Advanced Corporate Governance Seminar – Sept 19-21 – RBAP Intramuros

ADVANCED CORPORATE GOVERNANCE SEMINAR

Dear Rural Bankers:

RURAL BANKERS RESEARCH AND DEVELOPMENT FOUNDATION, INC. The Rural Bankers
Research and Development Foundation Inc. (RBRDFI), in partnership with the
Institute of Corporate Directors (ICD) and the Countryside Financial
Institutions Enhancement Program (CFIEP), is pleased to invite you to
participate in the Advance Corporate Governance Course (Professional
Directors Program for Rural Banks) which will be held on September 19-21,
2018 (Wednesday to Friday) at Gov. Licaros Hall, RBAP Bldg., Intramuros,
Manila.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why
rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of
their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page
overview of the course.

Registration Fee with RBRDFI (negotiated cost of RBRDFI) Php 14,600.00
ICD Public Seminars Cost PhP 70,000++ individually

Subsidy from CFIEP  -Php 10,483.20

1. Will be granted to only one (1) qualified participant of each RB who
will be able to complete all the sessions for three (3) days.
2. The refund will be deposited to the RB, three (3) weeks after the
seminar .
3. Subsidy may be availed by those who have not participated in the ACGC
in 2017.

Php4,116.80 Actual Seminar Cost (After the CFIEP subsidy, for 3days
seminar, inclusive of the manual, workshop materials and meals (two
snack/s and lunch) for the duration of the seminar)

As a course pre-requisite, all participants must have completed at least
the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your
certificate of completion of the required course must be submitted to
RBRDFI upon registration.

To register, kindly fill-out the attached Confirmation Form and
Participant Information Sheet and send to jescepeda.rbap@gmail.com or via
fax at (02) 5272980. Payment must be deposited through RBRDFI Land Bank of
the Philippines (Intramuros Branch) Savings Account Number 0012-1046-26 on
or before September 5, 2018 (Wednesday). Should you have questions or
concerns, you may email Ms. Grace Estira (gracedestira@gmail.com) or call
(02) 5272972 / 0917-871-3509.

We’re looking forward to your active participation. Thank you.

Yours truly,

Giovanni D. Gabriento
Chairman, RBRDFI

Download Participant Information Sheet

Download Invitation Letter

Download Course Outline

Download Confirmation Sheet

Corporate Governance for Bank Directors -Aug 24-25, 2018 in RBAP Intramuros

CORPORATE GOVERNANCE FOR BANK DIRECTORS

Date: Aug 24–25, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Irene DL Arroyo
VP-Treasurer , PDIC

SEMINAR FEE

1. Member – P6,200 / pax
2. Non-Member/Delinquent –  P6,700 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P3,000.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers, Stockholders &
Compliance Officers

DEADLINE TO SUBMIT REGISTRATION: Aug 17, 2018.

Course Objectives

1 Pursuant to the following BSP Circulars
a)      Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director
b)      Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.
•       To gain comprehensive understading of:
a.  the principles of Good Corporate Governance;
b.  the value of their roles in promoting it in their respective
financial instituions; and
c.  its significance in maintaining the stability of the financial
system.
Course Outline

I. Concepts & Theory
Overview of Good Corporate Governance

a. Definition
b.  Importance of Good Corporate
Governance in the Financial System
c.   Role of Stakeholders

II. Board’s Qualifications

II. Board’s Overall Responsibilities

III. Board’s Own Structures and Practices

IV. Senior Management

V. Governance of Group Structures

a.      Governance for Family-owned Banks
b.      Shareholder Activism

IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
a.      Internal Control
b.      External Control

IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII.  Role of Supervisors
XIV.  Group Case Studies & Discussions

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Download Confirmation Sheet

Signature Verification Bank Fraud & Forgery Detection – Sept 07, 2018 – Licaros Hall Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Sept. 07, 2018 (Fri)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  – P3,000
2. Non-Member/Delinquent –   P3,500

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 28, 2018.

