Basic Course on Tellering -February 02 2017

Basic Course on Tellering

Date: February 02, 2017 (Thursday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

Seminar Fee:
MEMBER ONLY

  1. Early bird – P2,500 (on or before Jan. 13, 2017)
  2. Regular Rate – P2,800 (After Jan. 13, 2017)

Non-Member/Delinquent – P3,360

Mode of Payment

  • A Non-Refundable commitment fee of P1400.00 per participant.
  • Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
  • Proof of payment fax to (02) 527-2980.
  • Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecturettes, Workshops, Discussions / Best Practices

Expected Participants

Tellers, Account Specialists, Cashiers

Objectives
At the end of the one-day session, participants should be able to:

I. Classify his/her role and identify the main job of his/her position in
conformity with bank rules and regulation.
II. Process transactions proficiently according to par policies and
procedures.
III. Adhere to established internal control measures in accepting,
sorting, and handling checks and cash
IV. Course Outline

  1. The Teller
  2. General Operations of Tellering
  3. Documents on new accounts
  4. Tellers’ receiving functions
  5. Negotiable Instruments Law
  6. Tellers’ paying functions
  7. Customer satisfaction
  8. Curtailing frauds

 

Download File: Basic Course on Tellering Circular

Risk Based Audit Methodology Seminar – Jan 13-14 2017

RISK BASED AUDIT METHODOLOGY

SCHEDULE
Date: Jan. 13-14, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE

  1. For Member only
    a. Early bird – P4,500 (on or before Dec. 29 2016)
    b. Regular Rate – P4,800 (After Dec 29 2016)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: January 09, 2017.

 

Download PDF Files: Risk Based Audit Methodology Seminar Circular and Confirmation Sheet

Corporate Governance Seminar for Bank Directors – Dec. 15-16

FOR : ALL PARTICIPATING RURAL BANKS

SUBJECT : BASIC COURSE ON
CORPORATE GOVERNANCE FOR BANK DIRECTORS

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) is pleased to
announce that it will conduct the seminar-workshop described below as part
of its continuing strategy to strengthen the rural banking industry:

Training Venue

Gov. Licaros Hall, RBAP Bdlg., A. Soriano Ave. cor. Arzobispo, St.,
Intramuros, Manila

Date and Duration

December 15-16, 2016 (Thursday -Friday) 2 days (8:30AM-5:00PM)

Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director must have attended a special seminar for board of directors conducted or
accredited by BSP…That incumbent directors as well as those who will be
elected…must attend said seminar within a period of six (6) months…from
the date of their election,

b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.

Registration Fee
a) For Members Only
Early bird rate of Five Thousand Two Hundred Pesos only (P5, 200.00)/ per
registrant on or before November 18, 2016

b) Five Thousand Eight Hundred Pesos only (P5, 800.00)/ per registrant after
November 18, 2016.

c) Six Thousand Nine Hundred Sixty Pesos only (P6, 960.00).♣
Non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.

 

Download File: Basic Course on Corporate Governance for Bank Directors Circular

Cash Flow Statement – Understanding & Analyzing – Dec 14

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

SCHEDULE
Date: December 14, 2016 (Wed.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE

  1. For Member only
    a. Early bird – P2,300 (on or before Nov. 25)
    b. Regular Rate – P2,700 (After Nov. 25,2016)
  2. Non-Member/Delinquent – P3,000

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,350.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION: Dec. 09, 2016.

Course Objectives

  1. To emphasize the primary purpose of the Cash Flow Statement.
  2. To analyze in detail the relationship between cash and changes in
    assets, liabilities and equity accounts; to allow the participants to
    understand the full integration of the income statement, balance sheet and
    cash flow statement.
  3. To help the participants understand and interpret the Cash Flow Statement.
  4. To be able to use the Cash Flow Statement to evaluate a company.

