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Credit & Collection Seminar – Sept 13 – RBAP Intramuros

CREDIT & COLLECTION SEMINAR

Date: Sept. 13, 2019 (Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GARY JOSEPH C. SANTOS, LLB
Trainer in Credit & Collection and Small Claims Cases/Court, Consultant
for Various Lending, Distribution, Real Estate and Transportation Firms

SEMINAR FEE
1. For Member only P3,500
2. Non-Member/Delinquent – P4,000

MODE OF PAYMENT
Check payable to:
Rural Bankers Research & Development Foundation Inc.
Non-Refundable commitment fee of P1,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Head of Credit, Loan Officer, Microfinance Officer, Credit, Billing and
Collection Supervisors and Managers, Finance Officers and CIs

DEADLINE TO SUBMIT
REGISTRATION:  Sept. 06, 2019.

Overview
An efficient Credit & Collection Team improves asset quality and realizes
profit, not to mention its vital role in minimizing risk of monetary
losses brought by costly collection and litigation expense. The seminar
hopes to realize the participants that there is more in Collection than
just collecting money.

Objectives
At the end of the Seminar, participants are expected to:
•Draft or improve existing Credit and Collection Policies, Procedure and
Guidelines
•Strengthen Credit Evaluation and Risk Management Practices (BSP Cir. 855)
•Be able to minimize risk in granting credit
•What to look at in evaluating credit application
•Know the Key Result Areas of Credit and Collection
•Avoid loop holes in implementing Legal Remedies
•Know the appropriate Legal Remedy for a particular portfolio
•Know the Best Practices in Credit and Collection

Course Outline

1) Highlights of Data Privacy Act of 2012
d)Relevance of DPA to Businesses
e)As to what kind of data DPA applies
f)Processing of personal information

2) Credit Management
a)Nature of Credit
b)Importance of Credit and Collection
c)Six Cs of Credit/Basis of Granting Credit
d)Know Your Client
e)Importance of Credit Evaluation
f)How to evaluate credit worthiness

3) Concept of Collection Management
a)Basis of collection
b) Pre-delinquency activities
c)Minimum collection activities
a)Bucketing your receivables
b)Tele collection techniques
c)Demand Letter Essential Contents

4) Legal Remedies
a)Legal vs Remedial Management
b)BSP Ci 454-2004 -unfair collection practices act

•Case studies – workshop

ONLINE REGISTRATION
https://forms.gle/39CffUej9B9TMQSt7