Archives for 2019

Corporate Governance for Bank Directors -Apr 04-05 2019 in RBAP Intramuros

BASIC CORPORATE GOVERNANCE FOR BANK DIRECTORS SEMINAR-WORKSHOP

Course Objectives

1 Pursuant to the following BSP Circulars
a)      Cir. No. 296 prescribing the minimum qualifications of a bank director,
b)      Circulars No. 749 and 969 enhanced Corporate Governance sets new
guidelines in Financial Institutions”.
•       To gain comprehensive understading of:
a.  the principles of Good Corporate Governance;
b.  understand the value of their roles in promoting it in respective
financial instituions; and
c.  its significance in maintaining the stability of the financial
system.

Course Outline

I. Concepts & Theory
Overview of Good Corporate Governance

a. Definition
b.  Importance of Good Corporate
Governance in the Financial System
c.   Role of Stakeholders

II. Board’s Qualifications
II. Board’s Overall Responsibilities
III. Board’s Own Structures and Practices
IV. Senior Management
V. Governance of Group Structures

a.      Governance for Family-owned Banks
b.      Shareholder Activism

IV. Risk Management Function
VII. Risk Management Process
VIII. Risk Communication:
a.      Internal Control
b.      External Control
IX. Compliance
X. Internal Audit
XI. Compensation
XII. Disclosure and Transparency
XIII.  Role of Supervisors
XIV.  Group Case Studies & Discussions

Download Circular

Download Confirmation Sheet

Signature Verification Bank Fraud & Forgery Detection – May 02 2019 RBAP Intramuros

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: May 02, 2019 (Thu)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  – P3,000
2. Non-Member/Delinquent –   P3,500

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: April 26, 2019.

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers

Course Outline

Module 1: Signature Verification and Forgery Detection
a.      Handwriting Impressions

i) Manual operation of the hand and the brain
b. Typewriting and Printing Impressions

ii) Machine produced impressions
iii) Miscellaneous Aspects
iv) Alterations
v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.    Elements of Fraud
b.      Prevention Techniques
c.      Internal Control System

Download Circular

Download Confirmation Sheet

Basic Cashiering Seminar – May 03 2019- RBAP Intramuros

Basic Course on Cashiering

Date: May 03, 2019 (Friday)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm
Resource Person:
Ms. Victoria Palanca
Branch Bank Head, Trainer & Consultant

Seminar Fee:
MEMBER ONLY
1.  Member – P3,200
2. Non-Member/Delinquent – P3,700

Mode of Payment

•       A Non-Refundable commitment fee of P1,600.00 per participant.
•       Bank account (LBP – Intramuros Branch Savings Account Number 0012-1046-26).
•       Proof of payment fax to (02) 527-2980.
•       Check payments, should be payable to (RBRDFI).

Training Policies:

1.      Reserve first with RBAP-RBRDFI your training slot, and wait for
RBAP-RBRDFI confirmation of your reservation. Thereafter, you may deposit
the Registration Fees, book ticket (airline) and secure accommodations.

RBAP-RBRDFI will not be responsible for any damage caused by unconfirmed
reservation (s).

Likewise, once training is FULL, RBAP-RBRDFI has the right to refuse
participation or reimbursement on any damage brought by unconfirmed
reservations.

Deadline for submission of registration is not later that April 02, 2019.

2.      Reservation via telephone conversation is accepted. However,
Registration Form and fee must be settled 10 days prior the seminar date
or March 29, 2019. Otherwise, reservation is considered cancelled.

3.      Cancellation Policy: – This will apply to non-subsidized training fee.
a)      10 days prior the seminar date is entitled for a full refund. *Regular
Rate only
b)      3 days prior to the seminar date is entitled for a half refund *
Regular Rate only
c)      Participants who have paid but failed to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
(Regular Rate only)
d)      For special cases (health, accident etc.), kindly coordinate with
RBRDFI staff for refund procedures and requirements.