Course Outline

  1. PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
    A. Answer the basic questions:
    i. Where did the cash come from during the period?
    ii. What was the cash used for during the period?
    iii. What was the change in the cash balance during the period?
    B. Illustrate the Types of Cash Inflows and Outflows under:
    i. Operating Activities
    ii. Investing Activities
    iii. Financing Activities
  2. DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
    A. Discuss the different methods in preparing the Cash Flow Statement
    B. Enumerate the data needed to prepare the Cash Flow Statement:
    i. Comparative Balance Sheet (current year and previous year)
    ii. Income Statement for the period
    iii. Other transactions that affect how the cash was provided or used
    during the period
    C. Discuss the steps in preparing a Cash Flow Statement
  3. HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
    A. Discuss the various ratios as a tool to analyze a company.
    i. Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
    B. What is free cash flow?
  4. VARIOUS EXERCISES

Download file: Cash Flow Statement Circular and Cash Flow Statement Confirmation Sheet

Credit Analysis & Loan Packaging Seminar – Dec 08-09

CREDIT ANALYSIS & LOAN PACKAGING SEMINAR

Date: Dec 08-09, 2016 (Thursday- Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE

  1. For Member only
    a. Early bird – P4,500 (on or before Nov 18)
    b. Regular Rate – P4,800 (After Nov 18. 30)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: Dec 02, 2016.

Course Objectives

  • Understand the lending process cycle
  • Identify relevant criteria to assess credit worthiness
  • Provide theoretical basis for credit principles and process
  • Develop the appropriate loan package based on actual, identified, and
    cash flow analysis.
  • Perform Credit Analysis in reviewing financial statements.
  • Use a common spreadsheet format in analyzing financial statements

Methodologies
The course will be discussed in the point of view of lenders/account
officers and decision makers.We will use a combination of lecture and
workshops. There will be a short lecture, exercises on account
profitability analysis, financial spreadsheet and financial and cash flow
analysis. Writing a credit proposal.

  • Laptop and calculator
  • Sample loan approval ***

Course Outline

DAY 1
➢ Settling the Lending Criteria and eligibility requirements.
➢ Overview of BSP relevant circulars pertaining to credit evaluation.
➢ Guidelines in prescreening the borrower and know the essential
information needed.
➢ Credit Principles
➢ Determination of working capital and project cost estimate.
➢ Lending process flow overview
➢ Types of Credit Facilities
➢ Amortization schedule
➢ Discount versus in arrears interest

DAY 2
a. Account Profitability Analysis
b. Collateral evaluation
c. Financial analysis and cash flow
d. Relevant Ratios
e. Understanding the spreadsheet
f. Standard Line Wording
g. Credit Proposal Format
h. Actual Credit Proposal preparation
for selected accounts.

Summary

  • Stress the importance of having credit policies, procedures and credit
    risk management system in place.
  • Highlighting the BOD role and responsibilities
  • Advises FI to perform GAP Analysis as required by BSP Cir. 855

Download Files: Credit Analysis & Loan Packaging Seminar Circular and Confirmation Sheet

Advanced Course on Property Appraisal – Dec 02-03

Advanced Course on Property Appraisal

Date: Dec 02-03, 2016 (Friday-Saturday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:30pm
Resource Person: Engr. Ferdinand Bocobo
Senior Property Manager, BDO

Seminar Fee

  1. For Member only
    a. Early bird – P4,500 (on or before Nov 11)
    b. Regular Rate – P4,800 (After Nov 11)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

Seminar Methodologies

Lectures & Actual Computations

Expected Participants

Appraisers, CI, Loan Officers, Branch Manager, Credit Risk Officer and
President

Course Outline

PART I: Salient Features of Republic Act 9646

A. Continuing Education Requirements under D.A.O. No. 3 Series of 1999
B. Salient Features if the I.R.R. Of the RESA 9646
C. Overview of the Philippine Valuation Standards (PVS)

PART II: Review of the Sales Comparison and Cost Approach

A. Other Primary Methods of Valuation
a. Valuation by Allocation
b. Valuation by Extraction / Abstraction
c. Valuation by Inferential and Rectification
d. Stripping Method of Valuation
e. Valuation by Plottage and Assemblage
f. Valuation by Averaging
g. Ground Rent Capitalization
h. Valuation by Discounted Cash Flow

