Basic Corporate Governance for Bank Directors – Aug 28-29 in RBAP Intramuros

BASIC CORPORATE GOVERNANCE FOR BANK DIRECTORS SEMINAR-WORKSHOP

Date: Aug 28-29, 2019 (Wed-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

SEMINAR FEE
1. Member – P6,200 / pax
2. Non-Member/Delinquent – P6,700 / pax

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P3,200.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers, Stockholders &
Compliance Officers

DEADLINE TO SUBMIT REGISTRATION: Aug 20, 2019

Course Objectives
1 Pursuant to the following BSP Circulars
a)        Cir. No. 296 prescribing the minimum qualifications of a bank
director,
b)        Circulars No. 749 and 969 enhanced Corporate Governance sets new
guidelines in Financial Institutions”.
To gain comprehensive understanding of:
a.  the principles of Good Corporate Governance;
b.  understand the value of their roles in promoting it in respective
financial institutions; and
c.  its significance in maintaining the stability of the financial
system.

Course Outline

I. Concepts & Theory
Overview of Good Corporate Governance
a. Definition
b.  Importance of Good Corporate
Governance in the Financial System
c.   Role of Stakeholders
II. Board’s Qualifications
II. Board’s Overall Responsibilities
III. Board’s Own Structures and Practices
IV. Senior Management
V. Governance of Group Structures
a.Governance for Family-owned Banks
b.Shareholder Activism
IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
a.Internal Control
b.External Control
IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII.  Role of Supervisors
XIV.  Group Case Studies & Discussions

ONLINE REGISTRATION
https://forms.gle/mjvkEWJ2cia3Xf1q6

Risk-Based Audit Methodology Seminar – Sept 27 -28 in RBAP Intramuros

RISK BASED AUDIT METHODOLOGY SEMINAR

Date: Sept 27-28, 2019 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance
Validator for Internal Audit Activity

SEMINAR FEE
1. For Member  – P5,000 /person
2. Non-Member/Delinquent – P5,500/person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: Sept 20, 2019.

I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology

Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
 Strategic Plans and Programs
 Mission/Vision Statement (if any)
 Organizational Structure
 Manual of Operation
 Latest BSP Results of Examination
 Latest Audited Financial Statement

Course Outline

 Why adopt risk-based audit methodology?
 What is a risk-based audit methodology?
 International Professional Practice Framework on Internal
Auditing (Definition, Code of Ethics, Intl. Standard Professional Practice
on Internal Auditing)
 BSP’s requirement on Internal Audit Function vis-à-vis Nature of
Work of Internal Audit Activity based on ISPPIA
 Governance, risk management and controls
 COSO Internal Control Framework
 Strategic Planning
 Engagement Planning
 Performing the Engagement
 Communicating Results
 Monitoring Progress

ONLINE REGISTRATION:
https://forms.gle/Upf5yvaLpsjFM7iW7

Compliance Officers Development Training – Sept 13 -14 in RBAP Intramuros

COMPLIANCE OFFICER’S DEVELOPMENT TRAINING

Date: Sept. 13-14, 2019 (Fri.-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Nomer Crisostomo, CPA
Internal Auditor, Chief Compliance Officer, Consultant/ Trainer and
Entrepreneur

SEMINAR FEE
1.For Member only – P4,800 /person
2.Non-Member/Delinquent – P5,300 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Senior, President, & Middle Level Officers /  Internal
Auditors

DEADLINE TO SUBMIT REGISTRATION: September 06, 2019.

Course Overview & Objective:
Subsection X180 of the MORB stated that BSP Supervised Financial
Institutions are required to establish a dynamic and responsive compliance
risk management system, which should also be part of the culture and risk
governance framework of the Banks.

1. To guide the banks in adhering to all applicable and related laws
issued by the regulatory bodies (BSP, PDIC, BIR, SEC, etc.)
2. To ensure that Banks comply with the provision of BSP Cir 972 by
reviewing/ improving their existing compliance program/manual and make
them adequate in every aspect;
3. To guide the Chief Compliance Officers with their role in the
compliance risk management system, particularly on the preparation of
complianceprogram.