Seminar Methodologies

Lecturettes, Workshops, Discussions / Best Practices

Expected Participants

Tellers, Account Specialists, Cashiers

Objectives
At the end of the one-day session, participants should be able to:

I.      Identify and apply concept and policies in branch operations in
performing the Cashier function to manage risk and customer satisfaction
effectively.
II.      Describe basic policies and procedures in relation to the Cashiering
function.
III.     Develop process that will prevent missing out on important
task/activity of a Cashier to manage risk.
IV.     Conceptualize an action plan in managing the overall performance of
the branch in relation to Cashiering function.
V.      Identify and evaluate critical areas in branch operations and come up
with safety measures to manage risk.
VI.     Course Outline
I.      Role of a Cashier
II.     Managing Risk
III.    Cash Management Operations
IV.     Tellering Operations
V.      New Accounts

Download Circular and Confirmation Sheet

Strategic Human Resource Management -Apr 26-27 in RBAP Intramuros

STRATEGIC HUMAN RESOURCE MANAGEMENT TRAINING

Date: April 26-27, 2019 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MS. OLIMPIA N. CRUZ, RMO
Bank Officer – Risk Management, Consultant   for bank’s HRM, Trainer

SEMINAR FEE
1. Member – P4,800 / pax
2. Non-Member/Delinquent –   P5,300 / pax

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  April 19, 2019.

Course Objectives
The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.
1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study

Course Outline

Day 1 –Human Resource Management Background

1. Human Resource Planning   – definition and scope of HR Planning
A. Job Analysis and Job Design
B.  Review of Current Manpower Supply

2.  Recruitment and Selection
A. Sources of qualified personnel
B.  Recruiting Methods and Process I.

3.Competency Framework Development
A. Competency Framework Milestone
B.  Classification of Competencies
C. Setting proficiency levels

4. Training and Development
A. Factors affecting training outcomes
B. Talent management for smaller organizations: challenges and advantages

5. Performance Management
A Performance Management   Cycle
B. Link with other HR functions

Day 2 –Rewards Management

1.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
A. Rewards and Recognition
B.  Categories of Performance-based rewards
C. Issues in implementing Awards/Incentive Programs
D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
A. Managing HR related Risks
B.  Elements of HR governance in managing HR risks
C. HR Communications

5.  Organization Development: Managing Change
A. Effective management of change

Download Circular

Download Confirmation Sheet

Internal Audit Training -A Practical Approach – Apr 12-13 in RBAP Intramuros

INTERNAL AUDIT TRAINING (A Practical Approach)

Date: Apr 12-13, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
GIL M. SORITA, CPA, CIA,CISA, MBA
Bank Executive Officer, Accredited External Quality Assurance Validator
for Internal Audit Activity

SEMINAR FEE
1. For Member –  P4,800/per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  April 05, 2019

Course Objectives
1) To recognize and emphasize the importance of control points/processes.
a.  Learn practical applications of audit and internal control
procedures.
b. Identify and be able to implement key infrastructure policies,
procedures and processes.
2) To meet BSP’s expectation on bank’s internal audit department
3) To complement risk based auditing

Expected Participants
Internal Auditor, Bookkeeper, Compliance Officer, Risk Management
Committee –Director, President, Branch Managers

Course Outline
Overview of the principles
A.   BSP expectations relevant to the internal audit function
1. The internal audit function (BSP 499 s.2005)
2. Key features of the internal audit function
3. Qualification Standards of the Internal Auditor
4.    Scope of activity
5. Corporate governance considerations
6.    The internal audit charter
B.   International Standards for the Professional Practice of Internal
Auditing (Standards)
C.   Definition of Internal Auditing
D.   Code of Ethics
E.    Development of Internal Audit Strategic Plan
F.    Difference between Internal and External audit
G.   Managing the Internal Audit Department
H.   Audit Objectives and the Audit Process
I.      Planning the Audit
a.    Introduction
b.    Preliminary Survey
c.    Development of an overall audit plan
d.    Co-coordinating the work to be performed
J.     Establishing the Degree of Reliance on Internal Control
a.    Introduction
b.    Identifying, documenting and testing control procedures
c.    Examples of controls
d.    Inherent limitations of internal control
e.    Considering the influence of environmental factors
f.     Determining the nature, timing and extent of substantive tests
K.   Performing Substantive Procedures
a. Audit Techniques
b. Specific substantive procedure consideration
L.   Communicating Results
a. Audit Findings
b. Audit Report
K.   Monitoring