B. Income Approach
a. Land Residual Technique
b. Building Residual Technique
c. Property Residual Technique

C. Hypothetical Subdivision Development Technique

PART III: Sample Problems

Download File: Advanced Course on Property Appraisal Circular and Confirmation Sheet

Compliance Mgmnt System Assessment – Nov. 17-18

Compliance Management System Assessment

Date: Nov. 17-18, 2016 (Thurs. – Friday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Mr. Diego B. Ledda, Jr.
Trainer/Consultant -Management
& Financial Consultancy Services

Seminar Fee

  1. For Member only
    a. Early bird – P5,000 (on or before Oct. 21)
    b. Regular Rate – P5,400 (After Nov. 21)
  2. Non-Member/Delinquent – P6,480

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,800.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

LEARNING OBJECTIVES
 The seminar is intended to provide guidelines on the tasks,
duties and responsibilities of Compliance Committee Members (Directors)
and Compliance Officers to Bank Management and regulatory bodies, such as;
the BSP, SEC, DOLE, BIR, etc.
 To come up with Evaluation and Assessment Tools and reports
related to the bank’s structure and operations.
 To serve as guide in preparation of Compliance Program.
 To serve as guide in preparation of Compliance Monitoring Report.
 To learn how to prepare Stress Testing for Loans; and Business
Continuity Plan (BCP) & Disaster Recovery Plan (DRP)
 To learn to assess BOD, Directors, Committees, etc.

EXPECTED PARTICIPANTS

Compliance Officer, President, Director, Branch Manager, Internal Auditor,
Credit Risk Officer, and IT Audit

COURSE OUTLINE

DAY 1

A. Introduction
a. Business Risks Affecting Capital and Earnings
b. Rationale and Elements of Compliance System
c. Basis of Mandating Compliance Review System
d. Corporate Policy Framework

B. General Purpose of Compliance Function
a. Compliance Functions for Rural Banks
b. Oversight Functions
c. Sample Compliance Structure of Complex and Simple Rural Banks
d. Structure and Relationships with Other Functions of Rural Bank
e. Communicating Compliance Matters
f. Expected Corporate Policy
g. The Chief Compliance Officer
h. Duties and Responsibilities of Compliance Officer
i. Rights and Authorities of Compliance Officer

C. The Compliance Program and Differentiation from Other Bank’s Programs
a. Reasons in Adopting Compliance Program
b. Objectives of Compliance Program

D. Structural Components of Compliance Program
a. Evaluation Criteria in Compliance Risk Assessment
b. Enforcements, Sanctions and Rewards
c. Solutions and Remedies

DAY 2

  • Power of BSP to examine Banks
  • Activities Considered as Unsafe and Unsound Practices
  • Prompt Corrective Action Framework
  • Requirements in Declaring Dividends
  • Stress Testing and Sample
  • Loans
  • Business Continuity
  • Sample Assessments
  • Board of Directors
  • Committee
  • Individual Director
  • Senior Management
  • Internal Auditor
  • External Auditor
  • Consultants
  • AML
  • Information Technology

• Workshop:
• Prepare Stress Testing for Loans
• Prepare Stress Testing of BCP-DRP
• Prepare Annual Assessments

Required:

  • Bring laptop per Bank/Participant
  • Bring BCP-DRP Manual
  • Bring List of Top 30 Loan Borrowers per Bank with the following information

Name of Borrower Outstanding Principal
Bank’s Status Classification
No. of Days Past Due Allow for Credit Losses

Download file: Compliance Management System Assessment Circular and Confirmation Sheet

Risk Management Concepts & Application – Nov 10-11

Risk Management Concepts and Applications

Date: Nov. 10-11, 2016 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP Bldg, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Teresita E. Cheng
Sr. Bank Executive Officer from LBP, Trainer Trust Asset Management & Risk
Management.

