FOR : ALL PARTICIPATING RURAL BANKS SUBJECT : ACCOUNTING FOR NON-ACCOUNTANTS SEMINAR Dear Fellow Rural Bankers: The Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers’ Research and Development Foundation, Inc. (RBRDFI), will conduct a seminar described below as part of its continuing strategy to strengthen the rural banking industry: TOPIC Accounting for Non-Accountants PARTICIPANTS Front Liners, Tellers, Managers, Directors, * any rural bank employee with no finance or banking background DATE AND VENUE March 12-13, 2013 (Tuesday-Wednesday) 2 days (8:30AM-5:00PM) Gov. Licaros Hall, RBAP Bldg., A. Soriano Ave., cor. Arzobispo St., Intramuros, Manila RESOURCE PERSON Daniel Vincent Borja, CPA, MS Finance Academician - UP Diliman/ Bank Trainer / Consultant TRAINING ROAD MAP Day 1 * Framework for Accounting Objectives of Financial Statements Users of Accounting Information Characteristics of Accounting Information Traditional Assumptions *Basic Financial Statements Understanding the Balance Sheet Understanding the Income Statement Understanding the Statement of Cash Flows Elements of Financial Statements TRAINING ROAD MAP Day 2 *Financial Statement Analysis Common size financial statements ROE – Dupont Framework Benchmarking Trend Analysis *Ratio Analysis - CAMELS Rating *Analysis of the Quality of Earnings Registration Fee a) Four Thousand Pesos (P4000.00) Early bird registrants (those who pay the full amount on or before February 22, 2013. Only member banks can avail this early bird registration fee. b) Four Thousand Four Hundred Pesos only (P4, 400.00) after February 22, 2013 c) Five Thousand Two Hundred Eighty Pesos only (P5, 280.00) registration fee for: i. rural banks that are not up-to-date with their membership dues to RBAP ii. non-member rural banks. This is a live-out seminar. Seminar fee includes snacks, training kit and certificate of attendance. Training Policies: 1. Before you deposit the registration fees, book your ticket (airline) and secure accommodations, confirm first with RBAP-RBRDFI your training slot, and wait for RBAP-RBRDFI acknowledgement on such reservation. RBAP-RBRDFI will not be liable for any damage caused by unconfirmed reservation(s). Likewise, once training is FULL, RBAP-RBRDFI has the right to refuse participation or reimbursement on any damage brought by unconfirmed reservations. 2. Deadline for submission of Confirmation Sheet is not later that March 08, 2013. 3. A Non-Refundable commitment fee of P2200.00 per participant (50% of the registration fee). Payments can be remitted to the Rural Bankers Research and Development Foundation, Inc. bank account (Land Bank of the Philippines – Intramuros Branch Savings Account Number 0012-1046-26). Proof of payment (i.e., deposit slip) should be sent immediately verification at (02) 527-2980. Check payments, should be payable to Rural Bankers Research and Development Foundation, Inc. (RBRDFI) 4. Reservation via telephone conversation is accepted. However, Registration Form and commitment fee must be settled 10 days prior the seminar date or March 01, 2013. Otherwise, reservation is considered cancelled. 5. Cancellation Policy: a) 10 days prior the seminar date is entitled for a full refund. b) 3 days prior to the seminar date is entitled for a half refund c) Participants who have paid but fail to show up for the seminar will only be entitled to a rebate of 50% of the total registration fee. d) Special cases (health, accident etc.), with written notice, kindly coordinate with RBRDFI staff for refund procedures and requirements. Please be advised that we accept on a first-come-first-served basis with a manageable level up to thirty (30) participants only. Download the Confirmation Sheet in PDF