Course Outline
First Day

Brief Discussion of BSP Cirs. 598,747, 972
Compliance Risk Management
Compliance Function
Compliance Program
Organizational structure
Duties and responsibilities of the
Chief Compliance Officer
Board and Senior Management
Oversight Procedures to ensure
integrity and accuracy of
documentary submission
Corrective Processes

Responsibilities of Board and Senior Management
MORB Awareness
Plans and Programs of the Compliance OfficerSecond Day

The Compliance Matrix
Compliance Testing
Reporting of the results of Compliance Testing
Compliance Tracking (validation)
Review and understanding relevant BSP Circulars from 2014 to present:
Cir. 854  Minimum Capitalization of Banks
Cir. 855 Guidelines on Sound Credit Risk Management
Cir. 857 Financial Consumer Protection
Cir. 871  Internal Control and Internal Approval
Cir. 897 Related Party Transactions
Cir. 900  Operational Risk Management
Cir. 911 Annual Audit Report
Cir. 928  Fees onRetail Bank Products/Services and Dormant Deposit Accounts
Cir. 932 Establishments/Relocaion/Voluntary Closure/Sale of Branches
Cir. 950  Amendments to Part 8 – Anti-Money Laundering Regulations of MORB

BSP General Examination Preparation
Chief Compliance Officer as AML Compliance Officer

ONLINE REGISTRATION
https://forms.gle/vAcJc3WeXScF5wsw5

Credit Investigation Seminar – Sept 12 – RBAP Intramuros

CREDIT INVESTIGATION SEMINAR

Date: Sept 12, 2019 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member –  P3,500/per person
2. Non-Member/Delinquent –   P4,000 / per person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: September 03, 2019

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline
I. Introduction to Credit
II. Definition of Credit
III. The Credit Process
IV. Importance of Credit
V. Types of Credit
VI. The 5 C’s of Credit and definition of each
VII. The Credit Evaluation and Analysis
VIII. The Credit Evaluator
IX. Credit Investigation as Defined
X. The Credit Investigator
XI. Objectives of Credit Investigation
XII. Sources Of Credit Information
XIII.Ways of Gathering Credit Information
XIV. Different Types of Credit Investigation
XV. Credit Investigation on Individual
XVI. Credit Investigation on Business / Corporation
XVII. Negative Checking (CMAP / NFIS)
XVIII.Bank Checking (BAP member and non-BAP member banks)
XIX.Field Checking & Different Types of Field Checking

ONLINE REGISTRATION:
https://forms.gle/geA1kDEYzNdvn1JdA

Credit & Collection Seminar – Sept 13 – RBAP Intramuros

CREDIT & COLLECTION SEMINAR

Date: Sept. 13, 2019 (Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

SEMINAR FEE
1. For Member only P3,500
2. Non-Member/Delinquent – P4,000

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Head of Credit, Loan Officer, Microfinance Officer, Credit, Billing and
Collection Supervisors and Managers, Finance Officers and CIs

DEADLINE TO SUBMIT
REGISTRATION:  Sept. 06, 2019.

Overview
An efficient Credit & Collection Team improves asset quality and realizes
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
•Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
•Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
•Be able to minimize risk in granting credit
•What to look at in evaluating credit application
•Know the Key Result Areas of Credit and Collection
•Avoid loop holes in implementing Legal Remedies
•Know the appropriate Legal Remedy for a particular portfolio
•Know the Best Practices in Credit and Collection

Course Outline

1) Highlights of Data Privacy Act of 2012
d)Relevance of DPA to Businesses
e)As to what kind of data DPA applies
f)Processing of personal information

2) Credit Management
a)Nature of Credit
b)Importance of Credit and Collection
c)Six Cs of Credit/Basis of Granting Credit
d)Know Your Client
e)Importance of Credit Evaluation
f)How to evaluate credit worthiness