Seminar Fee:
1. Early bird – P4,500 (on or before Oct. 14, 2016)
2. Regular Rate – P4,900 (After Oct. 14, 2016)
3. Non-Member/Delinquent – P5,880
Mode of Payment
• P2,450.00 – Non-Refundable commitment fee per participant.
•Account Name RBRDFI
LBP – Intramuros Branch
•Savings Account No.0012-1046-26).
•Proof of payment fax to (02) 527-2980.
•Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecture, Discussions and Case Studies/ Simulations

 

Expected Participants

Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

Course Outline

A. Risk and Risk Management
a. Risk Defined
b. Risk Characteristics
c. Risk Management Defined
d. Risk and Capital
e. Risk Reward – Risk Return Concept
f. Units Involved in RM
g. Levels of RM
h. RM Framework and Approaches

B. Contextualizing Risk Management
a. Nature of Rural Bank’s Operations
b. Regulatory Framework
c. Sources of Funds
d. Scale of Operations
e. Clients/borrowers & projects
f. Types of clients structure

C. Risk Management Process and Application

D. Workshop/Case Study – Stress Testing Scenario Analysis
Synthesis

Download file: Confirmation Sheet

Corporate Governance Seminar – Sept 30 & Oct 01 in CDO

FOR : ALL PARTICIPATING RURAL BANKS

FROM : MOBCI- Federation of Rural Banks and
Association of Compliance Officers

SUBJECT : Corporate Governance Seminar

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers’ Research and Development Foundation, Inc. (RBRDFI) in partnership with the Misamis Oriental- Bukidnon- Camiguin & Iligan- Federation of
Rural Banks and MOBCI – Association of Compliance Officers, are pleased to announce that it will conduct the seminar-workshop described below as part of its continuing strategy to strengthen the rural banking industry:

Course Title: Corporate Governance Seminar
Venue: Deluxe Hotel, Cagayan de Oro City
Schedule: 30 September – 01 October, 2016 (Friday-Saturday)
Duration: 2 days (8:30AM-5:00PM)

In this connection, we would like to enjoin rural banks, to send their Directors, President, Managers, Compliance Officers, Internal Auditors and Middle Level Officers to attend the seminar.

Registration fee per participant:

a) Five Thousand Five Hundred Pesos only (P5,500.00) on or before September 09, 2016
b) Six Thousand Pesos Only (P6, 000.00) after September 09, 2016.
c) Registration will cover meals (2 snacks and lunch) per day
b) Board and Lodging, and Travel expenses to and from the venue shall be borne by the participants.

For your reservations, kindly submit to us the following not later than September 09, 2016:
1. Registration form of the participant(s) duly endorsed by the bank’s authority;
2. Payments can be remitted to the MOBCI-FRB c/o COOPERATIVE BANK OF MISAMIS ORIENTAL bank account Land Bank of The Philippines (LBP) Savings Account Number- 2412-0000-67. Proof of payment (i.e., deposit slip) should
be sent immediately to MOBCI-FRB via e-mail (marygrace.banihit@gmail.com) for verification. For check payments, check should be payable to MOBCI-Federation of Rural Banks;

Only those rural banks that have complete requirements will be given reservation. Please be advised that we will be accepting up to fifty (50) participants only. We reserve the right to limit the number of participants to a manageable level. Participants will be accepted on a first-come-first-served basis.

For your reservation, please call: 0915-712-1915/ 088-856-1550 and look for Ms. Grace Rañoa, the MOBCI-FRB recording secretary.

Participants who have paid but fail to show up for the seminar will only be entitled to a rebate of 50% of the total registration fee.

Thank you very much!

Mr. Wilner A. Palacios
President, MOBCI-FRB

Download Confirmation Sheet in PDF

CI & Basic Property Appraisal – Sept 23-24 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS

FROM: MA. DAISY G. NAFARRETE, President

SUBJECT: CIRCULAR LETTER: CREDIT INVESTIGATION AND BASIC PROPERTY APPRAISAL TRAINING

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased to offer a seminar described below:

DATE and VENUE

September 23-24, 2016 (Friday and Saturday) 2 days (8:00AM-5:00PM) Amigo Terrace Hotel Corner Iznart and Delgado St., Iloilo City

SPEAKER : ENGR. FERDINAND BOCOBO

PARTICIPANTS
Senior Property Manager, Trainer/ Consultant Account Officers, Managers, Appraisers, CIs, Credit & Loan Officers

REGISTRATION FEE:

a) EARLY BIRD – P5,500.00 (Five Thousand Five Hundred Only – on or before September 09, 2016)

b) REGULAR RATE – P6,000.00 (Six Thousand Pesos Only – After September 09, 2016

c) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of registration fee and confirmation sheet is on or before September 09, 2016.

a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc. bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be sent immediately for verification at (033) 320-8053, or emailed at ifrb_kings_queens@yahoo.com. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI).