Objective

For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.      Handwriting Impressions

i) Manual operation of the hand and the brain
b.   Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.  Elements of Fraud
b.   Prevention Techniques
c.   Internal Control System

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Download Confirmation Sheet

Strengthening Internal Control System – Sept 06 -07 Bayanihan Hall Intramuros

STRENGTHENING INTERNAL CONTROL SYSTEM IN RURAL BANKS

Date: Sept 06-07, 2018 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
President, Internal Auditor and External Auditors, Branch Managers,
Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  August 31, 2018.

Course Objectives

An effective internal control system helps a bank promote orderly,
economical, efficient, and effective operations. It seeks to safeguard the
bank resources and maintain reliable financial and management data.

1. Explain the nature of internal control and its relationship with risk
and audit and how they drive value for an organization;
2. Discuss the regulatory requirements for internal control system in a
rural bank, including the framework, components, and measures and how they
can be implemented in real banking operations;
3. Illustrate the functions, processes, and procedures in the internal
audit services in a rural bank;
4. Describe the nature of fraud and identify applicable measures to
prevent and detect fraudulent activities; and
5. Assess internal control practices and devise workable solutions for
identified internal control weaknesses

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Course Outline

• Understanding the Trilogy of Risk, Control and Audit
• Mapping Internal Controls in the International Landscape
• Five Components of Internal Control System
• Significant Provision of BSP Cir. 871, – Internal Control Framework
for Banks in the Phils.
• Minimum Internal Control Measures for Deposit Taking
• Minimum Internal Control Measures for Lending Operations
• Minimum Internal Control Measures for Financial Reporting
• Minimum Internal Control Measures for Asset Management
• Internal Audit as a Component of Internal Control System
•Fraud Prevention and Detection
• Evaluating Internal Control System in a Bank

CLOSED: Sound Credit Functional Framework Training – Aug 30-31 RBAP Intramuros

SOUND CREDIT FUNCTIONAL FRAMEWORK TRAINING

Date: August 30-31, 2018 (Thu-Fri)
Venue: Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

MR. TITO TIRONES
– Bank & SME  Consultant/Trainer

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 24, 2018.

Course Objectives
1)      To define and elaborate on each step within the credit process
including the persons involved in the process, as well as the duties and
responsibilities of each.
2)       To provide guidelines in the effective management of each credit
process; mindful of the risk Involved in order to provide mitigants and
controls.
3)      To identify the strengths and weaknesses of the credit approval and
monitoring process

Seminar Methodologies
Lecture, Discussions, and Workshop

Expected Participants
President, BOD Director, Branch Managers, Loan Officers, Account Officers,
Appraisers, Sales Officers, ROPA Managers

Day 1

I.Credit Policy Principles
II.Credit Principles
III.General Lending Guidelines
IV.Credit Initiation
•       Target Market Definition
•       Solicitations
•       Roles and responsibilities of the Account/Lending Officer
•       Guiding Principles
V. Credit (pre-approval) evaluation
* Stages
*Roles and responsibilities
– Account/Lending Officer
-Credit Evaluation Officer
-Credit Investigator
-Credit Appraiser
*Guiding Principles
-KYC
-Financial Statement Analysis
-ICRRS
-Acceptable Collateral
-Documentary Requirements
-Credit Investigation
-Collateral

Day 2

1. Loan Packaging
*Stages
*Roles and Responsibilities of the Account Officer
*General Types of Loans
*Important Elements in the Credit Proposal
*Loan Valuation
*Pricing the Credit
*Guiding Principles
*Contents of a Credit Proposal

II. Documentation
III. Credit Approval
IV. Loan Disbursement
V. Credit Administration and Monitoring
V. Interactive Workshop – Applying Controls in Each Credit Phase

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Download Confirmation Sheet

Managing IT Outsourcing Requirements & Risk – Sept 20-21-RBAP Intramuros

MANAGING IT OUTSOURCING REQUIREMENTS & RISK TRAINING

Date: Sept. 20-21, 2018 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Mr. Rene B. Hapitan, CFA
Bank Executive Officer, Trainer Consultant – Risk Mgmnt, Strategic
Marketing and General Business Mgmnt.

SEMINAR FEE
1. For Member –  P4,800 /per person
2. Non-Member/Delinquent –   P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Sept 14, 2018.