3) Concept of Collection Management
a)Basis of collection
b) Pre-delinquency activities
c)Minimum collection activities
a)Bucketing your receivables
b)Tele collection techniques
c)Demand Letter Essential Contents

4) Legal Remedies
a)Legal vs Remedial Management
b)BSP Ci 454-2004 -unfair collection practices act

•Case studies – workshop

ONLINE REGISTRATION
https://forms.gle/39CffUej9B9TMQSt7

Advanced Corporate Governance Seminar – Sept 18-20 in RBAP Intramuros

August 05, 2019

Dear Rural Bankers:

The Rural Bankers Research and Development Foundation Inc.(RBRDFI), in
partnership with the Institute of Corporate Directors(ICD) and the
Countryside Financial Institutions Enhancement Program(CFIEP), is pleased
to invite you to participate in the Advance Corporate Governance
Course(Professional Directors Program for Rural Banks)which will be held
on September 18-20, 2019(Wednesday to Friday) at Gov. Licaros Hall, RBAP
Bldg., Intramuros, Manila.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why
rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of
their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page
overview of the course.

Registration Fee with RBRDFI (negotiated cost of RBRDFI)
Php 14,900.00
ICD Public Seminars Cost   PhP 70,000++ individually
Subsidy from CFIEP         Php 10,483.20
Actual Seminar Cost        Php4,416.80
(After the CFIEP subsidy, for 3days seminar, inclusive of the manual,
workshop materials and meals (two snack/s and lunch) for the duration of
the seminar)

1.Will be granted to only one (1) qualified participant of each RB who
will be able to complete all the sessions for three (3) days.
2.The refund will be deposited to the RB, three (3) weeks after the seminar.
3.Subsidy may be availed by those who have not participated in the ACGC in
2017-2018.

As a course pre-requisite, all participants must have completed at least
the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your
certificate of completion of the required course must be submitted to
RBRDFI upon registration.

Register thru this link-

https://forms.gle/6MyQjXMbdHQAnREz6 (Google Form)

Payment must be deposited through RBRDFI Land Bank of the Philippines
(Intramuros Branch) Savings Account Number 0012-1046-26 on or before
September 11, 2019 (Wednesday). Should you have questions or concerns, you
may email Ms. Grace Estira (gracedestira@gmail.com)or call (02) 5272972 /
0917-871-3509.

We’re looking forward to your active participation. Thank you.

Bank Security & Protection Training – Sept 05 -06 in RBAP Intramuros

BANK SECURITY & PROTECTION TRAINING

Date: Sept. 05-06, 2019 (Thu.-Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Jason A. Domingo Intelligence Officer ¡VII of NBI,
Trainer and Consultant for Banks Safety & Security Program

SEMINAR FEE
1. For Member  – P4,800 /person
2. Non-Member/Delinquent ¡VP5,300/person

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
To reserve slot, a Non-Refundable commitment fee of P2,400.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP ¡V Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 30, 2019.

I. Objectives
For the participants to learn the Common Security Service Provision as
provided in the Manual of Bank Regulations (MORB) as amended in BSP
Circular No. 823, series of 2014. 


1. Overview of the varied security concepts.
2. Provide participants a rounded picture of the
risk and entity or corporation such as bank faces and how to properly
conduct risk assessment and analysis through the physical examination of a
facility and its operation.
3. Explain the minimum qualifications for a Bank Security Officer and
a security consultant relative to the implementation of a comprehensive
Bank Security Program.
4. Learn a comprehensive Security Assessment
Plan as a basis for the Chief Security Officer in the discharge of his
duties and responsibilities.

