FOR : ALL PARTICIPATING RURAL BANKS
SUBJECT : REMEDIAL MANAGEMENT SEMINAR
Dear Fellow Rural Bankers:
The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) is pleased to
announce that it will conduct the seminar-workshop described below as part
of its continuing strategy to strengthen the rural banking industry:
TOPIC
Remedial Management Seminar
PARTICIPANTS
President, Directors, Remedial & Credit Risk Management Officer,
Compliance Officer, Loan & Account Management Officer,
Branch Operation
DATE AND VENUE
September 06-07, 2013
(Friday-Saturday)
2 days (8:30AM-5:30PM)
Gov. Licaros Hall, RBAP Bldg., A. Soriano Ave., cor. Arzobispo St.,
Intramuros, Manila
RESOURCE PERSONS
Mr. Remigio Tito C. Tirones
Bank & SME- Consultant / Trainer
Atty. Maria Zenaida Bernadette Mendiola
RMC Lawyer, Trainer/Consultant
Sr. ASVP of DBP
Registration Fee
a) Early bird rate of Four Thousand Two Hundred Pesos only (P4, 200.00)/
per registrant on or before Aug 16, 2013
b) Four Thousand Six Hundred Pesos only (P4, 600.00)/ per registrant after
Aug 16, 2013.
c) Five Thousand Five Hundred Twenty Pesos only (P5, 520.00).♣
Non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
Training Policies:
1. Before you deposit the registration fees, book your ticket (airline)
and secure accommodations, confirm first with RBAP-RBRDFI your training
slot, and wait for RBAP-RBRDFI acknowledgement on such reservation.
RBAP-RBRDFI will not be liable for any damage caused by unconfirmed
reservation(s). Likewise, once training is FULL, RBAP-RBRDFI has the right
to refuse participation or reimbursement on any damage brought by
unconfirmed reservations.
2. Deadline for submission of registration is not later that September 02,
2013.
3. A Non-Refundable commitment fee of P2,300.00 per participant (50% of
the registration fee). Payments can be remitted to the Rural Bankers
Research and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)
4. Reservation via telephone conversation is accepted. However,
Registration Form and commitment fee must be settled 10 days prior the
seminar date or August 30, 2013. Otherwise, reservation is considered
cancelled.
5. Cancellation Policy:
a) 10 days prior the seminar date is entitled for a full refund.
b) 3 days prior to the seminar date is entitled for a half refund
c) Participants who have paid but fail to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
d) Special cases (health, accident etc.), with written notice, kindly
coordinate with RBRDFI staff for refund procedures and requirements.
Please be advised that we accept on a first-come-first-served basis with a
manageable level up to thirty (30) participants only.
Course Objectives:
1. The course will establish the fundamentals of loan accounts management,
leading to
Remedial Accounts Management and recovery;
2. It will also enable the participants to gain actual and factual lessons
in the actual
conduct of Accounts Remedial Management;
3. To provide insight on another possible approach of conducting Accounts
Remedial
Management;
4. To acquaint the participants of the various legal strategies in
handling of problematic accounts; and
5. To familiarize participants with the basic legal provisions relative to
the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in their application and to develop in them the ability to
identify the proper remedy in a given situation
Day 1
I. General Overview of Accounts Management.
a) Why go in Remedial Management?
b) The importance of Remedial Management in the overall accounts
management process.
c) The actual practice of Remedial Management vs. what should have been.
II. Risk Identification Process.
a) How a loan becomes a problem
b) Early Warning Signs of a Deteriorating Account
III. Remedial Management and Strategies
IV. Remedial Management Process
a. Organizational set-up of remedial management unit/department
b. Mind set of officers handling remedial management accounts;
c. Actual handling of remedial accounts;
Day 2
I. Legal Strategies in Remedial Management
1.1 Preliminary Steps
1.2 Non-adversarial methods
1.3 Adversarial proceedings
II. Basic Legal Concepts, Related Laws and Legal Requirements
2.1 Dacion en Pago
2.2 Restructuring
2.3 Rehabilitation
2.4 Foreclosure (REM,CHM, Pledge, Deed of Assignment)
2.5 Collection Cases
2.6 Filing of Criminal Cases
III. Wrap-up / summary
Download the Confirmation Sheet in PDF