BSP Circular 982: Enhanced Guidelines on Information Security Management

BSP Circular 980: Adoption of National Retail Payment System (NRpS) Framework

Re-Launch of Consolidation Program for Rural Banks



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Implementing Guidelines
Consolidation Program for Rural Banks
Bulletin No. 2017-14

Corporate Governance for RB Directors – Dec 18-19

CORPORATE GOVERNANCE FOR BANK DIRECTORS

Date: Dec 18-19, 2017 (Mon-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

SEMINAR FEE

1. Member - P4,900 / pax
2. Non-Member/Delinquent – P5,400 / pax

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers,
Stockholders & Compliance Officers

DEADLINE TO SUBMIT REGISTRATION:  Dec 08, 2017.

Course Objectives

1 Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director
b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.
•	To provide a structured framework for the Board of Directors:
    a.  To appreciate the principles of Good Governance;
    b.  To recognize the value of their roles in promoting it in their
respective financial  institutions;
          and
    c.  To understand its significance in maintaining the stability of the
financial system

Course Outline

Day 1 –Concepts & Theory
I. Overview of Good Corporate  Governance
   A. Definition
   B.  Importance of Good Corporate
   Governance in the Financial System
   C.   Role of Stakeholders

II. Board Qualifications and Practices
     A. Qualifications of the BO
     B. Responsibilities of the BOD
            1. Individually
            2. Collectively
    C. Structure of the Board and Practices
1. Board Committees
2. Roles of the Chairperson of the BOD 3.  Evaluation of the Performance
of the BOD

III. Checks and Balances Systems
      Roles & Scope of the ff Functions:
       A. Risk Management
       B.  Internal Audit
       C.  Compliance
       D. External Audit
IV. Compensation System
      A. Principles in Establishing Compensation System
B. Review of the Compensation System

V. Complex or Opaque Structures
     A. Issues/concerns in Group Structures
     B.  Role of the BOD of the Parent Company
     C.  Responsibilities in Group Structure

VI. Disclosure and Transparency
      A. Objectives of Disclosure and Transparency
      B.  Regulatory Requirements

Day 2- Summary & Application
 VII. Governance Challenges for
           Family-owned Banks

VIII.  Summary & Exercises
          Setting and Implementation of Governance Policies
   A.  Corporate Governance Models
   B.  Self-Assessment: Corporate Governance Scorecard
   C.  Group Case Studies & Discussions

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CS Corp Gov

National Retail Payment System (NRPS) Roadshow Schedule

RBAP 60th Charter Anniversary Symposium Speakers’ Presentations

Day 1:
BSP Updates on Regulatory Issuances by Mr. Restituto C. Cruz
BSP Cyber Security by Mr. Melchor T. Plabasan
RB Opportunity for Agriculture Lending By Mr. Gus Poston
Consumer Loans by Mr. Eduardo F. Pelaez
MSME by Dr. Jaime Aristotle B. Alip
National Retail Payment System by Mr. Raymond Estioko
Cloud Banking Technology by Ms. Tanya Hotchkiss
The Philippines: A Canadian Perspective on the role of RBs for Financial Inclusion by Mr. Gary Repchuck

Day 2:
PDIC by Mr. Roberto B. Tan
Success Mindsets of Entrepreneurs for the 3rd Generation Rural Bankers by Mr. Ardy Abello
Successful Succession: 3rd Generation by Ms. Brigida Regina J. De Luna
Successful Succession: 3rd Generation by Mr. Gregory D. De Guzman
Community Involvement of RBs by Mr. Ives Q. Nisce
Community Involvement of RBs by Mr. David Michael Bonifacio
Agricultural Guarantee by Ms. Edna A. Atienza
Marketing thru Social Media by Ms. Heidi Garayblas

Signature Verification Bank Fraud & Forgery Detection -Dec 13

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Dec 13, 2017 (Wed)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  - P2,400
2. Non-Member/Delinquent –  P2,700


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers


Course Outline

Module 1: Signature Verification and Forgery Detection
a.	Handwriting Impressions

             i) Manual operation of the hand and the brain

b. Typewriting and Printing Impressions

           ii) Machine produced impressions
           iii) Miscellaneous Aspects
           iv) Alterations
           v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.    Elements of Fraud
b.    Prevention Techniques
c.    Internal Control System

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AMLA Seminar – Dec. 06 2017 in Hotel Jen

AMLA SEMINAR
Cir. 950: Updated AML Rules and Regulations

SCHEDULE

Date: December 06, 2017 (Wed)
Venue:
Ambassador Sala Room
HOTEL JEN -MANILA
3001 Roxas Blvd., Pasay City
,
Time: 8:30am to 5:00pm

Resource Persons:
Heinz Espinosa, BO -V
Mary Aileen Padilla, BO-IV AMLSG , Banko Sentral ng Pilipinas

SEMINAR FEE
1. For Member – P1,900
2. Non-Member/Delinquent – P2,300

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: December 01, 2017.

