CREDIT RISK-RATING, PROVISIONING AND LOAN PRICING TRAINING
Date: Nov. 14-15, 2019 (Thu-Fri.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm
RESOURCE PERSONS
Mr. Emmanuel Gervacio
– Corporate Banker, Trainer & Consultant
SEMINAR FEE
1. For Member only – P5,300 /person
2. Non-Member/Delinquent – P5,800 / person
MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P2,400.00 per participant.
Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980
DEADLINE TO SUBMIT REGISTRATION: November 08, 2019.
Course Overview & Objective:
To strengthen and review the framework of Credit Risk Rating, Loan
Provisioning and Pricing in the banking environment. Knowledge: Concept of
Credit Risk and Regulations; Quantification of Risk and Provisioning and
Risk-based pricing and account profitability.
1. Acquire a deeper understanding of Credit Risk Principles.
2. Set-up or refresh internal loan provisioning guidelines.
3. Understand loan pricing techniques and develop competitive loan pricing.
EXPECTED PARTICIPANTS
Bank Managers, Compliance Officer, Senior, Account/Relationship Officers,
Risk Officers, Credit and Loan Officers
Course Outline
First Day
I. A Background on Risk-Based Lending Concepts:
*BASEL Accords
*BSP Regulations
II. Review: the concept of Risk vs Return, Types of Lending Risk
III. Computing Borrower Risk and Loan Provisioning
IV. Exercises on Risk Rating and Provisioning
VI. Principles of Loan Pricing
*Risk Based Pricing
*Factors in Pricing of Loans
VII. Account Profitability and Competitive Pricing Strategies
IX Exercises in Pricing and Account Profitability
ONLINE REGISTRATION
https://forms.gle/3DhugPVBq1YC
