Retail and Payment System
Mr. Raymond O. Estioko
Deputy Director, Bangko Sentral ng Pilipinas

2016 RBAP Symposium Presentations (Day One)

October 24, 2016 (Day One)

Keynote Speaker
Mr. Gil S. Beltran
Undersecretary, Department of Finance

Keeping the Rural Market Niche
Mr. Rex C. Drilon II
Trustee, Institute of Corporate Directors

Cash Management Solution for Rural Banks
Ms. Ninna Richelle H. Veran
Cash Management Service Department, Land Bank of the Philippines

Status of Rural Banks: Challenges and Opportunities
Mr. Vittorio Z. Almario
Trustee – RBRDFI & President, Rural Bank of Mati, Inc.

To download Mr. Almario’s speech, click 2016-symposium_speech-mralmario

Settng the Industry Roadmap for Rural Banks

The Agenda for Change in the Rural Banking Sector
Mr. Ricardo Nicanor N. Jacinto
Chief Executive Officer, Institute of Corporate Directors

PROGRAM: RBAP 59th Charter Anniversary Symposium

RBAP 58th Charter Anniversary Symposium Presentations

Day 1

1. Keynote Speech – BSP Deputy Governor Nestor A. Espenilla, Jr. – DG Espenilla_Keynote Speech

2. Session 1 – Ms. Nataliya Mylenko of WB Group – Session 1_Mylenko

3. Session 3 – Mr. Resty Cruz of BSP – Session 3_Resty Cruz_Presentation

4. Session 4 – Mr. Anthony Joseph Lucero of PAGASA – http://we.tl/HKypjUUxO5

5. Special Segment – MD Iluminada Sicat of BSP – Special Segment_MD Sicat

Day 2

1. Session 1 – Ms. Cristina Orbeta of PDIC – Christina Orbeta

2. Session 2
Ms. Lorna Aurea Aquino of BSP – Ms. Lorna Aurea N. Aquino

Mr. Rino Zerna of BSP – Rino Zerna_Presentation

Mr. Jerry Clavesillas of DTI – Jerry Clavesillas

Ms. Edna Atienza of AGFP – Ms. Edna Atienza

3. Session 3 – Sec. Proceso Alcala of DA – Sec Proceso Alcala

4. Session 4 – Speech of Mr. Roberto Lavina – Speech_Mr. Roberto Lavina

RBAP 58th Charter Anniversary Symposium Circular Letter

21 September 2015


The Rural Bankers Association of the Philippines will hold its 58TH Charter Anniversary Symposium on November 9-10, 2015 (Monday & Tuesday) at Grand Ballroom C & D of the Manila Marriott Hotel in Pasay City.

This year’s symposium theme “RURAL BANKS: FINANCIAL ACCESSIBILITY IN THE COUNTRYSIDE,” seeks to highlight the Association’s vision to achieve a stable, sound and market-based financial system that supports the efficient mobilization and allocation of resources particularly in the countryside. The theme likewise recognizes the need to realize sustainable growth and ultimately reduce or eliminate poverty altogether.

For this national gathering, we have invited resource speakers from various banking institutions and academe to provide and interactive assembly and workshop that will update on the progress, opportunities and challenges currently encountered by the rural banks. The participants are encouraged to interact and reflect on the industry’s concerns, status and possible paradigms rural banking could push through to establish a more competitive banking system among rural communities.

Those who would like to place an advertisement, kindly contact Ms. Shalie Y. Recaido, Administrative and Finance Officer, for particulars.

In the interest of an orderly Symposium, please accomplish the following forms and submit to RBAP as soon as possible:
1. Registration Form (Annex A)
2. Hotel Accommodation (Annex B)
3. Advertising Contract (Annex C)
4. List of Recommended Hotels (Annex D)

You may also click on this link to download attachments:
Sympo 2015 circular

The allowable expenses entitled for each delegate are as follows:

1. Registration Fees:

a) Early birds: Member banks in good standing and will register on or before 5:00 PM of October 9, 2015 (Friday) will pay Six Thousand Eight Hundred Pesos (P6, 800.00) VAT-inclusive;

b) Late registrants (Regular Rate): Registration fee after 5:00 P.M. of October 9, 2015 (Friday) is Seven Thousand Eight Hundred Pesos (P7, 800.00) VAT-inclusive;

c) Non-member and delinquent member banks shall be assessed double the regular registration fee.

2. The usual maximum allowable expenses per delegate:

a) Each delegate shall be entitled to a maximum per diem per day of Six Thousand Pesos (P6, 000.00) for a period not exceeding seven (7) days for the delegates coming from Luzon, Visayas and Mindanao;

b) Actual transportation expenses from the rural bank to the convention venue and return;

c) Maximum representation allowance of Seven Thousand Pesos (P7, 000.00) per delegate.