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download the Confirmation Sheet in PDF

Internal Audit Training -A Practical Approach – Sept 23-24 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS

FROM: MA. DAISY G. NAFARRETE, President

SUBJECT: CIRCULAR LETTER: INTERNAL AUDIT SEMINAR (Practical Approach)

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased to offer a seminar described below:

DATE and VENUE

INTERNAL AUDIT SEMINAR (Practical Approach)

September 23-24, 2016 (Friday and Saturday) 2 days (8:00AM-5:00PM)
Amigo Terrace Hotel
Corner Iznart and Delgado St.,
Iloilo City

SPEAKER : MR. GIL M. SORITA CPA, CIA, CISA, MBA

PARTICIPANTS:
President, Directors,
Compliance Officer, Internal Auditors, Branch Managers, Bookkeeper, Risk
Management Committee

REGISTRATION FEE:

a) EARLY BIRD – P5,500.00 (Five Thousand Five Hundred Only – on or before September 09, 2016)

b) REGULAR RATE – P6,000.00 (Six Thousand Pesos Only – After September 09, 2016

c) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of registration fee and confirmation sheet is on or before September 09, 2016.

a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc. bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be sent immediately for verification at (033) 320-8053, or emailed at ifrb_kings_queens@yahoo.com. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI).

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download Confirmation Sheet in PDF

Corporate Governance Seminar in Cebu City – Aug 11-12, 2016

TO : CFRBI MEMBERS
SUBJECT : Corporate Governance Course for RB Directors & Officers

The Cebu Federation of Rural Banks, Inc. in coordination Rural Bankers
Research & Development Foundation, Inc. is pleased to offer a
seminar-workshop described below:

Course Title : Corporate Governance Course for RB Directors & Officers

Resource Speaker : Ms. Ma. Dolores B. Yuvienco
Former Asst. Governor, BSP
Venue : Cebu Grand Hotel
N. Escario St.,Capitol Commercial
Complex, Cebu City
Date : August 11-12 (Thursday- Friday), 2016

Registration fee per participant is TEN THOUSAND FOUR HUNDRED PESOS
(P 10,400.00) net of tax. Please register on or before July 29 (Friday),
2016.

For your reservations, kindly submit to us the following:

1. Payments can be remitted to the Cebu Federation of Rural Banks, Inc’s.
bank account in Land Bank of the Philippines – Current Account number
0142-1041-80. Proof of payment (i.e., deposit slip) should be sent
immediately to CFRBI office via facsimile for verification. Our facsimile
number is (032) 232-5745. For check payments, check should be payable to
Cebu Federation of Rural Banks, Inc. ;

2. Filled-up Confirmation Form.

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to fifty (50)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservations, please contact CFRBI Office at telefax no. (032)
232–5745 or mobile no. 0932 576 0128.

Participants who have paid but fail to show up for the seminar will be
entitled to a rebate of 50 % of the total registration fee.

Thank you.

Signed
AMELIA T. BERSONDA
Corporate Secretary

Download the Confirmation Sheet in PDF

Basic Course on Property Appraisal -Aug 05-06 2016

Date: August 05-06, 2016 (Friday & Saturday)
Venue: Gov. Licaros Hall, RBAP Bldg. Intramuros, Manila
Time: 8:30am to 5:30pm
Resource Person: Engr. Ferdinand A. Bocobo
Senior Property Manager, Trainer/Consultant

Seminar Fee:

1. Early bird – P4,500 (on or before July 15, 2016)
2. Regular Rate – P4,800 (after July 15, 2016)
3. Non-Member/Delinquent – P5,760

Mode of Payment

• A Non-Refundable commitment fee of P2,400.00 per participant.
• Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
• Proof of payment fax to (02) 527-2980.
• Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecture, Discussions and Computations