Download Circular

Download Confirmation Sheet

Slider 8

RBAPSLIDERhome

Remedial Management Seminar – Apr 25-26, 2019 in RBAP Intramuros

REMEDIAL MANAGEMENT SEMINAR

Date: Apr. 25-26, 2019 (Thursday -Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P4,600 /person
2. Non-Member/Delinquent – P5,100 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION:Apr. 16, 2019

Course Objectives
•The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
•Enable the participants to gain actual and factual lessons in the conduct
of Accounts Remedial Management.
•Provide insight of another possible approach of conducting ARM
•Acquaint in various legal strategies in handling problem accounts
•Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.

DAY 1
a. General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b. Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c. Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I. Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings

II. Basic Legal Concepts, Related Laws and Legal Requirements
a. Dacion en Pago
b. Restructuring
c. Rehabilitation
d. Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e. Collection Cases
f. Filing of Criminal Cases

Download Circular

Confirmation Sheet

Managing IT Outsourcing Requirements & Risk – Mar 28-29-RBAP Intramuros

MANAGING IT OUTSOURCING REQUIREMENTS & RISK TRAINING
Date: Mar. 28-29, 2019 (Thu-Fri)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Mr. Rene B. Hapitan, CFA
Bank Executive Officer, Trainer Consultant – Risk Mgmnt, Strategic
Marketing and General Business Mgmnt.

SEMINAR FEE
1. For Member – P4,800 /per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,400.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980
DEADLINE TO SUBMIT REGISTRATION: March 22, 2019.

Course Objectives
* Understand the difference between IT risk and inherent business risk.
* Increase awareness of regulatory compliance for technology outsourcing,
infrastructure, security and managed services.
* Develop effective IT monitoring activities that will incorporate project
management, change management and business continuity.
* Consolidate understand in terms of having a solid Service Level
Agreement.
* Develop a framework to analyze and select from several providers.

Expected Participants
Risk Management Committee –Director, President, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department and
Head – Human Resource Management

Course Outline

A. The information Technology landscape for the Financial Services Industry.
= The Global and Local outlook for IT in the Financial Services
= Starting blocks of Analysis: What is the Procurement Standard
= IT Risks and Business Risks
= Best practices on IT and IT outsourcing

Activity: Where is the Customer in Automation

B. Demystifying IT Outsourcing and Procurement
*How to Understand IT outsourcing from Non-Technical Perspective.
* Who is the User?
*Different Tools to Analyze Outsourcing Requirement
* Summary of BSP Regulations
Activity: Who is the End User?
C. IT Outsourcing as Part of the Capital Budgeting/Expenditure Process.
=Outsourcing in Accounting/Finance Reports
= Tools and Techniques in Capital Budgeting/Expenditures.
= Outsourcing in the Capital Budgeting/Expenditures Process.

D. Issues and Concerns.
= Service Level Agreement that Satisfies All Stakeholders: Vendor
Management and Requirement Checklist.
= Review of Banks’ Business Continuity Program (Disaster Recovery) with
Outsourcing.
E. Plenary presentation and Critique.
F. Live Case Study Focusing on the RFD/SLA
G. Next Steps: Essential Take-Aways .

CIR ITO&Risk -Mar19
CS-ITO&Risk-Mar19

CONFEDERATION OF CENTRAL LUZON RURAL BANKS (CCLRB) 2019 Annual Management Conference

The Confederation of Central Luzon Rural Banks, Inc. will hold its 2019 Annual Management Conference
at the WIDUS HOTEL, Clark Freeport Zone, Angeles City, Pampanga on March 7 and 8, 2019 with the
theme:

“Rural Banks and MSMEs: Partners in Countryside Development”

In this connection, please find hereunder, the guidelines covering registration fees for the conference
and allowable expenses to be incurred by each participant, as follows:
1. Registration fees:

A. Early Bird registration made on or before 5PM of February 15, 2019
First Delegate Php6,000.00
Second Delegate Php5,500.00