3. Symposium Payments:

a) Please cross all checks payable to Rural Bankers Association of the Philippines or you may deposit payment through LBP C/A 0012-1174-69 Intramuros Branch and kindly fax deposit slip indicating the name of rural bank at (02) 527-2980 or (02) 527-2969;

b) Payment can be made also via GCASH. Please use Globe Mobile Number ______________ and the GCASH Menu – send GCASH with the message _________________.

4. Cancellation and No-Show Policy:

Request for cancellation of registration must be notified in WRITING to the RBAP Secretariat not later than October 30, 2015 (Friday). Cancellations officially received by the RBAP Secretariat AFTER this date are entitled to a 50% refund of the registration fee, which can be used to offset membership dues.

For reasons except illness or a scheduled bank examination of the Bangko Sentral ng Pilipinas, any participant who either fails to show up during the Symposium or to officially notify the RBAP Secretariat of their intention to cancel or substitute of at least 10 days prior to the event shall be considered as no-show and the registration fee is non-refundable. All requests for refunds will be processed four (4) weeks after the event.

Interested rural banks may send their participants to the said conference and it is understood that the rural banks concerned shall assume the above-mentioned expenses.



Official List of Candidates for the 2015 RBAP Elections

COC OFFICIAL LIST 2015-1.website

CCLRB 2015 Management Conference

20 January 2015

Dear Fellow Rural Bankers,

We are pleased to inform that the Confederation of Central Luzon Rural Banks, Inc. (CCLRBI) will hold its 2015 Annual Management Conference at FVR Hall, Baguio Country Club, Baguio City on February 5 & 6, 2015.


The following are forwarded for your reference:
1. Circular letter to all Rural Banks covering authorized expenses (Annex A)
2. Registration Form (Annex B)
3. Advertising Contract (Annex C)
4. List of Hotels and Rates (Annex D)

Please click on this link:
CCLRBI 2015 Conference Circular

Please register now by accomplishing the registration forms and send them soonest to the Confederation Secretariat.

Please make all checks payable to the Confederation of Central Luzon Rural Banks, Inc. or deposit your payments under Land Bank of the Philippines – Dau Branch Current Account no. 1972-1020-12 and kindly send the validated deposit slip indicating the details of the payment through fax at (044) 940-6000 Local 179 or 044-6004010 local 306 send a scanned copy at cadomingo@gmbank.com.ph or NEFRB.Inc@gmail.com.ph

For hotel accommodations, kindly direct your reservations to your hotel of preference. Contact person of which is indicated on the list of hotels provided herewith. We do encourage all to make your reservations as soon as possible.

For further inquiries, please call Ms. Carol Bautista at telephone nos. 044-6004010 local 306 or cellphone nos. 0922-3199848 or 0905-3477500 or Ms. Charmaine Domingo at telephone no. 044-9406000 local 169 or cellphone nos. 0917-5661728 or 0925-7766111 email through NEFRB.Inc@gmail.com.ph or cadomingo@gmbank.com.ph

We shall count on your commitment and active participation. Thank you and our best regards.

Very truly yours,

Ramon D. De Ocampo

Presentations – 57th RBAP Charter Anniversary Symposium

Day 1

Keynote Speaker – Deputy Governor Nestor Espenilla, Jr. (BSP)
RBAP 57th Charter Anniversary Symposium 10Nov2014

1. Mergers and Acquisitions: Some Basics To Know When Doing A Deal by Mr. Dominador “Butch” Gregorio III (FTI Consulting)
Mergers and Acquisitions 101 – Mr. Butch Gregorio

2. Financial Inclusion and the Potential of Unbanked Markets by Dr. Jaime Aristotle Alip (CARD Bank)

3. New Minimum Capitalization of Banks by Atty. Mel Georgie Racela (BSP)
New Minimum Capitalization of Banks – Atty. Mel Racela

4. Updated Guidelines on Credit Risk Management by Mr. Restituto Cruz (BSP)
Updated Guidelines on Credit Risk Management – Mr. Resty Cruz

5. Gearing up for ASEAN Integration: Effects on Rural Banking Sector by Mr. Gilberto Llanto (PIDS)
Gearing up for the ASEAN Integration – Mr. Gilbert Llanto

6. National Retail Payment System – Mr. Raymond Estioko (BSP)
National Retail Payment System – Mr. Raymond Estioko

7. Changing the Credit Landscape by Mr. Jaime Garchitorena (CIC)
Changing the Credit Landscape – Mr. Jaime Garchitorena


Keynote Speaker – Ms. Cecilia Borromeo (Land Bank of the Philippines)

1. Strengthening of Banks through Capacity Building and Other Product Offers
Mr. Charles Albert Belgica (SB Corp) – Belgica
Ms. Edna Atienza (AGFP) – Atienza
Ms. Leila Martin (CFIEP) – Martin

2. Bank Capital Requirements and SPRB – Ms. Imelda Singzon (PDIC)

3. Quo Vadis – Mr. Raoul Villegas (PWC)

4. Defining the Rural Bank Brand – Ms. Mary Julie Balarbar

5. Cross Selling Framework / Bancassurance – Atty. Calvin Kochet Chua