Seminar Methodologies

Lecture /Discussions and Workshop

Expected Participants
President, Directors, Compliance Officer, Internal Auditors,
Managers, Tellers, Cashiers & Loan Officers

Course Outline

I. AMLC and Functions
II. AML Act and Its Amendments
III. Phil. Legal Framework
*Cir. No. 706 (Updated AML Rules and Regulations)
* Cir. No. 950 UARR, as Amended
* Memorandum No. M-2012 -017
IV. R.A. No. 0167 Salient Features
& R.A. No. 10365 Salient Features
V. Money Laundering Offense and Penalties
VI. AML Rules and Regulations, as Amended
*Amendments to Circular No. 706
*Legal Basis of AML Rules
* Policies of the State
*Coverage:
– BSP Covered Persons
-AML Risk Management
-Customer Identification Process
VII. AML Risk Rating System AML Risk Rating System
VIII. Question and Answer

 

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Advanced Corporate Governance – Davao Nov 27-29

Dear Rural Bankers:

The Rural Bankers Research and Development Foundation Inc. (RBRDFI), in partnership with the Institute of Corporate Directors (ICD) and the Countryside Financial Institutions Enhancement Program (CFIEP), is pleased to invite you to participate in the Advance Corporate Governance Course
(Professional Directors Program for Rural Banks) which will be held on November 27-29, 2017 (Wednesday to Friday) at The Ritz Hotel at Garden
Oases, Porras St., Bo. Obrero, Davao City.

The Bangko Sentral ng Pilipinas notes that one of the major reasons why rural banks fail is due to the absence of a solid governance structure.
Your Foundation collaborated with ICD to design a condensed version of their Professional Directors Program with the end-goal of strengthening
your respective institutions. Attached to this letter is a one-page overview of the course.

Registration Fee with RBRDFI (negotiated cost of RBRDFI)
REGISTRATION FEE – Php 17,500.00
ICD Public Seminars Cost PhP 70,000++ individually
Subsidy from CFIEP

(For the participant who will complete the 3days seminar. The subsidy will be refunded to the rural bank two weeks after the seminar. Due to limited
slots and in order to maximize reach, participation to the course is limited to one (1) representative per rural bank only.) Pph 10,483.20

Actual Seminar Cost Php7,016.80
(After the CFIEP subsidy, for 3days seminar, inclusive of the manual, workshop materials and meals (two snack/s and lunch) for the duration of
the seminar)

As a course pre-requisite, all participants must have completed at least the Basic Corporate Governance Course for Bank Directors given by either
the RBRDFI or any BSP-accredited training institution. A copy of your certificate of completion of the required course must be submitted to
RBRDFI upon registration.

To register, kindly fill-out the attached Confirmation Form and Participant Information Sheet and send to jescepeda.rbap@gmail.com or via
fax at (02) 5272980. Payment must be deposited through RBRDFI Land Bank of the Philippines (Intramuros Branch) Savings Account Number 0012-1046-26 on or before November 13, 2017.

Should you have questions or concerns, you may email Ms. Grace Estira (gracedestira@gmail.com) or call (02) 5272972. We’re looking forward to
your active participation. Thank you.

Confirmation Sheet
Course Outline
Invitation Letter
Participant Information Sheet

Comprehensive Property Appraisal Seminar -Dec 01-02

COMPREHENSIVE PROPERTY APPRAISAL SEMINAR

Date: Dec.01-02, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Engr. Ferdinand A. Bocobo Senior Property Manager, BDO
Trainer, Consultant

SEMINAR FEE
1. For Member – P3,800/per person
2. Non-Member/Delinquent – P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: November 24, 2017.