Course Objectives
*Understand the difference between IT risk and inherent business risk.
*Increase awareness of regulatory compliance for technology outsourcing,
infrastructure, security and managed services.
* Develop IT monitoring activities that will incorporate project
management, change management and business continuity.
*Consolidate understand in terms of having a solid Service Level Agreement.
*Develop a framework to analyze and select from several providers.

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      The information Technology landscape for the Financial Services Industry.
•       The Global and Local outlook for IT in the Financial Services
•       Starting blocks of Analysis: What is the Procurement Standard
•       IT Risks and Business Risks
•       Best practices on IT and IT outsourcing

Activity: Where is the Customer in Automation

B.      Demystifying IT Outsourcing and Procurement

*How to Understand IT outsourcing from Non-Technical Perspective.
* Who is the User?

* Different Tools to Analyze Outsourcing Requirements
* Summary of BSP Regulations
– Cir. 488 series 2005
-Cir. 808 Guidelines of IT Risk
– Cir. 488 series 2005
-Cir. 808 Guidelines of IT Risk
-Cir. 808 Guidelines of IT Risk Mgnt
-Cir. 899 –Guidelines on Outsourcing
-Cir 900 –Operational Risk Mgnt

Activity: Who is the End User?

C. IT Outsourcing as Part of the Capital Budgeting/Expenditure Process.
D. Issues and Concerns.
E. Plenary presentation and Critique.
F. Next Steps: Essential Take-Aways

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Download Confirmation Sheet

 

CLOSED: Internal Audit Training – A Practical Approach – August 10-11, 2018 – Bayanihan Hall

INTERNAL AUDIT TRAINING (A Practical Approach)

Date: Aug 10-11, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member –  P3,800 /person
2. Non-Member/Delinquent –  P4,200 /person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:   August 03, 2018

Course Objectives

1) To recognize and emphasize the importance of control points/processes.
a.  Learn practical applications of audit and internal control
procedures.
b. Identify and be able to implement key infrastructure policies,
procedures and processes.
2) To meet BSP’s expectation on bank’s internal audit department
3) To complement risk based auditing

Expected Participants
Internal Auditor, Bookkeeper, Compliance Officer, Risk Management
Committee –Director, President, Branch Managers

Course Outline
Overview of the principles
A.   BSP expectations relevant to the internal audit function
1. The internal audit function (BSP 499 s.2005)
2. Key features of the internal audit function
3. Qualification Standards of the Internal Auditor
4.    Scope of activity
5. Corporate governance considerations
6.    The internal audit charter
B.   International Standards for the Professional Practice of Internal
Auditing (Standards)
C.   Definition of Internal Auditing
D.   Code of Ethics
E.    Development of Internal Audit Strategic Plan
F.    Difference between Internal and External audit
G.   Managing the Internal Audit Department
H.   Audit Objectives and the Audit Process
I.      Planning the Audit
a.    Introduction
b.    Preliminary Survey
c.    Development of an overall audit plan
d.    Co-coordinating the work to be performed
J.     Establishing the Degree of Reliance on Internal Control
a.    Introduction
b.    Identifying, documenting and testing control procedures
c.    Examples of controls
d.    Inherent limitations of internal control
e.    Considering the influence of environmental factors
f.     Determining the nature, timing and extent of substantive tests
K.   Performing Substantive Procedures
a. Audit Techniques
b. Specific substantive procedure consideration
L.   Communicating Results
a. Audit Findings
b. Audit Report
K.   Monitoring

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CLOSED: Liquidity Risk & Stress Test Training – Aug 03-04, 2018 in Bayanihan Hall

LIQUIDITY RISK MANAGEMENT  AND STRESS TESTING TRAINING

Course Objectives
Liquidity Risk Management and Stress Testing are key components for
managing risk of strategic initiatives a bank.  It is imperative for banks
to understand the results of a stress test and evaluate strategic
initiatives to help offset the potential impact by optimizing
risk-weighted assets and capital usage. BSP Circular 989 and Cir . 981

