Operational Risk Management Training – April 21-22 in Butuan City

CARBAF-ADVISORY:

Please be informed that the OPERATIONAL RISK MANAGEMENT training has
been moved to APRIL 20-21, 2017 from APRIL 6-7, 2017 due to changes
in the schedule of the resource person, Mr. Don Sumadchat.

Expected participants are Presidents, Directors, Compliance Officers,
Internal Auditors, Managers, Risk Management Officers, IT officers and
Human REsource Managers.

Registration fee is @ 6,500.00 per participant to cover meals,
handouts and other miscellaneous expenses. This is a live out
seminar. You may ask the assistance of CARBAF Secretariat at
butuancityrb@yahoo.com or cell#09173104659, landline (085)341-5019,
fax# (085)815-5055 ask for Ivan or Bella.

The venue remains the same.

Nomination Form-ORMS – carbaf Download file click here
TM OpRiskMgmnt-BXU Download file click here

Cir AMLA Seminar -April 29 in Iloilo City

RISK BASED AUDIT METHODOLOGY

Date: April 28-29, 2017 (Fri-Sat.)
Venue: Small Ville 21 Hotel, Iloilo City
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. JERALD MICIANO
Bank Officer V, AMLSG BSP

MR. JOEMEL D. SANTOS
Bank officer V
AMLSG, BSP

SEMINAR FEE
1. For Member only -P 2,500.00

2. Non-Member – P4,000.00

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com

Seminar Methodologies

Lecture and Discussions

Expected Participants

President, Directors, Compliance Officer, Internal Auditors, Managers,
Tellers, Loan Officers

Course Outline
I. Review of Highlights of Circular No. 706
II. Background on the amendments
III. Amendments to Circular No. 706
IV. AML Risk Rating System
V. Question and Answer

Cir- AMLA Seminar – Iloilo Download file click here

Cir Risk Based Audit Methodology -April 28-29 in Iloilo City

RISK BASED AUDIT METHODOLOGY

Date: April 28-29, 2017 (Fri-Sat.)
Venue: Small Ville 21 Hotel, Iloilo City
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member only
a. Early bird – P5,000 (on or before Mar 10 2017)
b. Regular Rate – P5,500 (After Mar 10 2017)

2. Non-Member/Delinquent – P6,500

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 320-8053, 09186222502, 09989801239
Email Add: ifrb_kings_queens@yahoo.com


I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology

Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
➢ Strategic Plans and Programs
➢ Mission/Vision Statement (if any)
➢ Organizational Structure
➢ Manual of Operation
➢ Latest BSP Results of Examination
➢ Latest Audited Financial Statement

Download file click here

Risk Based Audit Methodology Seminar – Mar 03-04 2017

RISK BASED AUDIT METHODOLOGY

SCHEDULE
Date: Mar. 03-04, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member only
a. Early bird – P4,500 (on or before Feb 10 2017)
b. Regular Rate – P4,800 (After Feb 10 2017)

2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: February 27, 2017.

I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology
Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
➢ Strategic Plans and Programs
➢ Mission/Vision Statement (if any)
➢ Organizational Structure
➢ Manual of Operation
➢ Latest BSP Results of Examination
➢ Latest Audited Financial Statement

Course Outline

➢ Why adopt risk-based audit methodology?
➢ What is a risk-based audit methodology?
➢ International Professional Practice Framework on Internal
Auditing (Definition, Code of Ethics, Intl. Standard Professional Practice
on Internal Auditing)
➢ BSP’s requirement on Internal Audit Function vis-à-vis Nature of
Work of Internal Audit Activity based on ISPPIA
➢ Governance, risk management and controls
➢ COSO Internal Control Framework
➢ Strategic Planning
➢ Engagement Planning
➢ Performing the Engagement
➢ Communicating Results
➢ Monitoring Progress

CIR RiskBasedAudit-Mar17 Download file click here

CS-RiskBasedAudit-Mar17 Download file click here

Credit Investigation Seminar – Mar 16 2017

CREDIT INVESTIGATION SEMINAR

SCHEDULE

Date: Mar. 16, 2017 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member only
a. Early bird – P2,600 (on or before Mar 10 2017)
b. Regular Rate – P3,200 (After Mar 10 2017)

2. Non-Member/Delinquent – P3,840

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,600.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: March 10, 2017.

