Strengthening Credit Risk Management Seminar-March 25-26, 2012



Dear Fellow Rural Bankers:

As part of the Rural Bankers Association of the Philippines (RBAP)
continuing strategy to strengthen the rural banking industry, the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI), will be
conducting a two (2) days seminar on Strengthening Bank Credit Risk

Course Title:     Strengthening Bank Credit Risk Management

Speaker :	        Ms. Celenita V. Francisco
                        Banker / Bank Consultant / Trainor

Venue:              RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
                        Arzobispo St., Intramuros, Manila

Schedule:          26-27 March 2012 (Monday-Tuesday), 8:30AM -5:00PM

Participants:     Senior & Middle Level Loan Officers / Auditors / Credit and
	                Appraisal Officers, Credit Risk Officers

Course Objective:
1.	To create credit-awareness in the whole bank and to emphasize
risk-based lending and loan portfolio quality as key to bank’s financial
strength and sustainability.

2.	To enhance the competency of loan officers in evaluating business loans
based on risks and lessen their reliance on collaterals as the ultimate
measure of granting business to MSMEs enterprises.

3.	To sharpen the tools of credit risk management of banks in order to
comply with risk-based regulatory supervision by BSP.

Course Content

I.    Rationale for the Seminar
II.   Credit Risk and Its Management
III.  The Credit Process
      *Credit Initiation Process
      *Structuring & Packaging
      *Credit Proposal Preparation
      *Credit Approval
      *Load Documentation and Review
      *Loan Implementation and Disbursement
      *Credit Monitoring
IV. Problem Loan Management
V.  Credit Risk Monitoring

Acceptance of reservation is on first come first-served basis; only forty
(40) participants will be accommodated.

Registration Fee:
a)	Four Thousand Five Hundred Pesos only (P4, 500.00) for two (2) days.
b)	Early bird registrants (those who pay the full amount on or before
March 16, 2012 are entitled to a 5% discount or PhP4, 275.00.
c)	Five Thousand Four Hundred Pesos only (P5, 400.00) registration fee for
non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d)	This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:
1.	Deadline for submission of registration is March 23, 2012.
a)	Nomination form of the participant(s) duly endorsed by the bank’s
b) Filled-up Participant’s Profile.
2.	A Non-Refundable commitment fee of P2,250.00 per participant (50% of
the registration fee). Payments can be remitted to the Rural Bankers
Research and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately for
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)

For additional inquiries please contact:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact Numbers: (02) 527-2969, 527-2980; 09178374604; 09178374603;


Thank you.

Download the Participant's Profile Sheet in PDF