*Understand liquidity risk management and stress testing.
* Identify and assess business vulnerabilities and gain valuable insights
on implications of plausible stresses within the bank’s portfolio
*Learn to embed risks in strategy, budget and capital planning

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer, Head- I.T.
Department and Head – Human Resource Management

Course Outline

A.      Liquidity Risk Management
•       Liquidity Risk Management Framework
•       Liquidity Risk Management Process
•       Intraday Liquidity Risk Management
•       Foreign Currency Liquidity Management
•       Intragroup LRM
B.      Stress Testing Framework   and Responsibilities
1.      Design
2.      Methodologies
3.      Severity of Stress Events
4.      Portfolio, Individual Risk and Institutional-wide-Stress Testing
5.      Impact Assessment
6.      Independent Review of Stress Testing

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CLOSED: Strategic Human Resource Management – July 27-28, 2018 in Gov. Licaros Hall

STRATEGIC HUMAN RESOURCE MANAGEMENT

Date: July 27-28, 2018 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MS. OLIMPIA N. CRUZ, RMO
Bank Officer – Risk Management, Consultant  for bank’s HRM, Trainer

SEMINAR FEE
1. Member – P3,800 / pax
2. Non-Member/Delinquent –  P4,200 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,900.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  July 23, 2018.

Course Objectives

The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.

1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study

Course Outline

Day 1 –Human Resource Management Background

1. Human Resource Planning   – definition and scope of HR Planning
A. Job Analysis and Job Design
B.  Review of Current Manpower Supply

2.  Recruitment and Selection
A. Sources of qualified personnel
B.  Recruiting Methods and Process I.

3.Competency Framework Development
A. Competency Framework Milestone
B.  Classification of Competencies
C. Setting proficiency levels

4. Training and Development
A. Factors affecting training outcomes
B. Talent management for smaller organizations: challenges and advantages

5. Performance Management
A Performance Management   Cycle
B. Link with other HR functions
Day 2 –Rewards Management

1.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
A. Managing HR related Risks
B.  Elements of HR governance in managing HR risks
C. HR Communications

5.  Organization Development: Managing Change
A. Effective management of change

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Download Confirmation Sheet

CLOSED: Cash Flow Statement – Understanding & Analyzing – Jul 21, 2018 -PhilTown Hotel CDO

Course Title:     Cash Flow Statement – Understanding, Interpreting, and
Analyzing
Venue:     Philtown Hotel, Cagayan de Oro City
Schedule:     July 21, 2018 (Saturday)
Duration:     1 day (8:30AM-5:00PM)
Resource Person:   Ms. Belle Noreen Castillo–Estrada, CPA – CFO,
Bank Manager –Account Management /Treasury
and Faculty Member

COURSE OBJECTIVES

1.      To emphasize the primary purpose of the Cash Flow Statement.

2.      To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.

3.      To help the participants understand and interpret the Cash Flow
Statement.

4.   To be able to use the Cash Flow Statement to evaluate a company.
COURSE OUTLINE:

I.      PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.      Answer the basic questions:
i.      Where did the cash come from during the period?
ii.     What was the cash used for during the period?
iii.    What was the change in the cash balance during the period?

B.      Illustrate the Types of Cash Inflows and Outflows under:
i.      Operating Activities
ii.     Investing Activities
iii.    Financing Activities

II.     DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.      Discuss the different methods in preparing the Cash Flow Statement

B.      Enumerate the data needed to prepare the Cash Flow Statement:
i.      Comparative Balance Sheet (current year and previous year)
ii.     Income Statement for the period
iii.    Other transactions that affect how the cash was provided or used
during the period

C.      Discuss the steps in preparing a Cash Flow Statement

III.    HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.      Discuss the various ratios as a tool to analyze a company.
i.      Assessing Liquidity, Solvency, and Profitability using Cash Flow
Statement
B.      What is free cash flow?

IV.     VARIOUS EXERCISES

In this connection, we would like to enjoin rural banks to send their Loan
Officers, Remedial & Credit Officers, Branch Managers, President,
Directors  to attend the seminar.