B. Registration after 5PM of February 15, 2019
First Delegate Php7,000.00
Second Delegate Php6,500.00
2. Each delegate is entitled to:
A. A maximum allowance of Five Thousand Pesos (Php5,000.00) per day for a period
not exceeding five (5) days; and
B. A maximum representation allowance of Six Thousand Pesos (Php6,000.00)
C. Actual transportation expenses from the rural bank to the conference venue and
back.
Please note that it is understood that the abovementioned expenses are to be borne by the rural banks
concerned.
Very truly yours,
JOSE ANTONIO BLAS L. CARLOS
CCLRB President 2018-2019

Download Circular

Download Registration Form

Download Advertisement Letter

CANCELLED: Effective Business Communication Training – Mar 21-22 in RBAP Intramuros

TOWARDS BETTER CONNECTIONS: AN EFFECTIVE BUSINESS COMMUNICATION

Date: Mar-21-22, 2019 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

LUZ CIELO C. SANTOS
Bank Trainer –Consultant –Facilitator for Service Quality & Customer
Relationship Management

SEMINAR FEE
1. For Member – P4,800/per person
2. Non-Member/Delinquent – P5,300 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,400.00 per participant.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

Expected Participants
All professionals, supervisors, managers, and staff who want to enhance
their oral communication skills.

DEADLINE TO SUBMIT REGISTRATION: Mar 15, 2019.

COURSE OBJECTIVES *Understand audience profile and pupose for effective
business communication. * Develop and check proper structure, elements,
style and construction of business documents * Deliver business
documentation style appropriate to the business audience and context*
Deliver business documents, whether written or oral with the necessary
eloquence, appropriate clarity and confidence.

METHODOLOGY: Presentation, Discussion, Role Play, Case Studies, Workshop,
Individual and Group Activities, Pre-Seminar Assessment, Post Seminar
Assessment

Course Outline

EFFECTIVE COMMUNICATION
a. Principles of Effective Communication
b. Understanding your audience
c. Communicating with a purpose: the Business Environment
d. Self-Audit: How do I communicate

BUSINESS WRITING PRINCIPLES
a. A diagnostic exercise
b. Understanding the challenges and Pitfalls of business writing
c. A word on Terminologies, Jargon and Modern Language
d. The Case for graphics and visuals
e. Do’s and Don’ts
THE BASICS OF PRESENTATIONS
a. The Audtion : A presentation exercise
b. Evaluating your current presentation style
c. Effective presentation style
d. Written word vs Spoken Word
e. 5 PS of presentation and other famous P’s

THE QUINTESSESTIAL PRESENTATION

a. Format, elements, styles and delivery methods
b. Images, colors, words, props and other visual aids
c. Creative opening and memoralble closing
d. Developing rapport and other audience engagement techniques.
e. Common Cause of Business Failures

STAND AND DELIVER
a. Managing your audience: objection, handling and diplomacy
b. A partnership: the right questions and the effective listener
c. Presentation synthesis exericise
d. What am I doing wrong? What am I doing right?
e. Best practices

Download Circular

Download Confirmation Sheet

 

Client Centric Collection Strategy Training – Mar 08 -09 -RBAP Intramuros

CLIENT CENTRIC COLLECTION STRATEGY TRAINING

Date: Mar. 08-09, 2019 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MR. GERRY ANIT
Credit & Collection –Head,
Experienced in Enterprise Dev. & MicroFinance, AgriLending,
a Bank Consultant and Trainer.

SEMINAR FEE
1. Member –  P4,600/per person
2. Non-Member/Delinquent –  P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Mar 01, 2019.

Course Objectives
Equip participants of new methods, skills, tools and means that can be
utilized in dealing customer that have sign of going into default or have
defaulted.
1. How the psyche of a borrower or would be borrower can affect the
repayment of loans.
2. Learn skills and tools to identify and resolve stress in clients with
outstanding loans.
3.Detect warning signs: early signs of probable bad loan and how to
address it.
3. Provide tools in resolving and recovering bad loans.

Seminar Methodologies
Lecture, Discussions, and Workshop.
Expected Participants
Credit and Collection, Loan Officers, Account Officers, Managers,
Appraisers/CI, Sales Officers, ROPA Managers

Course Outline

• The Human Side
–       Warning signs: early signs of possible default and how to address it.
–       Knowing all the tricks employed by debtors to skip debt.

