Archives for 2017

2017 Holiday Break Notice

BSP CIRCULAR No. 983 on Reduction of Reserve Requirement on Repurchase Transactions

BSP CIRCULAR No. 981 on Guidelines on Liquidity Risk Management

BSP CIRCULAR No. 979 on Risk-Weighting of Bank Loans to the Extent Guaranteed by Credit Surety Fund (CSF) Cooperatives

BSP CIRCULAR No. 978 on Exclusion of Loans and Other Credit Accommodations Covered by Guarantees of International/Regional Institutions/Multilateral Financial Institutions from Ceilings to Subsidiaries and Affiliates of Banks

Risk Management Basic Course -Jan 17-18 2018

RISK MANAGEMENT BASIC COURSE

Date: Jan 17-18, 2018 (Wed-Thu)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
   MR. JORGE E. DIONEDA, CPA,
Chief Risk & Financial Tech Officer, Bank Consultant in Credit and Risk
Analysis
and Certified FINTECH professional.

SEMINAR FEE
1. For Member -  P3,800 /person
2. Non-Member/Delinquent – P4,200 /person

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P2,000.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980


DEADLINE TO SUBMIT REGISTRATION:   Jan. 10, 2018.

Course Objectives
a) Understand Risk Management discipline, its history and specifc frameworks.
b) Appreciate the value of risk management tools for different types of
financial institutions.
c) Explore the use of Risk Management Tools in an actual/scenario risk
events.
d) Learn the recent significant key BSP regulations and how they applied
in rural banking.
e) Comprehend personal risk appetite and capacity.

Expected Participants
President, Risk Management Committee –Director, Branch Managers, Risk
Management Officer, Chief Compliance Officer, Head- I.T. Department

Course Outline
A.	General concept of Risk Management
*Risk definition
*Risk characteristics
*Risk and Capital –(ICAAP)
B.	Contextualizing Risk Management Scope
•	Nature of Rural Bank’s operation.
C.	Risk Management Processes and Applications
*Enterprise Risk Management Framework from COSO and Risk Management
Pillars of Basel Risk
D.	Credit Risk Management
1.	Credit risk framework
2.	Basic components
3.	Credit risk Tools and Processes of each component
         * BRR/Rating/Scoring
         * Facility Risk Rating
         * Rating Migration
         * Rating Validation
         *Sample MIS reports on delinquency.

E.  Operational Risk Management   * History & Definition of Operational Risks
*BSP Regulations –related to Risk Management
*Operational Risk Framework

F. Management of Operational Risk arising from Financial Inclusion
Initiatives.
   * Microfinance
   * SME Lending
   * Remittance

G. Implementation of Operational Risk Management Framework –RB
  *scope and challenge of the implementation
  *series of approaches and questions

H. Application : Case


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Cash Flow Statement – Understanding & Analyzing – Jan 13 2018

CASH FLOW STATEMENT – UNDERSTANDING, INTERPRETING AND ANALYZING

Date: Jan 13, 2018 (Sat.)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSON
Belle Noreen Castillo –Estrada, CPA
    - CFO, Bank Manager –Account Management /Treasury and Faculty Member

SEMINAR FEE
1. Member -  P2,500 /person
2. Non-Member/Delinquent – P2,800 /person


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P1,250.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Loan Officers, Remedial & Credit Officers, Branch Managers, President,
Directors

DEADLINE TO SUBMIT REGISTRATION:  Jan 05, 2018.

Course Objectives

1.	To emphasize the primary purpose of the Cash Flow Statement.
2.	To analyze in detail the relationship between cash and changes in
assets, liabilities and equity accounts; to allow the participants to
understand the full integration of the income statement, balance sheet and
cash flow statement.
3.	To help the participants understand and interpret the Cash Flow Statement.
4.	To be able to use the Cash Flow Statement to evaluate a company

