FOR : ALL PARTICIPATING RURAL BANKS
SUBJ : CREDIT RISK MANAGEMENT TOOLS: BRR and FRR
Dear Fellow Rural Bankers:
As part of the Rural Bankers Association of the Philippines (RBAP)
continuing strategy to strengthen the rural banking industry, the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI), and in joint
partnership with SB Corporation, one the National Government largest
provider of SME development financing and small credit delivery system,
will be conducting two (2) days seminar on:
Course Title: Credit Risk Management Tools
A. Borrowers Risk Rating (BRR) / Facility Risk Rating (FRR) Scorecard
B. Financial Statements: Analysis, Validation and Reconstruction
Speaker : Ms. Celenita V. Francisco
Banker / Bank Consultant / Trainor
Venue: RBAP Conference Room, RBAP Bldg., A. Soriano Ave.,
cor.
Arzobispo St., Intramuros, Manila
Schedule: November 28-29, 2013 (Thursday-Friday), 8:30AM -5:00PM
Participants: Senior & Middle Level Loan Officers / Auditors /
Credit and
Appraisal Officers, Credit Risk Officers
Participants from the trainings: Credit Risk Management for Bank
Directors and Senior Management or Strengthening Bank Credit Risk
Management are encouraged to attend.
Course Objective:
To complete the credit risk management awareness and appreciation of rural bank owners, officers, and staff by their adoption of a risk-based lending technology and best banking practices in credit to address the increasing pressure to expand and diversify their loan portfolio and address fast changing banking regulations.
Course Content
I. Regulatory Basis: BSP Circular 439
II. Refresher Course on Basic Financial Statements (including ratio analysis)
III. Foundational Requisites for Proper Use of the BRR System
IV. Validating, Analyzing and Recasting Financial Statements (including
interview techniques)
V. CAMP Analysis/Borrower Risk Rating (BRR) System
VI. The Borrower Risk Rating
Scorecard: Risk Identification &
Mitigation and Credit Decision Making
VII. The Facility Risk Rating Scorecard (FRR)
VIII. Relationship between Borrower Risk Rating (BRR) and Facility Risk
Rating (FRR)
Only one (1) participant per bank will be covered of reduce a registration fee, since these training courses are on a 50% – 50% cost sharing with the Small Business Corporation.
Acceptance of reservation is on first come, first-served basis; only forty (40) participants will be accommodated.
Registration Fees:
First Representative
a) Two Thousand Two Hundred Fifty Pesos only (P2,250.00)
Succeeding representatives:
Four Thousand Five Hundred Pesos (P4,500.00)
b) Five Thousand Four Hundred Pesos (P5,400.00) for non-member rural banks.
c) This is a live-out seminar. Seminar fee includes snacks, training kit and certificate of attendance.
For your reservations, kindly observe our training policies:
1. Deadline for submission of registration is November 22, 2013.
a) confirmation sheet duly signed by the authorized representative.
2. Payments can be remitted to the Rural Bankers Research and Development Foundation, Inc. bank account (Land Bank of the Philippines – Intramuros Branch Savings Account Number 0012-1046-26). Proof of payment (i.e.,
deposit slip) should be sent immediately for verification at (02) 527-2980. Check payments, should be payable to Rural Bankers Research and Development Foundation, Inc. (RBRDFI)
Download the Confirmation Sheet in PDF