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

Course Outline
I. Introduction to Credit
II. Definition of Credit
III. The Credit Process
IV. Importance of Credit
V. Types of Credit
VI. The 5 C’s of Credit and definition of each
VII. The Credit Evaluation and Analysis
VIII. The Credit Evaluator
IX. Credit Investigation as Defined
X. The Credit Investigator
XI. Objectives of Credit Investigation
XII. Sources Of Credit Information
XIII. Ways of Gathering Credit Information
XIV. Different Types of Credit Investigation
XV. Credit Investigation on Individual
XVI. Credit Investigation on Business / Corporation
XVII. Negative Checking (CMAP / NFIS)
XVIII. Bank Checking (BAP member and non-BAP member banks)
XIX. Field Checking & Different Types of Field Checking

CIR-CI-Mar17.pdf Download file click here

CS-CI-Mar17 Download file click here

Accounting for Non-Accountants – Mar 27-28 2017

ACCOUNTING FOR NON-ACCOUNTANTS TRAINING

SCHEDULE

Date: Mar. 27-28, 2017 (Mon-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Dr. Daniel Vincent Borja – Professor, UP– CBA
Mr. Diogenes Dy, CPA – Lecturer – UP-CBA

SEMINAR FEE
1. For Member only
a. Early bird – P4,500 (on or before Mar 10 2017)
b. Regular Rate – P4,800 (After Mar 10 2017)

2. Non-Member/Delinquent – P5,760

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,250.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: March 22, 2017.

Objectives:
1. Explain the accounting process, structure accounting entries, and
recognize basic lapses in transaction recording and financial reporting;
2. Appreciate the contents, purpose, usage, and limitations of financial
statements.
3. Install basic internal controls to safeguard assets and maintain the
integrity of the accounting and financial reporting process.
4. Develop company accounting policies and procedures.

Expected Participants
For individuals without an accounting background but who need to
understand and appreciate how business transactions are recorded,
summarized, and interpreted for commercial decision-making purposes.

Seminar Methodologies
Lecture and Workshops

Course Outline

I. Framework for Accounting
a. Objectives of Financial Statements
b. Users of Accounting Information
c. Characteristics of Accounting Information
d. Traditional Assumptions

II. Basic Financial Statements
a. Understanding the balance sheet
b. Understanding the Income Statement
c. Understanding the Statement of Cash Flow
d. Elements of Financial Statements

III. Financial Statement Analysis
a. Common Size Financial Statements
b. ROE – Dupont Framework
c. Benchmarking
d. Trend Analysis

IV. Ratio Analysis
a. CAMELS Rating
b. Analysis of the Quality of Earnings

CIR-AFNA-Mar17 Download file click here

CS-AFNA-Mar17 Download file click here

Risk Based Audit Methodology Seminar – Mar 03-04 2017

RISK BASED AUDIT METHODOLOGY

SCHEDULE
Date: Mar. 03-04, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member only
a. Early bird – P4,500 (on or before Feb 10 2017)
b. Regular Rate – P4,800 (After Feb 10 2017)

2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: February 27, 2017.

I. Objectives
This seminar-workshop aims to help participants understand the role of
internal audit function in the Bank and how to implement, manage and
benefit from risk based auditing methodology.

At the end of the seminar –workshop, it is expected that the participants:
• Appreciate the rationale of adopting of risk-based internal audit
methodology
• Understand the requirements of the BSP on internal audit function
• Understand the International Professional Practice Framework on Internal
Auditing
• Recognize the role of internal audit in corporate governance, risk
management and controls
• Comprehend the Internal Control Framework
• Understand the process of developing and implementing a risk-based
internal audit methodology
Requirements:
1) Laptop
2) Prior to the attendance to the seminar-works, the participants are
expected to have studied/read the following documents pertaining to their
Bank, to wit:
➢ Strategic Plans and Programs
➢ Mission/Vision Statement (if any)
➢ Organizational Structure
➢ Manual of Operation
➢ Latest BSP Results of Examination
➢ Latest Audited Financial Statement