• Debt Recovery
–       Methods: Aggressive vs non-aggressive.
–       Importance of the 5’s in debt recovery action.
–       Professional, conventional or unorthodox: which method situational
performs best.
–       Qualities of a good debt recovery officer.

• Legal
–       Legal measures: what is within the rights of the bank and what is not.

–       Leave the lawyers: extensively exploring non-legal measures to recover
bad loans.

• Others
–       Key to debt rehabilitation: keeping the client while recovering their debt.
–       IRAC: income recognition and asset classification can make or break
loans turning bad.
–       Settlement proposals (developing, evaluating)

*** Learning’s –Jumpstart ***

–       Indicators on when a client may default; i/e. bad-loan candidates
–       Loan settlement proposal template
–       Loan settles proposal evaluation checklist.
–       Debt rehabilitation checklist.

Download Circular

Download Confirmation Sheet

Risk-Based Compliance Program – Feb 27-28 -RBAP Intramuros

SEMINAR ON RISK-BASED COMPLIANCE PROGRAM

Date: Feb. 27-28, 2019 (Wed-Thu)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

DIEGO B. LEDDA, JR
Auditor -Trainer/Consultant – Management & Financial Consultancy Services

SEMINAR FEE
1. For Member –  P5,200 /per person
2. Non-Member/Delinquent –    P5,700 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,600.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Feb 21, 2019

Course Objectives
-the course covers key compliance principles and areas of activities to be
conducted by the Chief Compliance Officer leading to the preparation of
Risk-Based Compliance Program, Assessment, Reporting and Monitoring.

*To learn the important of a Risk-Based Compliance Management.
*Understand the Compliance Risk Management Framework.
*Identify the key activities in Compliance Risk Management Cycle.
*To know how to prepare a Risk-Based Compliance Program and Testing.

Expected Participants
President, Risk Management Committee –Director, President, Branch
Managers, Risk Management Officer, Chief Compliance Officer.

Course Outline

A.      Introduction.
•       Define Compliance risk
•       Understand risk-based compliance management
•       Coverage of compliance laws rules and standards
•       Sources of compliance laws, rules and standards
•       Compliance organizational structure.
B.      Oversight Bodies
•       Responsibilities of the BOD.
•       Responsibilities of Senior Management
C.      The Compliance Function Principles
•       Independence
•       Resources required for compliance
•       Responsibilities of compliance function.

D. Relationship with Internal Audit.
•       Audit and reporting

E. Outsourcing of compliance assessment and testing.
•       When to outsource
•       Requirements of outsourcing

F. Review of Compliance Risk Management Framework

G. Workshop
•       Prepare risk-based compliance program
•       Prepare risk-based compliance Testing

**NOTE For Participants**
-Laptop for workshop
-Compliance Program Manual

Download Circular

Download Confirmation Sheet

Financial Statement Analysis – A Tool in Credit Decision Making – February 28 -March 01 RBAP Intramuros

FINANCIAL STATEMENT ANALYSIS – A TOOL IN CREDIT DECISION MAKING

Date:  Feb 28 Mar-01, 2019 (Thu.- Fri.)
Venue:
Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON

Ms. Maria Julma M. Jongco
– Financial Services Advisor/Consultant –(Bank, Insurance & SME), Trainer

SEMINAR FEE
1. For Member  – P4,600 /person
2. Non-Member/Delinquent –   P5,100/person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: Feb 22, 2018.

This course will provide concepts, tools and techniques in analyzing
financial statement. The goal is to assist credit or investment decision
makers on their credit evaluation analysis.

Course Objectives
•       General concepts on tools and techniques in financial report analysis
and their application to specific cases
•       Recognize the interrelationships among the relationships among the
numbers in the financial statements using spreadsheet template
•       Draw intelligent conclusions on the results of financial performance.