EXPECTED PARTICIPANTS
President, Director, Compliance Officer, Risk Management Manager, Chief
Security Officer, HR Manager, Branch Manager

Course Outline
Aspect of Security
a. Definition of Terms
b. Security Hazards
c. Degree of Risks to Security
d. Security Concerns Affecting Rural Bank Operations
e. The Threat
f. Physical Realm: Elements of a Security System
g. Physical Security
h. Human Guards
i. Barriers
j. Lines of Defense
k. Exterior Control Procedures
l. Interior Control Procedures
m. Alarm Systems
n. Security Lighting
o. Documentation and Information Security
p. Personnel Security
q. Protective Safes and Vaults
r. VIP Security

Bank Security Program I
a. Security Survey and Risks Assessment & Analysis
b. Guard System
c. Security Devices
d. Security Planning Considerations

„«Workshop on preparation for the Bank Security Program
„«Open Forum

ONLINE REGISTRATION
https://forms.gle/YrM9KhTYejxhVmo87

Strategic Marketing for Banks -Sept 05 -06 -RBAP Intramuros

STRATEGIC MARKETING FOR BANKS TRAINING

Date: Sept. 05-06, 2019 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Ms. Alice P. Liboon, MAEcon
– Corporate Banker & SME  Consultant/Trainer
Emmanuel Gervacio
– Corporate Banker, Trainer & Consultant

SEMINAR FEE
1. For Member only – P5,300 /person
2. Non-Member/Delinquent – P5,800 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.
Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Senior, President, & Middle Level Officers /  Internal
Auditors

DEADLINE TO SUBMIT REGISTRATION:September 06, 2019.

Course Overview & Objective:
To establish the rationale, relevance and need for marketing in the
banking environment.
* Marketing of bank products and services; *Market segmentation and target
marketing,
* Client engagement and customer values; *Market strategy, concept and
process

1Appreciate the role of marketing for banks.
2. Learn to do market scanning and target potential accounts.
3. Develop products and services for target customers and improve account
solicitation with techniques on winning and retaining clients.
4. Formulate a marketing strategy for the bank’s business and portfolio.

Course Outline

First Day

I.Definition of Marketing; principles and the marketing process.
*Understanding the bank’s market and creating customer value
*Importance of brand image and consideration of niche banking
*Market segmentation and target marketing.
II. Marketing factors (4P’s) and marketing channels;
*Implications for the local banking environment
III.Developing the market mix – impact of the digital age and technology
IV. Financial Service marketing: aspects and challenges
V.  Formulating a customer value-driven marketing strategy

Second Day

VI.Client prospecting, identification, sourcing, and solicitation.
*Synchronizing target market
*Review of existing policies, present portfolio, market segmentation.
*Review of acceptable risks
*Review of existing bank products versus perceived market demands
*Role of pro-active product development
*Set-up budget, income and performance
VII. Sourcing potential accounts
*Mining present database
*Referrals from existing clients
VIII. Building up of potential clients
*Linkages from local industry associations
IX Loan Documentation
X. Case works, role playing

ONLINE REGISTRATION
https://forms.gle/QsGjRga16Ptyrg3s8

Strengthening Internal Control System – Aug 29-30 RBAP Intramuros

STRENGTHENING INTERNAL CONTROL SYSTEM IN RURAL BANKS

Date: Aug 29-30, 2019 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DR. RUFO MENDOZA, CPA External Auditor –Accredited,
Bank Consultant and Professor

SEMINAR FEE
1. For Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
President, Internal Auditor and External Auditors, Branch Managers,
Compliance Officer

DEADLINE TO SUBMIT  REGISTRATION: August 23, 2019

Course Objectives

An effective internal control system helps a bank promote orderly,
economical, efficient, and effective operations. It seeks to safeguard the
bank resources and maintain reliable financial and management data.

1. Explain the nature of internal control and its relationship with risk
and audit and how they drive value for an organization;
2. Discuss the regulatory requirements for internal control system in a
rural bank, including the framework, components, and measures and how they
can be implemented in real banking operations;
3. Illustrate the functions, processes, and procedures in the internal
audit services in a rural bank;
4. Describe the nature of fraud and identify applicable measures to
prevent and detect fraudulent activities; and
5. Assess internal control practices and devise workable solutions for
identified internal control weaknesses