Course Outline

➢ Why adopt risk-based audit methodology?
➢ What is a risk-based audit methodology?
➢ International Professional Practice Framework on Internal
Auditing (Definition, Code of Ethics, Intl. Standard Professional Practice
on Internal Auditing)
➢ BSP’s requirement on Internal Audit Function vis-à-vis Nature of
Work of Internal Audit Activity based on ISPPIA
➢ Governance, risk management and controls
➢ COSO Internal Control Framework
➢ Strategic Planning
➢ Engagement Planning
➢ Performing the Engagement
➢ Communicating Results
➢ Monitoring Progress

CS-RiskBasedAudit-Mar17 Download file click here

CIR RiskBasedAudit-Mar17 Download file click here

Credit Investigation Seminar – Mar 16 2017

CREDIT INVESTIGATION SEMINAR

SCHEDULE

Date: Mar. 16, 2017 (Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Elmer R. Rivera
FVP Head-CI & Appraiser, Trainer/Consultant

SEMINAR FEE
1. For Member only
a. Early bird – P2,600 (on or before Mar 10 2017)
b. Regular Rate – P3,200 (After Mar 10 2017)

2. Non-Member/Delinquent – P3,840

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: March 10, 2017.

Objectives:
In this period of uncertainty, significant, accurate and timely credit
information is one of the fundamentals where a sound credit decision in
anchored. Find out how to get substantial information in a professional
way plus a quick review on the basic elements of credit.

Expected Participants
This interactive seminar is designed for personnel in the credit
department, which includes appraisers, credit investigators, loan officers
and managers, as well as front office personnel as they are all
responsible for bringing in quality credit customers.

I. Introduction to Credit
II. Definition of Credit
III. The Credit Process
IV. Importance of Credit
V. Types of Credit
VI. The 5 C’s of Credit and definition of each
VII. The Credit Evaluation and Analysis
VIII. The Credit Evaluator
IX. Credit Investigation as Defined
X. The Credit Investigator
XI. Objectives of Credit Investigation
XII. Sources Of Credit Information
XIII. Ways of Gathering Credit Information
XIV. Different Types of Credit Investigation
XV. Credit Investigation on Individual
XVI. Credit Investigation on Business / Corporation
XVII. Negative Checking (CMAP / NFIS)
XVIII. Bank Checking (BAP member and non-BAP member banks)
XIX. Field Checking & Different Types of Field Checking

CIR-CI-Mar17 Download file click here

CS-CI-Mar17 Download file click here

Comprehensive Appraisal Seminar -Mar 17-18

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

SCHEDULE

Date: Mar.17-18, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. Early bird – P4,500 (on or before Feb 28, 2017)
2. Regular Rate – P4,800 (after Feb. 28, 2017)
3. Non-Member/Delinquent – P5,760

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Mar 13, 2017.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process
• Definition of Price, Cost, Value and Market Value
• Other Values That May Be Determined by Appraisal
• Characteristics of Value
• Factors that Influence Value
• Appraisal Principles of Property Value
* Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.

• Basic Appraisal Requirements
• Collateral Acceptability
• Collateral Non-Acceptability
• Site Inspection and Analysis
• Appraisal Report Writing
• Code of Ethics
• Salient Features of Real Estate Service Act 9646
• Primary Methods of Valuation
• Other Methods of Valuation

CIR CAppraisal-Mar17 Download file click here

CS-CAppraisal-Mar17 Download file click here

Accounting for Non-Accountants – Mar 27-28 2017

ACCOUNTING FOR NON-ACCOUNTANTS TRAINING

SCHEDULE

Date: Mar. 27-28, 2017 (Mon-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS
Dr. Daniel Vincent Borja -Professor, UP– CBA
Mr. Diogenes Dy, CPA -Lecturer – UP-CBA

SEMINAR FEE
1. For Member only
a. Early bird – P4,500 (on or before Mar 10 2017)
b. Regular Rate – P4,800 (After Mar 10 2017)

2. Non-Member/Delinquent – P5,760

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,250.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: March 22, 2017.