Course Outline
I.	PRIMARY PURPOSE OF THE CASH FLOW STATEMENT
A.	Answer the basic questions:
i.	Where did the cash come from during the period?
ii.	What was the cash used for during the period?
iii.	What was the change in the cash balance during the period?
B.	Illustrate the Types of Cash Inflows and Outflows under:
i.	Operating Activities
ii.	Investing Activities
iii.	Financing Activities
II.	DISCUSS THE STEPS IN PREPARING THE CASH FLOW STATEMENT
A.	Discuss the different methods in preparing the Cash Flow Statement
B.	Enumerate the data needed to prepare the Cash Flow Statement:
i.	Comparative Balance Sheet (current year and previous year)
ii.	Income Statement for the period
iii.	Other transactions that affect how the cash was provided or used
during the period
C.	Discuss the steps in preparing a Cash Flow Statement
III.	HOW TO USE THE CASH FLOW STATEMENT IN EVALUATING A COMPANY
A.	Discuss the various ratios as a tool to analyze a company.
i.	Assessing Liquidity, Solvency, and Profitability using Cash Flow Statement
B.	What is free cash flow?
IV.	VARIOUS EXERCISES

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BSP Circular 982: Enhanced Guidelines on Information Security Management

BSP Circular 980: Adoption of National Retail Payment System (NRpS) Framework

Re-Launch of Consolidation Program for Rural Banks



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Implementing Guidelines
Consolidation Program for Rural Banks
Bulletin No. 2017-14

Corporate Governance for RB Directors – Dec 18-19

CORPORATE GOVERNANCE FOR BANK DIRECTORS

Date: Dec 18-19, 2017 (Mon-Tue)
Venue: Gov. Licaros Hall, RBAP, Intramuros,
Time: 8:30am to 5:00pm

RESOURCE PERSONS

Ms. Ma. Corazon Guerrero
Former Asst. Gov. – BSP
Mr. Fernando A. Caballa
Former Dir.  Of ISD-I, BSP

SEMINAR FEE

1. Member - P4,900 / pax
2. Non-Member/Delinquent – P5,400 / pax

MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

Non-Refundable commitment fee of P2,800.00 per participant.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

EXPECTED PARTICIPANTS
Chairman, Presidents & CEOs, Directors, General Managers,
Stockholders & Compliance Officers

DEADLINE TO SUBMIT REGISTRATION:  Dec 08, 2017.

Course Objectives

1 Pursuant to the following BSP Circulars
a) Cir. No. 296 prescribing the minimum qualifications of a bank director,
a director
b) Circulars No. 749 and 757 sets new guidelines in strengthening the
Corporate Governance in Financial Institutions”.
•	To provide a structured framework for the Board of Directors:
    a.  To appreciate the principles of Good Governance;
    b.  To recognize the value of their roles in promoting it in their
respective financial  institutions;
          and
    c.  To understand its significance in maintaining the stability of the
financial system

Course Outline

Day 1 –Concepts & Theory
I. Overview of Good Corporate  Governance
   A. Definition
   B.  Importance of Good Corporate
   Governance in the Financial System
   C.   Role of Stakeholders

II. Board Qualifications and Practices
     A. Qualifications of the BO
     B. Responsibilities of the BOD
            1. Individually
            2. Collectively
    C. Structure of the Board and Practices
1. Board Committees
2. Roles of the Chairperson of the BOD 3.  Evaluation of the Performance
of the BOD

III. Checks and Balances Systems
      Roles & Scope of the ff Functions:
       A. Risk Management
       B.  Internal Audit
       C.  Compliance
       D. External Audit
IV. Compensation System
      A. Principles in Establishing Compensation System
B. Review of the Compensation System

V. Complex or Opaque Structures
     A. Issues/concerns in Group Structures
     B.  Role of the BOD of the Parent Company
     C.  Responsibilities in Group Structure

VI. Disclosure and Transparency
      A. Objectives of Disclosure and Transparency
      B.  Regulatory Requirements

Day 2- Summary & Application
 VII. Governance Challenges for
           Family-owned Banks

VIII.  Summary & Exercises
          Setting and Implementation of Governance Policies
   A.  Corporate Governance Models
   B.  Self-Assessment: Corporate Governance Scorecard
   C.  Group Case Studies & Discussions

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CS Corp Gov

National Retail Payment System (NRPS) Roadshow Schedule

RBAP 60th Charter Anniversary Symposium Speakers’ Presentations

Day 1:
BSP Updates on Regulatory Issuances by Mr. Restituto C. Cruz
BSP Cyber Security by Mr. Melchor T. Plabasan
RB Opportunity for Agriculture Lending By Mr. Gus Poston
Consumer Loans by Mr. Eduardo F. Pelaez
MSME by Dr. Jaime Aristotle B. Alip
National Retail Payment System by Mr. Raymond Estioko
Cloud Banking Technology by Ms. Tanya Hotchkiss
The Philippines: A Canadian Perspective on the role of RBs for Financial Inclusion by Mr. Gary Repchuck

