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Credit Risk Mgmnt Tools: BRR & FRR – Iloilo Apr 25-26, 2013

FOR:		ALL PARTICIPATING RURAL BANKS

			(SGD)
FROM:	MA. DAISY G. NAFARRETE, President

SUBJECT: CIRCULAR LETTER: CREDIT RISK MANAGEMENT TOOLS: BRR & FRR

Dear Fellow Rural Bankers:

The Iloilo Federation of Rural Bankers, Inc. (IFRB) thru the Rural Bankers
Research and Development Foundation Inc. (RBRDFI), will be conducting a
two-day seminar-workshop, as part of its continuing strategy to strengthen
the rural banking industry:

COURSE TITLE

Credit Risk Management Tools : BRR & FRR

TRAINING VENUE
Amigo Terrace Hotel
Cor. Iznart and Delgado St.,
Iloilo City

DATE and DURATION
April 25 - 26, 2013
(Thursday - Friday)
2 days (8:30AM-5:00PM

SPEAKER	EXPECTED PARTICIPANTS
Ms. Celenita V. Francisco
Banker / Bank Consultant / Trainer

Senior & Middle Level Loan Officers / Auditors
/ Credit and Appraisal Officers / Credit Risk Officers

I.	Rationale
An in dept discussion on strengthening credit risk management thru the use
of credit risk management tools: BRR and FRR.
II.            Objectives
To complete the credit risk management awareness and appreciation of rural
bank owners, officers, and staff by their adoption of a risk-based lending
technology and best banking practices in credit to address the increasing
pressure to expand and diversify their loan portfolio and address fast
changing banking regulations.

III.         Seminar Methodologies
 Lecture, Discussions and Workshops
IV.           Course Outline
1.	Regulatory Basis: BSP Circular 439
2.	Risk-Based Lending (RBL) for SMEs
3.	The BRR & FRR Score Cards
4.	Best Banking Practices and Risk-Based Lending Principles
5.	How to Use the BRR Scorecard
6.	Refresher Course on Basic Financial Statements (including ratio analysis)
7.	Foundational Requisites for Proper Use of the BRR System
8.	Validating, Analyzing and Recasting Financial Statements (including
interview techniques) CAMP Analysis/Borrower Risk Rating (BRR) System
9.	The Borrower Risk Rating Scorecard: Risk Identification & Mitigation
and Credit Decision Making
10.	The Facility Risk Rating Scorecard (FRR) Relationship between Borrower
Risk Rating (BRR) and Facility Risk Rating (FRR)
* Acceptance of reservation is on first come first-served basis; only
forty (40) participants will be accommodated.

Registration Fee:
a)	Four Thousand Five Hundred Pesos only (4,500.00) for two (2) days.
b)	This is a live-out seminar. Seminar fee includes snacks, lunch,
training kit and certificate of attendance.

For your reservations, kindly observe our training policies:

1.	Deadline for submission of registration is April 21, 2013.

a)	Filled-up Confirmation Sheet duly endorsed by the bank’s authority

2.	Payments can be remitted to the Iloilo Federation of Rural Bankers,
Inc. bank account (Bank of the Philippine Islands – Solis Branch C/A
Number 9245-8202-21). Proof of payment (i.e., deposit slip) should be sent
immediately for verification at (033) 337-4223. Check payments, should be
payable to Iloilo Federation of Rural Bankers, Inc. (IFRB)

For additional inquiries please contact:

Ms. Emily Lampino
Contact Numbers: (033) 336-6396, 09186222502
          Email Add:   ifrb_kings_queens@yahoo.com

Thank you.

Download the Confirmation Sheet in PDF