Objectives:
1. Explain the accounting process, structure accounting entries, and
recognize basic lapses in transaction recording and financial reporting;
2. Appreciate the contents, purpose, usage, and limitations of financial
statements.
3. Install basic internal controls to safeguard assets and maintain the
integrity of the accounting and financial reporting process.
4. Develop company accounting policies and procedures

Course Outline

I. Framework for Accounting
a. Objectives of Financial Statements
b. Users of Accounting Information
c. Characteristics of Accounting Information
d. Traditional Assumptions

II. Basic Financial Statements
a. Understanding the balance sheet
b. Understanding the Income Statement
c. Understanding the Statement of Cash Flow
d. Elements of Financial Statements

III. Financial Statement Analysis
a. Common Size Financial Statements
b. ROE – Dupont Framework
c. Benchmarking
d. Trend Analysis

IV. Ratio Analysis
a. CAMELS Rating
b. Analysis of the Quality of Earnings

CIR-AFNA-Mar17 Download file click here

CS-AFNA-Mar17 Download file click here

Basic Course on Tellering -February 02 2017

Basic Course on Tellering

Date: February 02, 2017 (Thursday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

Seminar Fee:
MEMBER ONLY

  1. Early bird – P2,500 (on or before Jan. 13, 2017)
  2. Regular Rate – P2,800 (After Jan. 13, 2017)

Non-Member/Delinquent – P3,360

Mode of Payment

  • A Non-Refundable commitment fee of P1400.00 per participant.
  • Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
  • Proof of payment fax to (02) 527-2980.
  • Check payments, should be payable to (RBRDFI).

Seminar Methodologies

Lecturettes, Workshops, Discussions / Best Practices

Expected Participants

Tellers, Account Specialists, Cashiers

Objectives
At the end of the one-day session, participants should be able to:

I. Classify his/her role and identify the main job of his/her position in
conformity with bank rules and regulation.
II. Process transactions proficiently according to par policies and
procedures.
III. Adhere to established internal control measures in accepting,
sorting, and handling checks and cash
IV. Course Outline

  1. The Teller
  2. General Operations of Tellering
  3. Documents on new accounts
  4. Tellers’ receiving functions
  5. Negotiable Instruments Law
  6. Tellers’ paying functions
  7. Customer satisfaction
  8. Curtailing frauds

 

Download File: Basic Course on Tellering Circular

Risk Based Audit Methodology Seminar – Jan 13-14 2017

RISK BASED AUDIT METHODOLOGY

SCHEDULE
Date: Jan. 13-14, 2017 (Fri-Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
MR. GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE

  1. For Member only
    a. Early bird – P4,500 (on or before Dec. 29 2016)
    b. Regular Rate – P4,800 (After Dec 29 2016)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Compliance Officer, Internal Auditor, Risk Management Manager, Credit Risk
Officer, Risk Management Committee –Director, President, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: January 09, 2017.

 

Download PDF Files: Risk Based Audit Methodology Seminar Circular and Confirmation Sheet

Corporate Governance Seminar for Bank Directors – Dec. 15-16

FOR : ALL PARTICIPATING RURAL BANKS

SUBJECT : BASIC COURSE ON
CORPORATE GOVERNANCE FOR BANK DIRECTORS

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) is pleased to
announce that it will conduct the seminar-workshop described below as part
of its continuing strategy to strengthen the rural banking industry:

Training Venue

Gov. Licaros Hall, RBAP Bdlg., A. Soriano Ave. cor. Arzobispo, St.,
Intramuros, Manila

Date and Duration

December 15-16, 2016 (Thursday -Friday) 2 days (8:30AM-5:00PM)

Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director must have attended a special seminar for board of directors conducted or
accredited by BSP…That incumbent directors as well as those who will be
elected…must attend said seminar within a period of six (6) months…from
the date of their election,

b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.

Registration Fee
a) For Members Only
Early bird rate of Five Thousand Two Hundred Pesos only (P5, 200.00)/ per
registrant on or before November 18, 2016

b) Five Thousand Eight Hundred Pesos only (P5, 800.00)/ per registrant after
November 18, 2016.

c) Six Thousand Nine Hundred Sixty Pesos only (P6, 960.00).♣
Non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.

