Archives for 2017

Memorandum No. M-2017-034: Single Reserve Week from 13- 26 October 2017

Memorandum No. M-2017-033: Transitory Provisions of Circular No. 963

Risk Management Basic Course -Nov. 09-10 in Iloilo City

FOR: ALL PARTICIPATING RURAL BANKS
FROM: RODOLFO P. YAP III, President
SUBJECT: CIRCULAR LETTER: BASIC RISK MANAGEMENT COURSE

Dear Fellow Rural Bankers:

The Chamber of Iloilo Rural Banks, Inc. (CIRBI) in coordination with the
Rural Bankers Research and Development Foundation Inc. (RBRDFI) is pleased
to offer a seminar described below:

Date: November 09 – 10, 2017 (Thursday and Friday)
Venue: SmallVille 21 Hotel Smallville Commercial Complex, Diversion Road
Mandurriao, Iloilo City
Time: 08:30am to 5:30pm

eminar Fee
1. Early bird – P5, 000.00 (On or before October 23, 2017)
2. Regular Rate – P6, 000.00 (After October 23, 2017)
3. Non RBAP Member – P7, 000.00 Mode of Payment

 Account Name – Chamber of Iloilo
Rural Banks, Inc. BPI –Solis Branch
 Checking Account No.- 9243-0900-72
 Proof of payment should be emailed to ifrb_kings_queens@yahoo.com

This is a live-out seminar. Seminar fee includes snacks, lunch, training
kit and certificate of attendance.

 Acceptance of reservation is on first come first-served basis;
only fifty (50) participants will be accommodated.

Resource Person:
MR. JORGE DIOGENES, CPA
Professional Lecturer

Expected Participants

President, Risk Management Committee –Director,
Branch Managers, Risk
Chief Compliance Officer, Head- I.T. Department
Management Officer,

COURSE OBJECTIVES
a. Understand Risk Management discipline, its history and specific
frameworks.
b. Appreciate the value of risk management tools for different types of
c. Explore the use of Risk Management Tools in an actual/scenario risk
financial institutions.
events.
d. Learn the recent significant key BSP regulations and how they applied
in rural banking.
e. Comprehend personal risk appetite and capacity.

COURSE OUTLINE

1) General concept of Risk Management
*Risk definition
 *Risk characteristics
 *Risk and Capital – (ICAAP)
2. Contextualizing Risk Management Scope
 • Nature of Rural Bank’s operation.
3. Risk Management Processes and Applications
*Enterprise Risk Management Framework from COSO and Risk Management
 Pillars of Basel Risk
4. Credit Risk Management
1. Credit risk framework
2. Basic components
3. Credit risk Tools and Processes of each component
* BRR/Rating/Scoring
* Facility Risk Rating
* Rating Migration
* Rating Validation
* Sample MIS reports on delinquency.
5. Operational Risk Management
6. Management of Operational Risk arising from Financial Inclusion
Initiatives
7. Implementation of Operational Risk Management Framework – RB
8. Application : Case Analysis and video presentations.

For additional inquiries please contact:
Ms. Emily Lampino
Contact Numbers: (033) 508-5183; 09989801239
Email Add: ifrb_kings_queens@yahoo.com Thank you.

Download CIR

RBAP 60th Charter Anniversary Symposium Program

Rural Banking in the Age of Digital Technology

CSTRB-SLIDER-FINAL

Risk Based Audit Methodology – Nov 24-25 in Dipolog City

FOR : ALL PARTICIPATING RURAL BANKS
SUBJECT : SEMINAR ON RISK-BASED AUDIT METHODOLOGY

Dear Fellow Rural Bankers:

We are pleased to announce the holding of Risk-Based Audit Methodology
Seminar on November 24 to 25, 2017 sponsored by our Federation and to be
held at Top Plaza Hotel, Dipolog City. Please refer to the following
seminar details:

REGISTRATION FEE

Php 4,500.00 per Participant
Php 4,200.00 for Early Bird Registrants (those who pay the full amount on
or before October 31, 2017) Php 4,500.00 for Walk-in Participants

VENUE

Day 1 & 2:
Top Plaza Hotel, Dipolog City

Seats are available for interested participants.

Mode of Payment:
a) A non – refundable commitment fee of P2,500.00 per participant.
b) Bank account (BPI Account Name: Albert T. Concha Jr. Account Number:
1825-0097-67;
c) Proof of payment fax to (065) 212 – 2098;
d) Check payments should be payable to the Zamboanga del Norte Federation
of Rural Banks (ZNFRB) Secretariat/Treasurer.