Registration fee per participant:

a)      Two Thousand Seven Hundred Pesos only (P2,700.00) on or before June 29,
2018 (Early Bird Rate)
b)      Three Thousand Pesos Only (P3,000.00) after June 29, 2018.
c)      Registration will cover meals (2 snacks and lunch) per day

Expenses incurred to and from venue and accommodation should be borne by
the participants.

For your reservations, kindly submit to us the following not later than
July 13, 2018:
1.      Registration form of the participant(s) duly endorsed by the bank’s
authority;
2.      Payments can be remitted to the MOBCI-FRB c/o MINDANAO CONSOLIDATED
COOPERATIVE BANK bank account Land Bank of The Philippines (LBP) Savings
Account Number- 2412-0000-67. Proof of payment (i.e., deposit slip) should
be sent immediately to MOBCI-FRB via e-mail (khrielkimura@gmail.com) for
verification. For check payments, check should be payable to
MOBCI-Federation of Rural Banks;

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to fifty (50)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservation, please call: 0915-712-1915/ 088-856-1550 and look
for Ms. Jaelemmor Khriel Kimura, the MOBCI-FRB recording secretary.

Participants who have paid but fail to show up for the seminar will only
be entitled to a rebate of 50% of the total registration fee. This is a
live-out seminar.

Thank you very much!

Mr. Wilner A. Palacios
President, MOBCI-FRB

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CLOSED: Sound Credit Functional Framework Training – Jul 19-20, 2018 – PhilTown Hotel CDO

Course Title:        Sound Credit Functional Framework Training
Venue:     Philtown Hotel, Cagayan de Oro City
Schedule:      July 19-20, 2018 (Thursday–Friday)
Duration:      2 days (8:30AM-5:00PM)
Resource Person:   MR. TITO TIRONES, Bank & SME Consultant/Trainer

COURSE OBJECTIVES

1)      To define and elaborate on each step within the credit process
including the persons involved in the process, as well as the duties and
responsibilities of each.

2)      To provide guidelines in the effective management of each credit
process; mindful of the risk Involved in order to provide mitigants and
controls.

3)      To identify the strengths and weaknesses of the credit approval and
monitoring process

SEMINAR METHODOLOGIES
Lecture, Discussions, and Workshop

COURSE OUTLINE:

DAY 1
I.Credit Policy Principles
II.Credit Principles
III.General Lending Guidelines
IV.Credit Initiation
• Target Market Definition
• Solicitations
• Roles and responsibilities of the Account/Lending Officer
• Guiding Principles
V. Credit (pre-approval) evaluation
•       Stages
•       Roles and responsibilities
–Account/Lending Officer
Credit Evaluation Officer
Credit Investigator
Credit Appraiser
•       Guiding Principles
•       -KYC
•       -Financial Statement Analysis
•       -ICRRS
•       -Acceptable Collateral
•       -Documentary Requirements
•       –Credit Investigation
•       -Collateral

DAY 2
I. Loan Packaging
*Stages
*Roles and Responsibilities of the Account Officer
*General Types of Loans
*Important Elements in the Credit Proposal
*Loan Valuation
*Pricing the Credit
*Guiding Principles
*Contents of a Credit Proposal
II. Documentation
III. Credit Approval
IV. Loan Disbursement
V. Credit Administration and Monitoring
V. Interactive Workshop – Applying Controls in Each Credit Phase

In this connection, we would like to enjoin rural banks to send their
President, BODirector, Branch Managers, Loan Officers, Account Officers,
Appraisers, Sales Officers, ROPA Managers to attend the seminar.

Registration fee per participant:

a)      Five Thousand Pesos only (P5,000.00) on or before June 29, 2018 (Early
Bird Rate)
b)      Five Thousand Five Hundred Pesos Only (P5,500.00) after June 29, 2018.
c)      Registration will cover meals (2 snacks and lunch) per day

Expenses incurred to and from venue and accommodation should be borne by
the participants.