Expected Participants

Loan Officers, Account Officers, Managers, Appraisers

Course Outline

Basic Course on Property Appraisal
I. Nature of Property Appraisal, Real Property and Value
II. Nature of Property
III. Value Characteristics
IV. Economic Principles of Property Value
V. The Appraisal Process
VI. Basic Appraisal Requirements
VII. Fundamental Surveying
VIII. Appraisal Report Writing
IX. Market Data Approach or Direct Sales Comparison Approach
X. Cost Approach
XI. Three (3) Methods of Estimating Building Cost
XII. Depreciation
XIII. Income Approach
XIV. Property Residual Technique

Download the Confirmation Sheet in PDF

Credit Investigation Seminar – Aug 04 2016

Date: August 04, 2016 (Thursday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:

Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

Seminar Fee:
1. For Member only
Early bird – P2,600 (on or before July 18, 2016)
Regular Rate – P3,200 (after July 18, 2016)
2. Non-Member/Delinquent – P3,840

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee
of P1,600.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

Seminar Methodologies

Lectures & Case presentations

Expected Participants

Appraisers, CIs, Credit & Loan Officers,

Course Outline

Introduction to Credit
Definition of Credit
The Credit Process
Importance of Credit
Types of Credit
The 5 C’s of Credit and definition of each
The Credit Evaluation and Analysis
The Credit Evaluator
Credit Investigation as Defined
The Credit Investigator
Objectives of Credit Investigation
Sources Of Credit Information
Ways of Gathering Credit Information
Different Types of Credit Investigation
Credit Investigation on Individual
Credit Investigation on Business / Corporation
Negative Checking (CMAP / NFIS)
Bank Checking (BAP member Banks and non-BAP member banks)
Field Checking
Different Types of Field Checking
Address / Business Verification
Employment Verification
SEC/DTI Verification
Trade Checking
Court Case Verification
Credit Card Verification
LTO Verification
Property Search

Download the Confirmation Sheet in PDF

Corporate Governance Seminar in Iloilo City – July 07-08, 2016

FOR : ALL PARTICIPATING RURAL BANKS

FROM : Ma. Daisy G. Nafarrete, President

SUBJECT : CORPORATE GOVERNANCE COURSE FOR BANK DIRECTORS AND OFFICERS

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) will be
conducting a two-day seminar-workshop on:

COURSE TITLE
Corporate Governance Course for Bank Directors and Officers

DATE and VENUE
July 7 – 8 , 2016 (Thursday and Friday)
Amigo Terrace Hotel
Iznart Street, Iloilo City

SPEAKER EXPECTED PARTICIPANTS

Ms. Ma. Dolores Yuvienco
Asst. Governor of BSP (ret.)
Board of Directors, Compliance Officer, Internal Auditor,
Managers, and officers

I. Rationale

This is a required course by the Bangko Sentral ng Pilipinas, pursuant to the following circulars:

a) Cir. No. 296 prescribing the minimum qualifications of a bank director, a director ‘must have attended a special seminar for board of directors conducted or accredited by BSP…That incumbent directors as well as those who will be elected…must attend said seminar within a period of six (6) months…from the date of their election,
b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.

II. Objectives

a. To provide a structured framework for the Board of Directors:
b. To appreciate the principles of Good Governance;
c. To recognize the value of their roles in promoting it in their
respective financial institutions; and
d. To understand its significance in maintaining the stability of the
financial system

III. Seminar Methodologies Lecture, Case Studies

Registration Fee:

a) Five Thousand Pesos only (5,000.00) for two (2) days.
b) This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1. Deadline for submission of confirmation sheet and registration fee is
June 24, 2016.
a) Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2. Payments can be remitted to the Chamber of Iloilo Rural Banks, Inc.
bank account (Bank of the Philippine Islands – Solis Branch C/A Number 9243-0900-72). Proof of payment (i.e., deposit slip) should be email immediately for verification at ifrb_kings_queens@yahoo.com or sent at fax no. (033) 320-8053. Check payments, should be payable to Chamber of Iloilo Rural Banks, Inc. (CIRBI)

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Thank you.

Download the Confirmation Sheet in PDF