Addressing the New Regulatory Definition in Recognition of Past Dues and NPLs (As Amended in BSP Cir. 941) – Mar 09-10, 2018

ADDRESSING THE NEW REGULATORY DEFINITION IN RECOGNITION OF PAST DUES AND
NPLS (As Amended in BSP Cir. 941)

Date: Mar 09-10, 2018 (Fri-Sat)
Venue: Bayanihan Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
MA. CRISTINA M. FAROL
Chief Risk Officer, Credit & Trust Officer, Bank Consultant Trainer,

SEMINAR FEE
1. For Member –  P3,800/per person
2. Non-Member/Delinquent –  P4,200 / per person

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,600.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION:  Mar 02, 2018

Course Objectives

1 Understand clearly the new regulation and its implication to the Bank’s
results of operations.
2. Properly apply the new regulation in the Bank’s recognition of past due
loans  and NPLs.
3. Prepare their Banks on how to apply the prescribed cure period and aim
for immediate remedial of past due accounts.

Seminar Methodologies
Lecture, Discussions, and Workshop: computations and interactive exercises

Expected Participants
Loan Officers, Account Officers, Managers, Appraisers, Sales Officers,
ROPA Managers

Course Outline

• Comparison of the Old vs New Version of the following (BSP Cir. 941)
– Past Due Loans/ Portfolio at Risk (PAR)
-Restructured Loans
-Items in Litigation
-Non-Performing Loans

• Reportorial Requirement.
• Cure Period
• BSP Cir. 941
• Ratings Classification and Loan
Loss Provisioning Comparison of
Old and New Appendix 18.
• Effective Credit Granting Process
• Teaser on Cash Flow and Financial
Analysis
• Credit Control Measure
• Forms of Credit Monitoring

• Sound Credit Risk Management System

a. Credit Administration
d. Roles of Front, Middle and Back Office
e. Credit Limits, Large Exposures, and Credit Concentration
f. Renewal and Extensions
g. Write-offs and Collections.

• Reporting Formats for Management and Board
a. Loan Profiling and Segmentation
d. Bucketing and Net Flow Rates
e. Collection Rate and Paying Percentage

• Interactive Workshop – Cure Period
• Interactive Workshop – Cash Flow Analysis

Download Circular

Download Confirmation Sheet