Methodologies
The course will use combination of lecture, hands on spreadsheet tutorial,
financial statement preparation and analysis from various sample business
cases

Expected Participants
Marketing & Business Dev. Officer, Loan Officers, Account Officers,
Remedial & Credit Officers, Branch Managers

Course Outline

DAY 1
General Accounting concepts and principles relevant to financial analysis.
Critical areas in evaluating financial statements.
Understanding financial statements.
Red flags/Danger signs and how to recognize them.
Sample FS discussion.
Techniques used in analyzing financial statements
General Framework and limitations in analysis
Financial ratios and their relevance
Horizontal and vertical analysis

DAY 2
Financial Statements and their relationships through spreadsheet exercises.
Financial Analysis exercises.
Business Case and Application of Financial Statement Review and analysis.
* to gain a solid understanding of financial statements

Download Circular

Download Confirmation Sheet

CANCELLED – Effective Budgeting & Forecasting Techniques for Credit – Feb 22-23, 2019 in RBAP Intramuros

TRAINING ON EFFECTIVE BUDGETING & FORECASTING TECHNIQUES FOR CREDIT

Date: Feb 22-23, 2019 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
– CFO, Bank Manager –Account Management /Treasury and Faculty Member .

SEMINAR FEE
1. Member –  P4,600/per person
2. Non-Member/Delinquent –   P5,100 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Feb 15, 2019.

Course Objectives

The budgeting and forecasting training course will help explain the world
of budgeting and provide participants with the techniques and confidence
to prepare their budget and forecast.

Financial terms and budgeting tools will be explained in a way that a
non-financial manager will understand and relate to in their own line of
work.

Target Audience
*This course provides training for officers, managers and anyone who makes
and or contributes to budgets and forecasts in the bank.
* Loan officers and credit reviewers who analyze the Financial Forecast in
a Term Loan Proposal.
Course Outline

• What is Budgeting?
* The Budgeting Process
* Defining your short and long term objectives
* How to choose the right forecasting techniques
* Facilitator presentation and group discussion

* Introducing the cash budget

*The language of Costs and Costing
*Allocation and apportionment of Costs
*Calculating breaking even
* Facilitator presentation, group discussion and group exercise

*Introducing the Revenue Budget
* Estimating your Income
* Assessing your Obligations

*The Income (Profit and Loss) Structure
*Monitoring and reporting the variances

• Introducing Capital Budgeting
*What is a Capital?
*The Decision Tree
*Cost Benefit Analysis
*Opportunity Costing
*Facilitator presentation, group discussion and group exercise

* Relating the budgets to the Balance Sheet and the P & L:
*The stakeholders
*The Balance Sheet and P & L
*Introducing key financial ratios
*Facilitator presentation and group exercise:

Download Circular

Download Confirmation Sheet

Cancelled Remedial Management Seminar – Feb 14-15, 2019 in RBAP Intramuros

REMEDIAL MANAGEMENT SEMINAR

Date: Feb. 14-15, 2019  (Thursday -Friday)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Tito C. Tirones
– Bank & SME  Consultant/Trainer
Judge Maria Zenaida Bernadette Mendiola
-RMC Lawyer/Bank Trainer -Consultant

SEMINAR FEE
1. For Member only – P4,600 /person
2. Non-Member/Delinquent –   P5,100 / person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,300.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
President, Director,  Loan Officers,  Remedial & Credit Officers, Branch
Managers

DEADLINE TO SUBMIT REGISTRATION:Feb 01, 2019.

Course Objectives
•The course will establish the fundamentals of loan accounts management,
Remedial Accounts Management and recovery.
•Enable the participants to gain actual and factual lessons in the conduct
of Accounts Remedial Management.
•Provide insight of another possible approach of conducting ARM
•Acquaint in various legal strategies in handling problem accounts
•Be familiar with the basic legal provisions relative to the foregoing
remedies, to differentiate one from the other, to avoid common legal
pitfalls in the application.
Course Outline

DAY 1
a. General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.

b. Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account

c. Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts

DAY 2
I.      Legal Strategies in Remedial Management
Preliminary Steps
Non-adversarial methods
Adversarial proceedings

II.     Basic Legal Concepts, Related Laws and Legal Requirements
a.      Dacion en Pago
b.      Restructuring
c.       Rehabilitation
d.      Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e.      Collection Cases
f.      Filing of Criminal Cases

Download Circular

Download Confirmation Sheet