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Course Outline

• Understanding the Trilogy of Risk, Control and Audit
• Mapping Internal Controls in the International Landscape
• Five Components of Internal Control System
• Significant Provision of BSP Cir. 871, – Internal Control Framework
for Banks in the Phils.
• Minimum Internal Control Measures for Deposit Taking
• Minimum Internal Control Measures for Lending Operations
• Minimum Internal Control Measures for Fiancial Reporting
• Minimum Internal Control Measures for Asset Management
• Internal Audit as a Component of Internal Control System
•Fraud Prevention and Detection
• Evaluating Internal Control System in a Bank

ONLINE REGISTRATION
https://forms.gle/G745JsAkxh82fvpf6

Basic Course on Tellering – Aug 30 – RBAP Intramuros

BASIC COURSE ON TELLERING

Date: August 30, 2019 (Fri)
Venue: Licaros Hall, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

SEMINAR FEE
1. For Member  – P3,200 /pax
2. Non-Member/Delinquent –   P3,700 /pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 23, 2019.

At the end of the one-day session, participants should be able to:
I. Classify his/her role and identify the main job of his/her position in
conformity with bank rules and regulation.
II. Process transactions proficiently according to par policies and
procedures.
III.  Adhere to established internal control measures in accepting,
sorting, and handling checks and cash

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

I.      The Teller
II.     General Operations of Tellering
III.    Documents on new accounts
IV.     Tellers’ receiving functions
V.      Negotiable Instruments Law
VI.     Tellers’ paying functions
VII.    Customer satisfaction
VIII.    Curtailing frauds and mistakes

ONLINE REGISTRATION
https://forms.gle/J85mzEPwLKB8AdvQ8

Branding Your Rural Bank Through the HR Perspective – Aug 22-23 in RBAP Intramuros

Branding Your Rural Bank Through the HR Perspective

Date: Aug-22-23, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
DENNIS A. ANTENOR
HR Consultant, Facilitator in Quality & Strategic Management

SEMINAR FEE
1. For Member – P4,750/per person
2. Non-Member/Delinquent –  P5,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Expected Participants
HR Managers/Supervisors, Operations Head, General Manager, Branch Manager,
HR Assistant, Administrative Officers, Director & President

DEADLINE TO SUBMIT REGISTRATION:  August 16, 2019.

This Advanced HR program will provide the necessary tools to welcome the
big changes in HR management particularly in the specific field of rural
banking. The entrepreneurial HR person becomes strategic by developing
ways to improve the bottom line through unconventional techniques in
upgrading the competencies of bank employees up to their development as
effective brand ambassadors of the banking business.

Course Objectives
1.Understand the important role of the HR development in the rural banking
business.
2.Provide tools in managing the human capital thru competency building.
3. Learn motivational tools to build entrepreneurial spirit in banking.
4. Strengthen the HR person’s role in change management to achieve
strategic goals of the rural bank.

Course Outline

Day 1
a.  HR as part of the Rural Banking Business
b.  Crafting the Corporate Culture
c.  Formulating Practical Company Policies
*Drafting policies in accordance with BSP regulations and Labor Code

d.  Planning the workforce
• Analyzing personnel needs based on strategic plan.

e.   Planning your Staff
f.    Branding your Rural Bank
g.   Keeping them Abreast with the Banking Industry
h.   Promoting the World of Risk Management

Day 2
a.    Building the entrepreneurial spirit of bank employees
b.    How to Retain Great Employees
c.    Training to Become Hotshot Employees
a.    Discipline & Rewards in the Workplace
b.    Succession Planning in Rural Banking
c.    HR towards BSP Compliance
*Preparing HR requirements in BSP audits

d.  Human Resource Information System
* Lecture and workshop  /exercises

ONLINE REGISTRATION
https://forms.gle/zthJHvRmtC1pmnBL6

Signature Verification Bank Fraud & Forgery Detection -Aug 23 RBAP Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Aug 23, 2019 (Fri)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  – P3,000
2. Non-Member/Delinquent –   P3,500

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,500.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: August 16, 2019.

