FINANCIAL STATEMENT ANALYSIS – A TOOL IN CREDIT DECISION MAKING
Date:
Apr. 05-06, 2018 (Thu.- Fri.)
Venue:
Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer
SEMINAR FEE
1. For Member – P4,400 /person
2. Non-Member/Delinquent – P5,200/person
MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.
Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980
DEADLINE TO SUBMIT REGISTRATION: March 23, 2018.
This course will provide concepts, tools and techniques in analyzing
financial statement. The goal is to assist credit or investment decision
makers on their credit evaluation analysis.
Course Objectives
• General concepts on tools and techniques in financial report analysis
and their application to specific cases
• Recognize the interrelationships among the relationships among the
numbers in the financial statements using spreadsheet template
• Draw intelligent conclusions on the results of financial performance.
Methodologies
The course will use combination of lecture, hands on spreadsheet tutorial,
financial statement preparation and analysis from various sample business
cases
Expected Participants
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers
Course Outline
DAY 1
* General Accounting concepts and principles relevant to financial
analysis.
* Critical areas in evaluating financial statements.
* Understanding financial statements.
* Red flags/Danger signs and how to recognize them.
* Sample FS discussion.
* Techniques used in analyzing financial statements
* General Framework and limitations in analysis
* Financial ratios and their relevance
* Horizontal and vertical analysis
DAY 2
* Financial Statements and their relationships through spreadsheet
exercises.
* Financial Analysis exercises.
* Business Case and Application of Financial Statement Review and analysis
* To gain a solid understanding of financial statements