For your reservations, kindly observe our training policies:

1. Deadline for submission of confirmation is not later than June 5, 2017;
2. A non-refundable commitment fee equivalent to fifty percent of the
registration fee per participant. Payments can be remitted to the
Zamboanga del Norte Cooperative Bank thru Ms. Lailah Matugas.
3. Reservation via telephone conversation is accepted. However,
Registration Form and commitment fee must be settled 10 days prior to
seminar date. Otherwise, reservation is considered cancelled.
4. Cancellation Policy:
a. 10 days prior to the seminar date is entitled for a full refund
b. 3 days prior to the seminar date is entitled for a half refund (applies
only to full payments)
c. Participants who have paid but fail to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.

This is a live-out seminar.

Thank you very much.

(Sgd.) ATTY. ALBERT T. CONCHA, JR.
ZNFRB President

Download CIR RBA

BSP CIRCULAR LETTER NO. CL-2017 – 060: Updated Validation Rules of the BSP for the Financial Reporting Package

BSP Circular 974: Amendments to the Manual of Regulations for Banks and Non-Bank Financial Institutions as of 31 March 2017

BSP Memorandum: M-2017-030 – Guidelines on the Electronic Submission of the Updated Reports Arising from Circular No. 941

Compliance Mgmnt System Assessment – Nov 09-10

COMPLIANCE MANAGEMENT SYSTEM ASSESSMENT

Date: Nov 09-10, 2017 (Thu-Fri)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Mr. Diego B. Ledda, Jr.
Trainer/Consultant -Management
& Financial Consultancy Services


SEMINAR FEE

1. For Member -  P4,500/per person
2. Non-Member/Delinquent – P4,800 / per person

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,200.00 /pax is
required, but its deducted from the total registration fee.


Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


DEADLINE TO SUBMIT REGISTRATION:  Oct 27, 2017.

Course Objectives

1. To identify, prioritize, and assign accountability for managing
existing or potential threats related to legal or policy noncompliance—or
ethical misconduct—that could lead to fines or penalties, reputational
damage, or the inability to operate in key markets.
2.To understand the laws and regulations with which the Bank is required
to comply in all risk areas where it conducts business, as well as
critical organizational policies—whether or not those policies are based
on legal requirements.
3.To learn the roles and responsibilities of Chief Compliance Officer in
the organization.
4.To learns how to prepare annual compliance program, assessment and reports

Day 1

1.The Compliance Risk Management
 * Define Compliance risk and Compliance Risk Management of Compliance Functions
 * Regulations Governing Compliance Functions
 * Requirements of successful Compliance Risk Management

2.Board and Senior Management Oversight
 *Roles and Responsibilities of the Board of Directors
 *Roles and Responsibilities of Senior Management
 *Roles and Responsibilities of Employees

3.The Compliance Office and Compliance Officer

4.The Compliance Program
5.Reports , Reporting  Frequencies

*Types of Reports  Being Prepared by the Compliance Officer
*Frequency and Manner of Reporting
*Actions Needed in Compliance Reports

6.Improving Compliance Risk Management
    *Identifying Inherent problems for Effective Compliance
7. Outsourcing of Compliance Assessment and Testing
8. Common Problems and BSP audit Findings in Compliance System 
   and How to Avoid them.

Day 2

1.Hands-On Preparation
*Annual Compliance Program
*Assessment of Risk Areas
*Reports
Required on Day 2:  Laptop Computer, USB Compliance Manual

Download CIR

Download Confirmation

Strategic Human Resource Management Training – Nov 17-18

STRATEGIC HUMAN RESOURCE MANAGEMENT


Date: Nov 17-18, 2017 (Fri-Sat)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

        RESOURCE PERSON
  MS. OLIMPIA N. CRUZ, RMO
Bank Officer - Risk Management, Consultant   for bank’s HRM, Trainer


SEMINAR FEE
1. Member – P3,800 / pax
2. Non-Member/Delinquent – P4,200 / pax

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,900.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


EXPECTED PARTICIPANTS
President & CEOs, Director, General Manager, HR Head & Compliance Officer

DEADLINE TO SUBMIT REGISTRATION:  Nov 10, 2017.

Course Objectives
The Strategic Human Resource Management consistent with the provisions of
BSP Circular 900, s. 2016, Guidelines on Operational Risk Management.

1. Learn the Human Resource Management perspectives;
2. Know and understand the HR interlinked functions and processes;
3. Establish the duties and responsibilities of HR Managers and Business
Line Managers in managing risks related to Human Resource Management;
4. Establish and implement mechanisms needed in order to comply with BSP
Circular 900.