Day 2:
PDIC by Mr. Roberto B. Tan
Success Mindsets of Entrepreneurs for the 3rd Generation Rural Bankers by Mr. Ardy Abello
Successful Succession: 3rd Generation by Ms. Brigida Regina J. De Luna
Successful Succession: 3rd Generation by Mr. Gregory D. De Guzman
Community Involvement of RBs by Mr. Ives Q. Nisce
Community Involvement of RBs by Mr. David Michael Bonifacio
Agricultural Guarantee by Ms. Edna A. Atienza
Marketing thru Social Media by Ms. Heidi Garayblas

Signature Verification Bank Fraud & Forgery Detection -Dec 13

SIGNATURE VERIFICATION, BANK FRAUD AND FORGERY DETECTION SEMINAR

Date: Dec 13, 2017 (Wed)
Venue: RBAP, Intramuros, Manila
Time: 8:30am to 5:00pm

Resource Person:
Ms. Jennifer Dominguez
Question Document Examiners, NBI

SEMINAR FEE
1. For Member  - P2,400
2. Non-Member/Delinquent –  P2,700


MODE OF PAYMENT
Check payable to:

      Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,200.00 /pax is
required, but its deducted from the total registration fee.

Bank:  LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax  (02) 527-2969 /527-2980

Objective
For the participants to be aware of the significance of handwriting
identification and other aspects of questioned documents examination to
related areas in their chosen field;

Seminar Methodologies
Lecture, Discussions and Workshops

Expected Participants
Bank Teller, Cashier, Account Officers, Loan Officers


Course Outline

Module 1: Signature Verification and Forgery Detection
a.	Handwriting Impressions

             i) Manual operation of the hand and the brain

b. Typewriting and Printing Impressions

           ii) Machine produced impressions
           iii) Miscellaneous Aspects
           iv) Alterations
           v) Sequence of strokes, etc

Module 2: Fraud Detection and Prevention
a.    Elements of Fraud
b.    Prevention Techniques
c.    Internal Control System

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AMLA Seminar – Dec. 06 2017 in Hotel Jen

AMLA SEMINAR
Cir. 950: Updated AML Rules and Regulations

SCHEDULE

Date: December 06, 2017 (Wed)
Venue:
Ambassador Sala Room
HOTEL JEN -MANILA
3001 Roxas Blvd., Pasay City
,
Time: 8:30am to 5:00pm

Resource Persons:
Heinz Espinosa, BO -V
Mary Aileen Padilla, BO-IV AMLSG , Banko Sentral ng Pilipinas

SEMINAR FEE
1. For Member – P1,900
2. Non-Member/Delinquent – P2,300

MODE OF PAYMENT
Check payable to:

Rural Bankers Research & Development Foundation Inc.

To reserve slot, a Non-Refundable commitment fee of P1,000.00 /pax is
required, but its deducted from the total registration fee.

Bank: LBP – Intramuros, Branch
Account Name: RBRDFI
SA No. 0012-1046-26.
Telefax (02) 527-2969 /527-2980

DEADLINE TO SUBMIT REGISTRATION: December 01, 2017.

Seminar Methodologies

Lecture /Discussions and Workshop

Expected Participants
President, Directors, Compliance Officer, Internal Auditors,
Managers, Tellers, Cashiers & Loan Officers

Course Outline

I. AMLC and Functions
II. AML Act and Its Amendments
III. Phil. Legal Framework
*Cir. No. 706 (Updated AML Rules and Regulations)
* Cir. No. 950 UARR, as Amended
* Memorandum No. M-2012 -017
IV. R.A. No. 0167 Salient Features
& R.A. No. 10365 Salient Features
V. Money Laundering Offense and Penalties
VI. AML Rules and Regulations, as Amended
*Amendments to Circular No. 706
*Legal Basis of AML Rules
* Policies of the State
*Coverage:
– BSP Covered Persons
-AML Risk Management
-Customer Identification Process
VII. AML Risk Rating System AML Risk Rating System
VIII. Question and Answer

 

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