For your reservations, kindly submit to us the following not later than
July 13, 2018:
1.      Registration form of the participant(s) duly endorsed by the bank’s
authority;
2.      Payments can be remitted to the MOBCI-FRB c/o MINDANAO CONSOLIDATED
COOPERATIVE BANK bank account Land Bank of The Philippines (LBP) Savings
Account Number- 2412-0000-67. Proof of payment (i.e., deposit slip) should
be sent immediately to MOBCI-FRB via e-mail (khrielkimura@gmail.com) for
verification. For check payments, check should be payable to
MOBCI-Federation of Rural Banks;

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to fifty (50)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservation, please call: 0915-712-1915/ 088-856-1550 and look
for Ms. Jaelemmor Khriel Kimura, the MOBCI-FRB recording secretary.

Participants who have paid but fail to show up for the seminar will only
be entitled to a rebate of 50% of the total registration fee. This is a
live-out seminar.

Thank you very much!

Mr. Wilner A. Palacios
President, MOBCI-FRB

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CLOSED: Compliance Officer’s Development Training – July 05-06 2018 in Bayanihan Hall

COMPLIANCE OFFICER’S DEVELOPMENT TRAINING

Course Overview & Objective:

Subsection X180 of the MORB stated that BSP Supervised Financial
Institutions  are required to establish a dynamic and responsive
compliance risk management system, which should also be part of the
culture and risk governance framework of the Banks.

1. To guide the banks in adhering to all applicable and related laws
issued by the regulatory bodies (BSP, PDIC, BIR, SEC, etc.)
2. To ensure that Banks comply with the provision of BSP Cir. 972 by
reviewing/ improving their existing compliance program/manual and make
them adequate in every aspect;
3. To discuss the Chief Compliance Officers with their role in compliance
risk management system, particularly in preparation of compliance program
and testing activities.

Course Outline

First Day
Brief Discussion of BSP Circulars on Compliance ( 598, 747 and 972)
Compliance Risk Management
Compliance Function
Compliance Program
Duties and responsibilities of the Chief Compliance Officer
Organizational Structure
Responsibilities of the Board and Senior Management
MORB Awareness

Second Day

The Compliance Matrix
Compliance Testing
Reporting of the results of Compliance Testing
Compliance Tracking (validation)
Review and understanding relevant BSP Circulars from 2014 to present:
Cir. 854  Minimum Capitalization of Banks
Cir. 855 Guidelines on Sound Credit Risk Management
Cir. 857 Financial Consumer Protection
Cir. 871  Internal Control and Internal Approval
Cir. 887 Election/Appointment of Directors/Officers
Cir. 897  Related Party Transactions
Cir. 900  Operational Risk Management
Cir. 911 Annual Audit Report
Cir. 928  Fees onRetail Bank Products/Services and Dormant Deposit Accounts
Cir. 950 Amendments to Part 8 or the Anti-Money Laundering Regulations of
MORB
Cir. 951 Guidelines on Business Continuity Management
Cir. 956 Amendments to the Guidelines on the submission of Annual Reports
and the Sanctions to be imposed for Non-disclosure of relevant
information.
Cir. 963 Bank responsibility for the generation and timely submission of
Required Reports
Cir. 969 Enhanced Corporate Governance for BSP Supervised Financial
Institutions

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Download Confirmation Sheet

REGISTRATION CLOSED: BSP Cir 941 & 963 Briefing – July 05-06 – Hotel Elizabeth-Baguio

Briefing on BSP Circulars
No. 941 (Amendments to the Regulations on Past Due and Non-Performing Loans)
and
No. 963 (Bank Responsibility for the Generation and Timely Submission of
Required Reports to the BSP)

Date: July 05-06, 2018  (Thu-Fri)
Venue:
The Hotel Elizabeth -Baguio
#1. J. Felipe St., Baguio, Benguet

Time: 8:30am to 4:00pm

Resource Persons:

Mr. Junell Aian Castaneda
BO-V, Examination Dept. III
and
Ms. Marilou Fabiana
Acting Manager , SDC
of  the Bangko Sentral ng Pilipinas

Seminar Fee:
1. Regular Rate – P2,900.00
2. Non-Member/Delinquent – P3,300

Mode of Payment
•       A Non-Refundable commitment fee of P1,500.00 per participant.
•       Bank account (LBP – Intramuros Branch Savings Account: RBRDFI
•       Savings Account Number 0012-1046-26).
•       Proof of payment fax to (02) 527-2980.
•       Check payments, should be payable to (RBRDFI).