 

Download File: Basic Course on Corporate Governance for Bank Directors Circular

Cash Flow Statement – Understanding & Analyzing – Dec 14

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

SCHEDULE
Date: December 14, 2016 (Wed.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE

  1. For Member only
    a. Early bird – P2,300 (on or before Nov. 25)
    b. Regular Rate – P2,700 (After Nov. 25,2016)
  2. Non-Member/Delinquent – P3,000

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,350.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION: Dec. 09, 2016.

Course Objectives

  1. To emphasize the primary purpose of the Cash Flow Statement.
  2. To analyze in detail the relationship between cash and changes in
    assets, liabilities and equity accounts; to allow the participants to
    understand the full integration of the income statement, balance sheet and
    cash flow statement.
  3. To help the participants understand and interpret the Cash Flow Statement.
  4. To be able to use the Cash Flow Statement to evaluate a company.

Course Outline

  1. PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
    A. Answer the basic questions:
    i. Where did the cash come from during the period?
    ii. What was the cash used for during the period?
    iii. What was the change in the cash balance during the period?
    B. Illustrate the Types of Cash Inflows and Outflows under:
    i. Operating Activities
    ii. Investing Activities
    iii. Financing Activities
  2. DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
    A. Discuss the different methods in preparing the Cash Flow Statement
    B. Enumerate the data needed to prepare the Cash Flow Statement:
    i. Comparative Balance Sheet (current year and previous year)
    ii. Income Statement for the period
    iii. Other transactions that affect how the cash was provided or used
    during the period
    C. Discuss the steps in preparing a Cash Flow Statement
  3. HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
    A. Discuss the various ratios as a tool to analyze a company.
    i. Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
    B. What is free cash flow?
  4. VARIOUS EXERCISES

Download file: Cash Flow Statement Circular and Cash Flow Statement Confirmation Sheet

Credit Analysis & Loan Packaging Seminar – Dec 08-09

CREDIT ANALYSIS & LOAN PACKAGING SEMINAR

Date: Dec 08-09, 2016 (Thursday- Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSON
Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE

  1. For Member only
    a. Early bird – P4,500 (on or before Nov 18)
    b. Regular Rate – P4,800 (After Nov 18. 30)
  2. Non-Member/Delinquent – P5,520

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

DEADLINE TO SUBMIT REGISTRATION: Dec 02, 2016.

Course Objectives

  • Understand the lending process cycle
  • Identify relevant criteria to assess credit worthiness
  • Provide theoretical basis for credit principles and process
  • Develop the appropriate loan package based on actual, identified, and
    cash flow analysis.
  • Perform Credit Analysis in reviewing financial statements.
  • Use a common spreadsheet format in analyzing financial statements

Methodologies
The course will be discussed in the point of view of lenders/account
officers and decision makers.We will use a combination of lecture and
workshops. There will be a short lecture, exercises on account
profitability analysis, financial spreadsheet and financial and cash flow
analysis. Writing a credit proposal.

  • Laptop and calculator
  • Sample loan approval ***

Course Outline

DAY 1
➢ Settling the Lending Criteria and eligibility requirements.
➢ Overview of BSP relevant circulars pertaining to credit evaluation.
➢ Guidelines in prescreening the borrower and know the essential
information needed.
➢ Credit Principles
➢ Determination of working capital and project cost estimate.
➢ Lending process flow overview
➢ Types of Credit Facilities
➢ Amortization schedule
➢ Discount versus in arrears interest

DAY 2
a. Account Profitability Analysis
b. Collateral evaluation
c. Financial analysis and cash flow
d. Relevant Ratios
e. Understanding the spreadsheet
f. Standard Line Wording
g. Credit Proposal Format
h. Actual Credit Proposal preparation
for selected accounts.

Summary

  • Stress the importance of having credit policies, procedures and credit
    risk management system in place.
  • Highlighting the BOD role and responsibilities
  • Advises FI to perform GAP Analysis as required by BSP Cir. 855

Download Files: Credit Analysis & Loan Packaging Seminar Circular and Confirmation Sheet