Course Objectives
1) Provide participants the required knowledge and the skills to perform
property valuations in line with internationally accepted standards and
best practices.
2) Provides solid foundation in basic appraisal principles.
-to render a sound estimate of value of real estate of a given time
and for
a specific purpose.
-to guide on the analysis and qualifying data that needs to be collected
and reviewed during the appraisal process.
3) Learn the three main approaches to value and other methods of valuation
in reaching a sound opinion of value.
4) Provides information on how to read and map of a subject property –
delete, no longer part of outline since time consuming. Instead put –
Provides information on Site Inspection and Analysis
5) Demonstrates practical writing exercises necessary to produce
convincing appraisal reports in daily practice.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and drawing

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Definition of Appraisal
-purpose and appraisal process

• Definition of Price, Cost, Value and Market Value

• Other Values That May Be Determined by Appraisal

• Characteristics of Value

• Factors that Influence Value

• Appraisal Principles of Property Value

Principle of Highest and Best Use
-Covers the relationship between market analysis and
highest and best use.

• Basic Appraisal Requirements

• Collateral Acceptability

• Collateral Non-Acceptability

• Site Inspection and Analysis

• Appraisal Report Writing

• Code of Ethics

• Salient Features of Real Estate Service Act 9646

• Primary Methods of Valuation

• Other Methods of Valuation

 

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Memorandum No. M-2017-034: Single Reserve Week from 13- 26 October 2017

Memorandum No. M-2017-033: Transitory Provisions of Circular No. 963

Risk Management Basic Course -Nov. 09-10 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS
FROM: RODOLFO P. YAP III, President
SUBJECT: CIRCULAR LETTER: BASIC RISK MANAGEMENT COURSE

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the
Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased
to offer a seminar described below:

Date: November 09 – 10, 2017 (Thursday and Friday)
Venue: SmallVille 21 Hotel Smallville Commercial Complex, Diversion Road
Mandurriao, Iloilo City
Time: 08:30am to 5:30pm

eminar Fee
1. Early bird – P5, 000.00 (On or before October 23, 2017)
2. Regular Rate – P6, 000.00 (After October 23, 2017)
3. Non RBAP Member – P7, 000.00 Mode of Payment

 Account Name – Chamber of Iloilo
Rural Banks, Inc. BPI –Solis Branch
 Checking Account No.- 9243-0900-72
 Proof of payment should be emailed to ifrb_kings_queens@yahoo.com

This is a live-out seminar. Seminar fee includes snacks, lunch, training
kit and certificate of attendance.

 Acceptance of reservation is on first come first-served basis;
only fifty (50) participants will be accommodated.

Resource Person:
MR. JORGE DIOGENES, CPA
Professional Lecturer

Expected Participants

President, Risk Management Committee –Director,
Branch Managers, Risk
Chief Compliance Officer, Head- I.T. Department
Management Officer,

COURSE OBJECTIVES
a. Understand Risk Management discipline, its history and specific
frameworks.
b. Appreciate the value of risk management tools for different types of
c. Explore the use of Risk Management Tools in an actual/scenario risk
financial institutions.
events.
d. Learn the recent significant key BSP regulations and how they applied
in rural banking.
e. Comprehend personal risk appetite and capacity.

COURSE OUTLINE

1) General concept of Risk Management
*Risk definition
 *Risk characteristics
 *Risk and Capital – (ICAAP)
2. Contextualizing Risk Management Scope
 • Nature of Rural Bank’s operation.
3. Risk Management Processes and Applications
*Enterprise Risk Management Framework from COSO and Risk Management
 Pillars of Basel Risk
4. Credit Risk Management
1. Credit risk framework
2. Basic components
3. Credit risk Tools and Processes of each component
* BRR/Rating/Scoring
* Facility Risk Rating
* Rating Migration
* Rating Validation
* Sample MIS reports on delinquency.
5. Operational Risk Management
6. Management of Operational Risk arising from Financial Inclusion
Initiatives
7. Implementation of Operational Risk Management Framework – RB
8. Application : Case Analysis and video presentations.

For additional inquiries please contact:
Ms. Emily Lampino
Contact Numbers: (033) 508-5183; 09989801239
Email Add: ifrb_kings_queens@yahoo.com Thank you.

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RBAP 60th Charter Anniversary Symposium Program

Rural Banking in the Age of Digital Technology

CSTRB-SLIDER-FINAL