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.      Handwriting Impressions

i) Manual operation of the hand and the brain
b. Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.    Elements of Fraud
b.      Prevention Techniques
c.      Internal Control System

ONLINE REGISTRATION
https://forms.gle/f8y7ehHodYouEgZ88

Remedial Management Seminar – Aug 15-16 2019 RBAP Intramuros Manila

REMEDIAL MANAGEMENT SEMINAR

Date: Aug. 15-16, 2019  (Thursday -Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P4,600 /person
2. Non-Member/Delinquent –    P5,100 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION: August 10, 2019.

Course Objectives
• The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
• Enable the participants to gain actual and factual lessons in the
conduct of Accounts Remedial Management.
• Provide insight of another possible approach of conducting ARM
• Acquaint in various legal strategies in handling problem accounts
* Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.
Course Outline

DAY 1
a.      General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b.      Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c.      Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I.      Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings

II.     Basic Legal Concepts, Related Laws and Legal Requirements
a.      Dacion en Pago
b.      Restructuring
c.       Rehabilitation
d.      Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e.      Collection Cases
f.      Filing of Criminal Cases

ONLINE REGISTRATION
https://forms.gle/APbGg6SQDA3Ey9aM6

Training Needs Assessment for Microfinance Course

Date : July 05, 2019
To : Rural Bankers / Microfinance Oriented Banks
Re: Invitation to Participate in TNA for Microfinance Course

We are developing capacity building for the Account Officers/Loan
Officers, particularly in the field of microfinance. This Training Needs
Assessment will assist us in designing appropriate learning sessions. To
help us better understand your requirement(s), please take time to answer
the TNA

Click on the link below to begin the survey:

https://forms.gle/5Aiwn2oM123aLgke6

RBRDFI is committed to providing you the best possible learning experience
for current and future offerings. We appreciate to receive your responses
on or before July 19, 2019.

All data collected in this TNA will be processed anonymously and for
learning purposes only

Thank you for your time and support.

Internal Credit Risk Rating System Workshop -Aug 08-09 – RBAP Intramuros

INTERNAL CREDIT RISK RATING SYSTEM WORKSHOP

Date: Aug 08-09, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MA. CRISTINA M. FAROL
Chief Risk Officer, Credit & Trust Officer, Bank Consultant Trainer,

SEMINAR FEE
1. Member –  P4,600/per person
2. Non-Member/Delinquent –    P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT  REGISTRATION: August 02, 2019.

Course Objectives

1.Understand the importance of having an internal credit risk rating
system (ICRRS) to help mitigate inherent credit risks that the Bank is
exposed to from its lending activities.
2.Have an appreciation of how the ICRRS can identify and assess the risk
profile of each borrowing account.
3.Use the ICRRS as a basis of loan approvals for renewals and new loan
accounts overview, as part of the risk controls and mitigation strategies
of the Bank

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• What is Credit Risk? Credit Risk Management
– Credit Culture in the Philippines
-BSP Cir. 855 on the CRR
-Expectations on the Bank’s CRR
-BSP Cir. 941 on Past Due
Rcognition
-New Appendix 18 on Loan Loss
Provisioning

• Introduction of the CRR System
a.Purpose/Function of the CRR
b.Impact to Board Reports
c. Coverage of the CRR
d. Functions of People Involved
e.CRR Components
i. Borrower Risk Rating
ii. Facility Risk Rating
• Credit Review Process
a. Purpose of credit review
b. Stages of Credit Review Process

c. Areas of Consideration in the Credit Review Process
d. Loan Loss Provisioning
e. Credit Review Reporting
f. Credit Review Responsibilities
g. CRR Monitoring and Reporting
h. Ratings Migration

• Guidelines in the Preparation of • Teaser on Financial Statement Analysis
• Sample CRR Templates as Guide for own Bank Formulation
a.Consumer Loans CRR
b.SME/Business Loan CRR
c. Identification of Red Flags
• Sample Simplified Version of CRR Template
a. Consumer Loans
b. SME Loans

ONLINE REGISTRATION
https://forms.gle/Xb7RtJjfEsXQzhbeA