Methodology:  Lectures, Workshop and Case Study

Course Outline

Day 1 –Human Resource Management Background

  1. Human Resource Planning   - definition and scope of HR Planning
    A. Job Analysis and Job Design
    B.  Review of Current Manpower Supply

  2.  Recruitment and Selection
   A. Sources of qualified personnel
   B.  Recruiting Methods and Process I.

 3.Competency Framework Development
   A. Competency Framework Milestone
   B. Classification of Competencies
   C. Setting proficiency levels

 4. Training and Development
   A. Factors affecting training outcomes
   B. Talent management for smaller organizations: challenges and advantages

  5. Performance Management
   A Performance Management   Cycle
   B. Link with other HR functions


Day 2 –Rewards Management

 1.  Rewards Management
   A. Rewards and Recognition
   B. Categories of Performance-based rewards
   C. Issues in implementing Awards/Incentive Programs
   D. Choosing the right rewards mix suitable to the organization.

2.  Rewards Management
   A. Rewards and Recognition
   B.  Categories of Performance-based rewards
   C. Issues in implementing Awards/Incentive Programs
   D. Choosing the right rewards mix suitable to the organization

3.  Management of HR Related Risks
   A. Managing HR related Risks
   B. Elements of HR governance in managing HR risks
   C. HR Communications

5.  Organization Development: Managing Change
   A. Effective management of change

Download CIR

Download Confirmation

Compliance and Strategic Inputs: BSP Cir. 855, IFRS 9, and BSP Cir. 908 – Nov 23-24

Dear Fellow Rural Bankers:

The Rural Bankers Research & Development Foundation, Inc., a lead provider of capacity building for the RBAP members, in partnership with the SGV &
Co., the country’s leading professional services, developed a 2-day training program that introduces the basic principles and tools underlying
with regulations, especially in the area of credit risk.

Set to promote best practices and strategies, it will cover critical aspect of the regulatory issuances. Also, to provide technical competence
in terms of insights and theories of sound credit risk management, and offer solution for its on going concerns.

Henceforth, we invite the – President/Directors, Credit and Risk Management Officers, Loan and Remedial Management Officers, Compliance Management and Internal Auditors – to participate in the Compliance and Strategic Inputs: BSP Cir. 855, IFRS 9, and BSP Cir. 908

Schedule: November 23 – 24, 2017 (Thursday and Friday)
Venue: Gov. Licaros Hall, 2/F RBAP Bldg., Intramuros, Manila.
Registration Fee: Ph 11,200.00 / delegate
LBP Savings Account : 0012-1046-26
Account Name: RBRDFI

LEARNING OBJECTIVES
– Have a grasp of the details of the BSP Cir. 855 and IFRS 9 and its implications on operations and strategic directions;
– Identify areas of improvement for their respective banks as far as compliance to the regulatory issuances are concerned; and
– Have an appreciation on BSP Cir. 908 and its appropriate opportunistic outlook on strategy and business plans of their respective banks.

RESOURCE PERSONS
* CHRISTIAN G. LAURON
CPA, MFinance & MBA Partner, Financial Services Office (FSO), Head of Financial Services Risk Management group, which focuses on risk modeling, data analytics, stress testing, Basel II and III, IFRS and among others

*MARY CATHERINE M. BILIRAN
CPA, MBA Senior Manager, Assurance Extensive experience in audit reviews of publicly listed commercial banks, thrift banks, rural banks and investment houses

*RUBEN D. SIMON
Associate Director, Financial Services Risk Management FSO-Advisory manager specializing on microfinance, agribusiness and rural developments

To register, kindly fill-out the attached Confirmation Form and send to jescepeda.rbap@gmail.com, training@rbap.org or via fax at (02) 5272980.

Payment must be deposited through RBRDFI Land Bank of the Philippines (Intramuros Branch) Savings Account Number 0012-1046-26 on or before
November 10, 2017. We are looking forward to your active participation. Thank you.

Sincerely,

Antonio O. Pasia
Chairman

Download Confirmation Form
Download CIR

BSP Memorandum NO. M-2017-028: BSP Guidelines on the Electronic Submission of Prescribed Reports to the BSP-Supervision and Examination Sector (SES) through the Supervisory Data Center (SDC)

BSP Memorandum NO. M-2017-027: BSP Guidelines on the Electronic Submission of Reports Required from Trust Entities

BSP Memorandum NO. M-2017-026: BSP Electronic Correspondences from the BSP-Supervision and Examination Sector (SES)