Risk Management Basic Course -April 20-21, 2018 in Bacolod City

The Negros Occidental Federation of Rural Bankers (NOFRB), and the Rural
Bankers Research and Development Foundation, Inc. (RBRDFI), are pleased to
announce the conduct of a Two-day training described below:


Resource Persons:       Mr. Jorge E. Dioneda, CPA
Chief Risk & Financial Tech Officer, Bank Consultant
in Credit and Risk Analysis
and Certified FINTECH professional

Venue: Sugarland Hotel
“Quedan Room”
Araneta St. Bacolod City 6100

Schedule:       April 20 & 21, 2018  (Friday and Saturday)  Duration:   Two (2)
Days 8:00AM – 5PM

Seminar Methodologies:  Lecture, Discussions and Cases

Expected        President, Risk Management Committee – Director, Branch
Participants:   Managers, Risk Management Officer, Chief Compliance Officer,
Head – I.T. Department, Loan Officers

Course Objectives:

a.      Understand Risk Management discipline, its history and specific
b.      Appreciate the value of risk management tools for different types of
financial institutions.
c.      Explore the use of Risk Management Tools in an actual/scenario risk event.
d.      Learn the recent significant key BSP regulations and how they are
applied in rural banking.
e.      Comprehend personal risk appetite and capacity.

Course Outline:

A.      General concept of Risk Management
–       Risk definition
–       Risk characteristics
–       Risk and Capital (ICAAP)

B.      Contextualizing Risk Management Scope
–       Nature of Rural Bank’s operation

C.      Risk Management Processes and Applications
–       Enterprise Risk Management Framework from COSO and Risk Management
Pillars of Basel Risk

D.      Credit Risk Management
1.      Credit Risk framework
2.      Basic components
3.      Credit Risk Tools and Processes of each component
–       BRR/Rating/Scoring
–       Facility Risk Rating
–       Rating Mitigation
–       Rating Validation
–       Sample MIS reports on delinquency.

E.      Operational Risk Management
–       History & Definition of Operational Risks
–       BSP Regulations related to Risk Management
–       Operational Risk Framework

F.      Management of Operational Risk arising from Financial Inclusion
–       Microfinance
–       SME Lending
–       Remittance

G.      Implementation of Operational Risk Management Framework – RB
–       scope and challenge of the implementation
–       series of approaches and questions

H.      Analysis: Case Analysis and video presentation

Registration Fee:       Six Thousand Pesos (P6,000.00) per participant. The fee
includes  Snacks and Lunch for two days, training materials and handouts.

Payment:        A 50% non-refundable down payment is required on or before
Friday, April 13, 2018.
Deposit to –    Agnes L. Montelibano or Thelma M. Chiu
Bank of the Philippine Islands (BPI) – Sagay Branch
Sagay City, Negros Occidental
SA # 9299-0178-74

Please scan deposit slip and email to rbbacolod@rbap.org or fax to (034)

Deadline for    Nomination Forms, duly endorsed by the Bank President or
Submission:     Authorized Signatory, should be submitted to the Rural Bank of
Bacolod City, Inc. (RBBCI) office, or faxed to (034) 433-2704, or emailed
to rbbacolod@rbap.org, on or before Friday, April 13, 2018

We look forward to your Bank’s participation in this very important

Thank you,

Agnes L. Montelibano
NOFRB President


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