Seminar Methodologies
Lecture and Discussions

Expected Participants
President, Director, Credit Risk Officer Compliance Officer, Loan Officer,
and Branch Manager

Topics/Coverage:

DAY 1

I.   Rationale for the Issuance of Circular Nos. 855 and 941
II.  Key Changes
III. Overview of Sound Credit Risk
Management Practices, with specific focus on:
a) Credit Granting Process (Credit Grading/Scoring System)
b) Loan Loss Methodology for Retail/Homogenous Loans

IV.  Redefinition of Past Due and Non-Performing Loans (Credit Workout)

DAY 2

I.  Rationale for the Issuance of Circular No. (963)
II. Context Setting – use of information received by the BSP through
prescribed reports.
III. Overall Framework of Operational Risk Management under Circular 900
IV. Current Issues and Challenges
V. Circular 963 Proper
VI. Open Forum

***NOTE***
Those who prepare and approve BSP reportorial are highly encouraged to
participate

 Download Circular

CLOSED: BSP Cir 941 & 963 Briefing – June 21-22, 2018 – Crown Hotel- Naga City

Briefing on BSP Circulars
No. 941 (Amendments to the Regulations on Past Due and Non-Performing Loans)
and
No. 963 (Bank Responsibility for the Generation and Timely Submission of
Required Reports to the BSP)

Date: June 21-22, 2018  (Thu-Fri)
Venue:
Crown Hotel -Naga
#P. Burgos St., Naga City

Time: 8:30am to 4:00pm

Resource Persons:

Ms. Ching Garcia
Dep. Directory, Examination Dept. III
and
Ms. Katrina Constantino
SE Specialist , SDC
of  the Bangko Sentral ng Pilipinas

Seminar Fee:
1. Regular Rate – P2,700.00
2. Non-Member/Delinquent – P3,200

Mode of Payment
•       A Non-Refundable commitment fee of P1,500.00 per participant.
•       Bank account (LBP – Intramuros Branch Savings Account: RBRDFI
•       Savings Account Number 0012-1046-26).
•       Proof of payment fax to (02) 527-2980.
•       Check payments, should be payable to (RBRDFI).

Seminar Methodologies
Lecture and Discussions

Expected Participants
President, Director, Credit Risk Officer Compliance Officer, Loan Officer,
and Branch Manager

Topics/Coverage:

DAY 1

I.    Rationale for the Issuance of Circular Nos. 855 and 941
II.   Key Changes
III.  Overview of Sound Credit Risk
Management Practices, with specific focus on:
a)  Credit Granting Process (Credit Grading/Scoring System)
b) Loan Loss Methodology for Retail/Homogenous Loans

IV. Redefinition of Past Due and Non-Performing Loans (Credit Workout)

DAY 2

I.      Rationale for the Issuance of Circular No. (963)
II.     Context Setting – use of information received by the BSP through
prescribed reports.
III.    Overall Framework of Operational Risk Management under Circular 900
IV.     Current Issues and Challenges
V.      Circular 963 Proper
VI.     Open Forum

***NOTE***  Those who prepares and approves BSP reports are encouraged to
participate.

 Download Circular

SPEAKERS’ PRESENTATION – RBAP 65TH ANNUAL NATIONAL CONVENTION AND GENERAL MEMBERSHIP MEETING

DAY 1

  1. Sec. Carlos Dominguez – DOF
  2. Mr. Jose Recon Tano – BSP
  3. Ms. Pia Tayag – BSP
  4. Mr. Melvin Abanto – SB Corp
  5. Sec. Manny Pinol – DA

DAY 2

  1. Ms. Maribel Ramos Deloso – RB Bayombong
  2. Byaheng RBAP Launch – Giovanni Gabriento
  3. Mr. Roberto Tan – PDIC
  4. Ms. Gay Santos – IFC
  5. Ms.Edna Atienza – AGFP
  6. Mr. Frank Lloyd Gonzaga – HGC